TADAWUL:8210 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	19,303	18,102	15,888	12,873	10,618
Total Interest & Dividend Income	719.02	691.12	512.48	271.71	198.96
Gain (Loss) on Sale of Investments	10.83	-19.34	1.59	282.11	61.48
Other Revenue	98.07	90.39	92.07	42.63	37.59
Total Revenue	20,131	18,864	16,494	13,470	10,916
Revenue Growth (YoY)	6.72%	14.37%	22.45%	23.40%	-0.54%
Policy Benefits	18,532	16,744	14,766	12,124	9,047
Policy Acquisition & Underwriting Costs	966.8	911.45	746.68	578.16	343.43
Selling, General & Administrative	58.71	44.57	35.46	-	714.24
Provision for Bad Debts	-	-	-	-	22.46
Other Operating Expenses	-679.77	-209.17	-171.05	-202.06	58.35
Total Operating Expenses	18,878	17,491	15,377	12,500	10,185
Operating Income	1,253	1,373	1,117	969.16	730.7
Pretax Income	1,253	1,373	1,117	969.16	730.7
Income Tax Expense	173.67	206.62	176.52	164.05	105.13
Net Income	1,079	1,166	940.16	805.12	625.57
Net Income to Common	1,079	1,166	940.16	805.12	625.57
Net Income Growth	-7.45%	24.02%	16.77%	28.70%	-10.14%
Shares Outstanding (Basic)	149	149	150	149	150
Shares Outstanding (Diluted)	149	149	150	149	150
Shares Change (YoY)	-0.49%	-0.14%	0.13%	-0.16%	0.19%
EPS (Basic)	7.26	7.81	6.29	5.39	4.18
EPS (Diluted)	7.23	7.79	6.29	5.39	4.18
EPS Growth	-7.19%	23.88%	16.63%	28.91%	-10.30%
Free Cash Flow	-259.3	1,345	2,255	1,695	452.93
Free Cash Flow Per Share	-1.75	9.01	15.08	11.35	3.03
Dividend Per Share	-	4.000	4.000	3.600	-
Dividend Growth	-	-	11.11%	-	-
Operating Margin	6.22%	7.28%	6.77%	7.20%	6.69%
Profit Margin	5.36%	6.18%	5.70%	5.98%	5.73%
Free Cash Flow Margin	-1.29%	7.13%	13.67%	12.59%	4.15%
EBITDA	1,272	1,391	1,133	984.9	745.92
EBITDA Margin	6.32%	7.37%	6.87%	7.31%	6.83%
D&A For EBITDA	19.05	18.42	16.17	15.73	15.22
EBIT	1,253	1,373	1,117	969.16	730.7
EBIT Margin	6.22%	7.28%	6.77%	7.20%	6.69%
Effective Tax Rate	13.86%	15.05%	15.81%	16.93%	14.39%
Revenue as Reported	-	-	-	-	10,618

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.