United Cooperative Assurance Company (TADAWUL:8190)
Saudi Arabia · Delayed Price · Currency is SAR 3.490
+0.050 (1.45%)
Sep 3, 2026, 3:19 PM AST
TADAWUL:8190 Financials Overview
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 618.35 | 869.06 | 1,059 | 1,088 | 658.27 | 231.41 |
Revenue Growth | -39.55% | -17.90% | -2.70% | 65.26% | 184.46% | 23.77% |
Operating Income Operating Income Growth | -157.11 | -259.2 | -11 | 9.65 | -52.37 | -65.67 |
Net Income Net Income Growth | -159.1 | -256.22 | -15.06 | 5.29 | -55.48 | -73.67 |
Earnings Per Share EPS Growth | -3.98 | -6.41 | -0.38 | 0.13 | -1.39 | -1.84 |
EPS Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Medical Medical Growth | 11.07 | 31.54 | 102.72 | 102.35 | 100.39 | 61.51 |
Motor Motor Growth | 420.99 | 598.66 | 605.82 | 531.5 | 222.1 | 114.53 |
Engineering Engineering Growth | 168.76 | 195.17 | 149.57 | 296.07 | 134.85 | 24.17 |
Others Others Growth | 15.78 | 22.65 | 27.56 | 26.88 | 36.48 | 15.05 |
Unallocated Commission Income from Financial assets not measured at FVTPL Unallocated Commission Income from Financial assets not measured at FVTPL Growth | 6.62 | 10.9 | 14.56 | 9.41 | 8.11 | 9.36 |
Energy Energy Growth | - | 10.3 | 161.65 | 102.27 | 142.1 | 3.24 |
Unallocated Share of Surplus from Insurance Pools Unallocated Share of Surplus from Insurance Pools Growth | - | 0.04 | - | 13.83 | 14.2 | - |
Unallocated Net Finance Expense from Insurance Contracts Unallocated Net Finance Expense from Insurance Contracts Growth | - | -3.52 | - | - | - | - |
Unallocated Net Finance Income from Reinsurance Contracts Held Unallocated Net Finance Income from Reinsurance Contracts Held Growth | - | 1.53 | - | - | - | - |
Unallocated Other Income Unallocated Other Income Growth | - | 1.79 | -3.37 | 4.77 | 1.16 | 3.66 |
Unallocated Net Gain on Investments Measured At FVTPL Unallocated Net Gain on Investments Measured At FVTPL Growth | - | - | 0 | 0.74 | -1.32 | - |
Total Total Growth | 618.35 | 869.06 | 1,059 | 1,088 | 658.27 | 230.67 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 80.27 | 23.74 | 73.03 | 122.28 | 83.96 | 87.77 |
Total Debt Total Debt Growth | 4.95 | - | 1.38 | 3.78 | 5.84 | 6.19 |
Net Cash (Debt) Net Cash Growth | 75.31 | 23.74 | 71.66 | 118.5 | 78.12 | 81.58 |
Net Cash Growth | 104.77% | -66.86% | -39.53% | 51.69% | -4.24% | 47.42% |
Net Cash Per Share Net Cash Per Share Growth | 1.88 | 0.59 | 1.79 | 2.96 | 1.96 | 2.04 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -136.18 | -183.28 | -10.79 | 21.07 | 7.2 | -5.93 |
Capital Expenditures CapEx Growth | 4.21 | -0.57 | -12.06 | -5.46 | -5.52 | -2.75 |
Free Cash Flow Free Cash Flow Growth | -131.97 | -183.84 | -22.85 | 15.61 | 1.68 | -8.68 |
Free Cash Flow Growth | - | - | - | 828.00% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | -25.41% | -29.83% | -1.04% | 0.89% | -7.95% | -28.38% |
Pretax Margin | -25.49% | -29.83% | -1.04% | 0.88% | -7.97% | -28.38% |
Profit Margin | -25.73% | -29.48% | -1.42% | 0.49% | -8.43% | -31.84% |
FCF Margin | -21.34% | -21.15% | -2.16% | 1.44% | 0.26% | -3.75% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | - | - | 66.06 | - | - |
P/FCF Ratio | - | - | - | 22.40 | 171.23 | - |
PS Ratio | 0.23 | 0.17 | 0.34 | 0.32 | 0.44 | 5.87 |