TADAWUL:8060 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	1,490	1,770	1,566	2,572	1,058	775.57
Total Interest & Dividend Income	7.01	8.41	12.44	5.83	9.6	2.52
Gain (Loss) on Sale of Investments	-30.99	48.53	89.79	-6.81	17.9	0.5
Other Revenue	83.27	74.22	58.4	-998.81	79.8	52.27
Total Revenue	1,550	1,901	1,727	1,573	1,166	830.86
Revenue Growth (YoY)	-21.29%	10.12%	9.80%	34.89%	40.31%	11.65%
Policy Benefits	1,641	1,806	1,538	1,670	968.21	534.95
Policy Acquisition & Underwriting Costs	-	-	-	-	144.62	78.42
Selling, General & Administrative	-	-	-	0.65	150.9	141.85
Provision for Bad Debts	-	-	-	-	17.2	8.16
Other Operating Expenses	33.91	35.28	37.04	20.29	-2.35	-12.77
Total Operating Expenses	1,675	1,842	1,575	1,691	1,279	750.61
Operating Income	-124.98	59.79	151.71	-118.72	-112.8	80.25
Other Non Operating Income (Expenses)	2.86	2.88	11.27	12.61	-	-
EBT Excluding Unusual Items	-122.12	62.68	162.98	-106.12	-112.8	80.25
Gain (Loss) on Sale of Assets	0.07	20.38	-	-	-	-
Other Unusual Items	-	-	-	49.68	-	-
Pretax Income	-122.05	83.05	162.98	-56.44	-112.8	80.25
Income Tax Expense	24.75	18.75	15	11.64	9.26	21.5
Net Income	-147.12	64.3	147.98	-68.08	-122.05	58.75
Net Income to Common	-147.12	64.3	147.98	-68.08	-122.05	58.75
Net Income Growth	-	-56.55%	-	-	-	158.60%
Shares Outstanding (Basic)	122	103	85	69	65	63
Shares Outstanding (Diluted)	122	103	85	69	65	63
Shares Change (YoY)	25.51%	21.17%	23.67%	6.40%	3.10%	18.75%
EPS (Basic)	-1.20	0.62	1.74	-0.99	-1.89	0.94
EPS (Diluted)	-1.20	0.62	1.74	-0.99	-1.89	0.94
EPS Growth	-	-64.14%	-	-	-	117.77%
Free Cash Flow	-299.75	59.33	416.63	54.56	-127.05	-16.07
Free Cash Flow Per Share	-2.45	0.58	4.90	0.79	-1.97	-0.26
Operating Margin	-8.06%	3.15%	8.79%	-7.55%	-9.68%	9.66%
Profit Margin	-9.49%	3.38%	8.57%	-4.33%	-10.47%	7.07%
Free Cash Flow Margin	-19.34%	3.12%	24.13%	3.47%	-10.90%	-1.93%
EBITDA	-117.42	71.69	172.43	-109.1	-102.22	89.07
EBITDA Margin	-7.58%	3.77%	9.99%	-6.94%	-8.77%	10.72%
D&A For EBITDA	7.56	11.89	20.72	9.62	10.58	8.82
EBIT	-124.98	59.79	151.71	-118.72	-112.8	80.25
EBIT Margin	-8.06%	3.15%	8.79%	-7.55%	-9.68%	9.66%
Effective Tax Rate	-	22.58%	9.20%	-	-	26.79%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.