TADAWUL:4082 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Interest Expense	-0.08	-1.1	-1.74	-5.86	-
Net Interest Income	0.08	1.1	1.74	5.86	-
Commissions and Fees	218.48	193.41	169.42	158.11	133.62
Other Revenue	-	-	-	-	18.87
Revenue Before Loan Losses	218.56	194.51	171.16	163.98	152.49
Provision for Loan Losses	82.27	25.77	3.54	28.69	38.81
Revenue	136.3	168.74	167.62	135.28	113.67
Revenue Growth (YoY)	-19.23%	0.67%	23.90%	19.01%	14.17%
Cost of Services Provided	148.47	152.28	140.08	93.15	64.84
Other Operating Expenses	-5.54	-10.26	-5.48	-7.47	1.35
Total Operating Expenses	142.93	142.02	134.6	85.68	66.19
Operating Income	-6.64	26.72	33.02	49.6	47.48
EBT Excluding Unusual Items	-3.6	33.36	39.88	51.09	47.48
Other Unusual Items	-	-	-	3.4	-
Pretax Income	-3.6	33.36	39.88	54.49	47.48
Income Tax Expense	1.66	8.3	8.91	9.51	6.6
Earnings From Continuing Ops.	-5.26	25.06	30.97	44.98	40.88
Minority Interest in Earnings	6.27	7.66	-	-	-
Net Income	1.01	32.72	30.97	44.98	40.88
Net Income to Common	1.01	32.72	30.97	44.98	40.88
Net Income Growth	-96.91%	5.64%	-31.15%	10.03%	20.45%
Shares Outstanding (Basic)	70	70	61	45	30
Shares Outstanding (Diluted)	70	70	61	45	30
Shares Change (YoY)	-	13.85%	35.24%	50.22%	10.69%
EPS (Basic)	0.01	0.47	0.50	0.99	1.35
EPS (Diluted)	0.01	0.47	0.50	0.99	1.35
EPS Growth	-96.91%	-7.21%	-49.09%	-26.75%	8.82%
Free Cash Flow	8.84	-29.74	-75.82	-69	-62.03
Free Cash Flow Per Share	0.13	-0.43	-1.24	-1.52	-2.06
Dividend Per Share	-	-	0.350	0.530	-
Dividend Growth	-	-	-33.96%	-	-
Operating Margin	-4.87%	15.83%	19.70%	36.67%	41.77%
Profit Margin	0.74%	19.39%	18.48%	33.25%	35.96%
Free Cash Flow Margin	6.49%	-17.62%	-45.23%	-51.00%	-54.56%
Effective Tax Rate	-	24.87%	22.35%	17.46%	13.90%