TADAWUL:8070 Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-31.05	71	66.94	-18.23	26.15	31.66
Depreciation & Amortization	5.42	8.52	10.66	5.06	1.44	1.91
Other Amortization	11.63	7.36	-	3.74	2.94	2.7
Gain (Loss) on Sale of Assets	-	-	-	-	-0	-0.02
Gain (Loss) on Sale of Investments	-0.32	-0.2	0.55	0.07	-13.18	-7.77
Change in Accounts Receivable	0.78	-4.1	0.26	19.65	-86.1	25.88
Reinsurance Recoverable	-283.57	-114.69	18.13	21.61	82.48	-24.01
Change in Accounts Payable	-	-	-	-	2.31	16.05
Change in Unearned Revenue	-	-	-	-	-5.9	29.87
Change in Insurance Reserves / Liabilities	641.58	209.97	10.33	20.37	-57.63	-0.92
Change in Other Net Operating Assets	1.9	-10.4	19.27	102.43	-18.05	4.62
Other Operating Activities	-83.9	-102.3	-78.68	-32.83	-7.3	6.33
Operating Cash Flow	288.25	-31.69	228.41	85.39	-75	92.12
Operating Cash Flow Growth	328.00%	-	167.49%	-	-	-
Capital Expenditures	-12.39	-2.42	-2.37	-2.26	-1.11	-1.45
Sale of Property, Plant & Equipment	-	-	-	0.09	0	0.02
Purchase / Sale of Intangible Assets	-5.75	-6.11	-6.85	-4.51	-3.6	-4.25
Cash Acquisitions	-	-	19.37	63.48	-	-
Investment in Securities	-92.26	-101.2	-241.16	-353.9	-62.49	27.94
Other Investing Activities	67	63.04	16.83	-7.31	-10	-
Investing Cash Flow	-43.4	-46.68	-214.18	-304.41	-77.2	22.25
Long-Term Debt Issued	-	-	0.01	-	-	-
Total Debt Repaid	-9.73	-0.58	-	-	-	-
Net Debt Issued (Repaid)	-9.73	-0.58	0.01	-	-	-
Financing Cash Flow	-9.73	-0.58	0.01	-	-	-
Net Cash Flow	235.12	-78.95	14.24	-219.02	-152.19	114.37
Free Cash Flow	275.86	-34.12	226.04	83.13	-76.1	90.67
Free Cash Flow Growth	330.62%	-	171.91%	-	-	-
Free Cash Flow Margin	19.96%	-2.81%	23.08%	13.00%	-17.27%	22.90%
Free Cash Flow Per Share	3.46	-0.43	3.42	1.32	-1.90	2.26
Cash Income Tax Paid	-	-	-	-	0.99	-0.18
Levered Free Cash Flow	-554.21	-189	-679.16	-947.99	-68.74	112.52
Unlevered Free Cash Flow	-516.86	-151.65	-627.09	-947.99	-68.74	112.52
Change in Working Capital	386.46	-16.06	228.94	127.58	-90.93	56.07

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.