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Morabaha Marina Financing Company (TADAWUL:4082)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
7.45
+0.15 (2.05%)
Nov 10, 2026, 3:14 PM AST

TADAWUL:4082 Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
74.77136.3168.74167.62135.28113.67
Revenue Growth
-52.56%-19.23%0.67%23.90%19.01%14.17%
Operating Income
-57.48-6.6426.7233.0249.647.48
Net Income
-52.921.0132.7230.9744.9840.88
Earnings Per Share
-0.750.010.470.500.991.35
EPS Growth
--96.91%-7.21%-49.09%-26.75%8.82%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail
66.3793.5888.4872.180.55
Small and Medium Sized Businesses(Smes)
68.7787.483.4265.4231.93
Digital Payments
2.551.650.790.76-
Head Office
11.1810.7310.7712.521.19
Total
148.87193.36183.46150.8113.67

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
275.74146.99110.5194.7875.1442.81
Total Debt
419.46569.62543.12463.84622.37653.21
Net Cash (Debt)
-143.72-422.63-432.61-369.06-547.23-610.4
Net Cash Growth
------
Net Cash Per Share
-2.05-6.05-6.20-6.02-12.07-20.22

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
336.699.73-28.47-72.87-67.36-61.17
Capital Expenditures
-0.08-0.89-1.27-2.95-1.64-0.86
Free Cash Flow
336.618.84-29.74-75.82-69-62.03
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
-76.87%-4.87%15.83%19.70%36.67%41.77%
Pretax Margin
-74.48%-2.64%19.77%23.79%40.28%41.77%
Profit Margin
-70.78%0.74%19.39%18.48%33.25%35.96%
FCF Margin
450.17%6.49%-17.62%-45.23%-51.00%-54.56%

Dividends
Chart
Fiscal Year
FY 2023FY 2022
Period EndingDec '23 Dec '22
Dividend Per Share
0.3500.530
Dividend Per Share Growth
-33.96%-
Dividend Yield
2.83%-

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-667.3824.4627.91--
P/FCF Ratio
1.5176.31----
PS Ratio
7.694.954.745.16--