TADAWUL:8170 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,167	1,154	1,328	1,112	1,005	736.98
Total Interest & Dividend Income	43.69	45.68	54.29	42.95	26.5	7.57
Gain (Loss) on Sale of Investments	-15.95	-12.4	-29.49	13.64	-3	21.28
Other Revenue	-	-	-	-	-	23.75
Total Revenue	1,195	1,187	1,353	1,169	1,029	789.58
Revenue Growth (YoY)	-5.30%	-12.27%	15.77%	13.62%	30.30%	12.51%
Policy Benefits	1,196	1,215	1,162	893.65	902.67	560.44
Policy Acquisition & Underwriting Costs	212.86	200.79	189.47	166.18	136.01	87.29
Depreciation & Amortization	0.37	0.37	0.46	0.44	0.55	-
Selling, General & Administrative	3.31	3.31	3.91	5.77	5.68	87.44
Provision for Bad Debts	-	-	-	-	-	-8.25
Other Operating Expenses	44.4	3.37	-60.83	-9.62	-53.73	14.09
Total Operating Expenses	1,460	1,426	1,300	1,065	997.36	741.01
Operating Income	-265.14	-239.04	53.77	104.15	31.46	48.57
Interest Expense	-0.18	-0.22	-0.2	-0.26	-0.25	-0.13
Other Non Operating Income (Expenses)	4.54	6.6	3.57	-	-	-
Pretax Income	-260.78	-232.66	57.13	103.9	31.2	48.43
Income Tax Expense	11.32	11.78	8	10	18.5	15
Net Income	-272.09	-244.44	49.13	93.9	12.7	33.43
Net Income to Common	-272.09	-244.44	49.13	93.9	12.7	33.43
Net Income Growth	-	-	-47.67%	639.22%	-62.01%	21.07%
Shares Outstanding (Basic)	50	50	50	50	50	50
Shares Outstanding (Diluted)	50	50	50	50	50	50
Shares Change (YoY)	-	-	0.11%	-0.91%	0.81%	-
EPS (Basic)	-5.44	-4.89	0.98	1.88	0.25	0.67
EPS (Diluted)	-5.44	-4.89	0.98	1.88	0.25	0.67
EPS Growth	-	-	-47.87%	646.03%	-62.31%	21.07%
Free Cash Flow	-224.92	-236.44	-320.45	271.22	89.39	154.21
Free Cash Flow Per Share	-4.50	-4.73	-6.41	5.43	1.77	3.08
Dividend Per Share	-	-	0.600	0.540	-	-
Dividend Growth	-	-	11.11%	-	-	-
Operating Margin	-22.19%	-20.13%	3.97%	8.91%	3.06%	6.15%
Profit Margin	-22.77%	-20.59%	3.63%	8.03%	1.23%	4.23%
Free Cash Flow Margin	-18.82%	-19.91%	-23.68%	23.20%	8.69%	19.53%
EBITDA	-258.58	-232.72	57.86	107.45	34.92	51.98
EBITDA Margin	-21.64%	-19.60%	4.28%	9.19%	3.39%	6.58%
D&A For EBITDA	6.56	6.32	4.1	3.29	3.46	3.42
EBIT	-265.14	-239.04	53.77	104.15	31.46	48.57
EBIT Margin	-22.19%	-20.13%	3.97%	8.91%	3.06%	6.15%
Effective Tax Rate	-	-	14.00%	9.63%	59.29%	30.97%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.