Saudi Arabia · Delayed Price · Currency is SAR Heartland Financial USA Statistics
Total Valuation
TADAWUL:7020 has a market cap or net worth of SAR 47.12 billion. The enterprise value is 53.10 billion.
| Market Cap | 47.12B |
| Enterprise Value | 53.10B |
Important Dates
The last earnings date was Thursday, July 24, 2025.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Aug 3, 2025 |
Share Statistics
TADAWUL:7020 has 770.00 million shares outstanding.
| Current Share Class | 770.00M |
| Shares Outstanding | 770.00M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.04% |
| Owned by Institutions (%) | 10.34% |
| Float | 543.43M |
Valuation Ratios
The trailing PE ratio is 13.84 and the forward PE ratio is 13.32. TADAWUL:7020's PEG ratio is 0.78.
| PE Ratio | 13.84 |
| Forward PE | 13.32 |
| PS Ratio | 2.51 |
| PB Ratio | 2.42 |
| P/TBV Ratio | 4.31 |
| P/FCF Ratio | 11.82 |
| P/OCF Ratio | 6.54 |
| PEG Ratio | 0.78 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.96, with an EV/FCF ratio of 13.32.
| EV / Earnings | 15.60 |
| EV / Sales | 2.82 |
| EV / EBITDA | 6.96 |
| EV / EBIT | 13.64 |
| EV / FCF | 13.32 |
Financial Position
The company has a current ratio of 0.97, with a Debt / Equity ratio of 0.49.
| Current Ratio | 0.97 |
| Quick Ratio | 0.86 |
| Debt / Equity | 0.49 |
| Debt / EBITDA | 1.26 |
| Debt / FCF | 2.37 |
| Interest Coverage | 5.90 |
Financial Efficiency
Return on equity (ROE) is 18.30% and return on invested capital (ROIC) is 8.33%.
| Return on Equity (ROE) | 18.30% |
| Return on Assets (ROA) | 5.98% |
| Return on Invested Capital (ROIC) | 8.33% |
| Return on Capital Employed (ROCE) | 12.60% |
| Revenue Per Employee | 6.27M |
| Profits Per Employee | 1.13M |
| Employee Count | 3,000 |
| Asset Turnover | 0.48 |
| Inventory Turnover | 41.78 |
Taxes
In the past 12 months, TADAWUL:7020 has paid 66.53 million in taxes.
| Income Tax | 66.53M |
| Effective Tax Rate | 1.92% |
Stock Price Statistics
The stock price has increased by +20.71% in the last 52 weeks. The beta is 0.05, so TADAWUL:7020's price volatility has been lower than the market average.
| Beta (5Y) | 0.05 |
| 52-Week Price Change | +20.71% |
| 50-Day Moving Average | 58.48 |
| 200-Day Moving Average | 56.87 |
| Relative Strength Index (RSI) | 59.42 |
| Average Volume (20 Days) | 1,359,202 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, TADAWUL:7020 had revenue of SAR 18.80 billion and earned 3.40 billion in profits. Earnings per share was 4.42.
| Revenue | 18.80B |
| Gross Profit | 10.25B |
| Operating Income | 3.76B |
| Pretax Income | 3.47B |
| Net Income | 3.40B |
| EBITDA | 6.87B |
| EBIT | 3.76B |
| Earnings Per Share (EPS) | 4.42 |
Balance Sheet
The company has 3.46 billion in cash and 9.44 billion in debt, giving a net cash position of -5.98 billion or -7.76 per share.
| Cash & Cash Equivalents | 3.46B |
| Total Debt | 9.44B |
| Net Cash | -5.98B |
| Net Cash Per Share | -7.76 |
| Equity (Book Value) | 19.45B |
| Book Value Per Share | 25.26 |
| Working Capital | -281.07M |
Cash Flow
In the last 12 months, operating cash flow was 7.21 billion and capital expenditures -3.22 billion, giving a free cash flow of 3.99 billion.
| Operating Cash Flow | 7.21B |
| Capital Expenditures | -3.22B |
| Free Cash Flow | 3.99B |
| FCF Per Share | 5.18 |
Margins
Gross margin is 54.51%, with operating and profit margins of 19.99% and 18.11%.
| Gross Margin | 54.51% |
| Operating Margin | 19.99% |
| Pretax Margin | 18.46% |
| Profit Margin | 18.11% |
| EBITDA Margin | 36.53% |
| EBIT Margin | 19.99% |
| FCF Margin | 21.20% |
Dividends & Yields
This stock pays an annual dividend of 2.50, which amounts to a dividend yield of 4.08%.
| Dividend Per Share | 2.50 |
| Dividend Yield | 4.08% |
| Dividend Growth (YoY) | 6.38% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 80.44% |
| Buyback Yield | n/a |
| Shareholder Yield | 4.08% |
| Earnings Yield | 7.22% |
| FCF Yield | 8.46% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 13, 2013. It was a forward split with a ratio of 1.1.
| Last Split Date | Jan 13, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
TADAWUL:7020 has an Altman Z-Score of 2.43 and a Piotroski F-Score of 8. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.43 |
| Piotroski F-Score | 8 |