TADAWUL:8210 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	18,782	18,102	15,888	12,873	10,618	10,734
Total Interest & Dividend Income	42.97	-	-	271.71	198.96	212.47
Gain (Loss) on Sale of Investments	-19.34	-19.34	1.59	282.11	61.48	0.83
Other Revenue	785.9	781.51	604.54	42.63	37.59	27.48
Total Revenue	19,592	18,864	16,494	13,470	10,916	10,975
Revenue Growth (YoY)	6.07%	14.37%	22.45%	23.40%	-0.54%	14.03%
Policy Benefits	17,579	16,744	14,766	12,124	9,047	8,720
Policy Acquisition & Underwriting Costs	911.45	911.45	746.68	578.16	343.43	630.73
Selling, General & Administrative	44.57	44.57	35.46	-	714.24	692.02
Provision for Bad Debts	-	-	-	-	22.46	28.77
Other Operating Expenses	-191.04	-209.17	-171.05	-202.06	58.35	80.14
Total Operating Expenses	18,344	17,491	15,377	12,500	10,185	10,152
Operating Income	1,248	1,373	1,117	969.16	730.7	823.67
Pretax Income	1,248	1,373	1,117	969.16	730.7	823.67
Income Tax Expense	171.9	206.62	176.52	164.05	105.13	127.54
Net Income	1,076	1,166	940.16	805.12	625.57	696.13
Net Income to Common	1,076	1,166	940.16	805.12	625.57	696.13
Net Income Growth	-12.16%	24.02%	16.77%	28.70%	-10.14%	17.23%
Shares Outstanding (Basic)	149	149	150	149	150	149
Shares Outstanding (Diluted)	149	149	150	149	150	149
Shares Change (YoY)	-0.40%	-0.14%	0.13%	-0.16%	0.19%	-0.11%
EPS (Basic)	7.23	7.81	6.29	5.39	4.18	4.66
EPS (Diluted)	7.23	7.81	6.29	5.39	4.18	4.66
EPS Growth	-11.81%	24.20%	16.63%	28.91%	-10.30%	17.36%
Free Cash Flow	-352.42	1,345	2,255	1,695	452.93	1,545
Free Cash Flow Per Share	-2.37	9.01	15.08	11.35	3.03	10.35
Dividend Per Share	4.000	4.000	4.000	3.600	-	2.720
Dividend Growth	-	-	11.11%	-	-	-
Operating Margin	6.37%	7.28%	6.77%	7.20%	6.69%	7.51%
Profit Margin	5.49%	6.18%	5.70%	5.98%	5.73%	6.34%
Free Cash Flow Margin	-1.80%	7.13%	13.67%	12.59%	4.15%	14.07%
EBITDA	1,268	1,391	1,133	984.9	745.92	838.94
EBITDA Margin	6.47%	7.37%	6.87%	7.31%	6.83%	7.64%
D&A For EBITDA	20.04	18.42	16.17	15.73	15.22	15.27
EBIT	1,248	1,373	1,117	969.16	730.7	823.67
EBIT Margin	6.37%	7.28%	6.77%	7.20%	6.69%	7.51%
Effective Tax Rate	13.77%	15.05%	15.81%	16.93%	14.39%	15.48%
Revenue as Reported	-	-	-	-	10,618	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.