TADAWUL:8160 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	851.12	539.73	700.06	449.09	275.42
Total Interest & Dividend Income	-	31.75	24.08	26.03	3.59
Gain (Loss) on Sale of Investments	-	-	-	-	2.68
Other Revenue	-	-	-	-	32.35
Total Revenue	851.12	571.47	724.14	475.12	314.04
Revenue Growth (YoY)	48.93%	-21.08%	52.41%	51.29%	20.95%
Policy Benefits	885.3	503.06	623.54	425.92	216.86
Policy Acquisition & Underwriting Costs	-	-	-	-	32.84
Selling, General & Administrative	-	-	-	-	73.46
Provision for Bad Debts	-	-0.24	0.13	0.11	-9.65
Other Operating Expenses	-	30.61	41.71	22.29	-
Total Operating Expenses	885.3	533.42	665.38	448.32	313.51
Operating Income	-34.18	38.05	58.76	26.8	0.53
Interest Expense	-	-	-	-21.9	-
Other Non Operating Income (Expenses)	-	3.08	17.53	6.86	-
Pretax Income	-34.18	41.13	76.29	11.76	0.53
Income Tax Expense	11	9.4	10	4.5	6.05
Net Income	-45.18	31.73	66.29	7.26	-5.52
Preferred Dividends & Other Adjustments	-	1.58	5.83	1.06	-
Net Income to Common	-45.18	30.15	60.46	6.2	-5.52
Net Income Growth	-	-52.14%	813.64%	-	-
Shares Outstanding (Basic)	53	53	53	29	27
Shares Outstanding (Diluted)	53	53	53	29	27
Shares Change (YoY)	0.29%	-	81.04%	10.47%	-
EPS (Basic)	-0.85	0.57	1.14	0.21	-0.21
EPS (Diluted)	-0.85	0.57	1.14	0.21	-0.21
EPS Growth	-	-50.14%	438.66%	-	-
Free Cash Flow	122.13	-25.25	74.75	126.6	-33.15
Free Cash Flow Per Share	2.30	-0.48	1.41	4.32	-1.25
Operating Margin	-4.02%	6.66%	8.12%	5.64%	0.17%
Profit Margin	-5.31%	5.27%	8.35%	1.31%	-1.76%
Free Cash Flow Margin	14.35%	-4.42%	10.32%	26.65%	-10.55%
EBITDA	-29.02	42.81	62.62	29.81	3.15
EBITDA Margin	-3.41%	7.49%	8.65%	6.27%	1.00%
D&A For EBITDA	5.16	4.76	3.86	3	2.62
EBIT	-34.18	38.05	58.76	26.8	0.53
EBIT Margin	-4.02%	6.66%	8.11%	5.64%	0.17%
Effective Tax Rate	-	22.86%	13.11%	38.28%	1140.09%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.