TADAWUL:8210 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	20,134	19,303	18,102	15,888	12,873	10,618
Total Interest & Dividend Income	729.1	719.02	691.12	512.48	271.71	198.96
Gain (Loss) on Sale of Investments	10.83	10.83	-19.34	1.59	282.11	61.48
Other Revenue	98.07	98.07	90.39	92.07	42.63	37.59
Total Revenue	20,972	20,131	18,864	16,494	13,470	10,916
Revenue Growth (YoY)	10.80%	6.72%	14.37%	22.45%	23.40%	-0.54%
Policy Benefits	19,763	18,532	16,744	14,766	12,124	9,047
Policy Acquisition & Underwriting Costs	1,216	966.8	911.45	746.68	578.16	343.43
Selling, General & Administrative	58.71	58.71	44.57	35.46	-	714.24
Provision for Bad Debts	-	-	-	-	-	22.46
Other Operating Expenses	-1,329	-679.77	-209.17	-171.05	-202.06	58.35
Total Operating Expenses	19,709	18,878	17,491	15,377	12,500	10,185
Operating Income	1,262	1,253	1,373	1,117	969.16	730.7
Pretax Income	1,262	1,253	1,373	1,117	969.16	730.7
Income Tax Expense	176.08	173.67	206.62	176.52	164.05	105.13
Net Income	1,086	1,079	1,166	940.16	805.12	625.57
Net Income to Common	1,086	1,079	1,166	940.16	805.12	625.57
Net Income Growth	-8.48%	-7.45%	24.02%	16.77%	28.70%	-10.14%
Shares Outstanding (Basic)	148	149	149	150	149	150
Shares Outstanding (Diluted)	148	149	149	150	149	150
Shares Change (YoY)	-0.63%	-0.49%	-0.14%	0.13%	-0.16%	0.19%
EPS (Basic)	7.33	7.26	7.81	6.29	5.39	4.18
EPS (Diluted)	7.29	7.23	7.79	6.29	5.39	4.18
EPS Growth	-8.09%	-7.19%	23.88%	16.63%	28.91%	-10.30%
Free Cash Flow	-721.08	-259.3	1,345	2,255	1,695	452.93
Free Cash Flow Per Share	-4.86	-1.75	9.01	15.08	11.35	3.03
Dividend Per Share	4.000	4.000	4.000	4.000	3.600	-
Dividend Growth	-	-	-	11.11%	-	-
Operating Margin	6.02%	6.22%	7.28%	6.77%	7.20%	6.69%
Profit Margin	5.18%	5.36%	6.18%	5.70%	5.98%	5.73%
Free Cash Flow Margin	-3.44%	-1.29%	7.13%	13.67%	12.59%	4.15%
EBITDA	1,285	1,272	1,391	1,133	984.9	745.92
EBITDA Margin	6.13%	6.32%	7.37%	6.87%	7.31%	6.83%
D&A For EBITDA	22.41	19.05	18.42	16.17	15.73	15.22
EBIT	1,262	1,253	1,373	1,117	969.16	730.7
EBIT Margin	6.02%	6.22%	7.28%	6.77%	7.20%	6.69%
Effective Tax Rate	13.95%	13.86%	15.05%	15.81%	16.93%	14.39%
Revenue as Reported	-	-	-	-	-	10,618

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.