Arabia Insurance Cooperative Company (TADAWUL:8160)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
8.79
+0.16 (1.85%)
Sep 3, 2026, 3:16 PM AST

TADAWUL:8160 Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
793.89656.09571.47724.14453.22314.04
Revenue Growth
43.70%14.81%-21.08%59.78%44.32%20.95%
Operating Income
-71.83-36.0536.4758.764.90.53
Net Income
-81.5-45.1830.1560.466.2-5.52
Earnings Per Share
-1.53-0.850.571.140.21-0.21
EPS Growth
---50.14%438.66%--

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance Operations - Motor
377.54259.43110.34156.66158.24132.48
Insurance Operations - Medical
389.18356.76384.57496.7258.13134.33
Insurance Operations - Engineering
10.3111.212.968.216.177.43
Insurance Operations -Property
10.3310.7912.3217.6711.13-
Insurance Operations - Marine
4.794.85.845.984.1414.9
Insurance Operations - Other
8.8612.187.618.268.629.5
Unallocated Income from Investment and Deposits
-7.130.9337.8330.666.79-
Total
793.89656.09571.47724.14453.22314.04

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
115.8684.9267.7857.7279.1285.34
Total Debt
2.643.615.815.141.242.74
Net Cash (Debt)
113.2281.3161.9752.5877.8882.6
Net Cash Growth
-64.87%31.20%17.87%-32.49%-5.71%-42.80%
Net Cash Per Share
2.131.531.170.992.663.12

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-146.07122.13-22.2579.88132.33-29.71
Capital Expenditures
-2.91-2.02-1.46-5.13-5.74-3.44
Free Cash Flow
-148.98120.11-23.7174.75126.6-33.15
Free Cash Flow Growth
----40.95%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
-9.05%-5.50%6.38%8.12%1.08%0.17%
Pretax Margin
-9.04%-5.21%6.92%10.54%2.59%0.17%
Profit Margin
-10.27%-6.89%5.27%8.35%1.37%-1.76%
FCF Margin
-18.77%18.31%-4.15%10.32%27.93%-10.55%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--23.5613.2942.74-
P/FCF Ratio
-4.10-10.752.09-
PS Ratio
0.590.751.241.110.593.34