TADAWUL:8240 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	168.59	162.33	139.72	299.36	102.26	85.4
Total Interest & Dividend Income	18.24	15.72	14.12	8.55	5.79	7.54
Gain (Loss) on Sale of Investments	1.96	1.54	3.77	-0.14	-1.86	1.46
Other Revenue	1.4	0.8	7.18	-78.48	26.75	27.14
Total Revenue	190.19	180.4	164.79	229.28	132.94	121.54
Revenue Growth (YoY)	-44.23%	9.47%	-28.13%	72.47%	9.38%	-2.27%
Policy Benefits	157.21	143.43	117.71	197.35	54.08	23.17
Policy Acquisition & Underwriting Costs	-	-	-	-	21.69	19.43
Selling, General & Administrative	0.04	-	-	-	42.57	40.16
Provision for Bad Debts	-	-	-	-	-0.79	-2.47
Other Operating Expenses	15.54	16.12	15.09	13.52	1.85	4.43
Total Operating Expenses	172.79	159.56	132.8	210.87	119.41	84.71
Operating Income	17.4	20.84	31.99	18.42	13.54	36.82
Other Non Operating Income (Expenses)	0.66	0.81	0.31	1.28	-	-
Pretax Income	17.89	21.66	32.3	19.69	13.54	36.82
Income Tax Expense	4.94	5.36	7.48	7.15	6.37	6.53
Net Income	12.95	16.29	24.82	12.54	7.16	30.29
Net Income to Common	12.95	16.29	24.82	12.54	7.16	30.29
Net Income Growth	-33.34%	-34.35%	97.95%	75.05%	-76.35%	3.21%
Shares Outstanding (Basic)	40	40	40	40	40	40
Shares Outstanding (Diluted)	40	40	40	40	40	40
EPS (Basic)	0.32	0.41	0.62	0.31	0.18	0.76
EPS (Diluted)	0.31	0.41	0.62	0.31	0.18	0.76
EPS Growth	-35.13%	-34.72%	97.95%	75.05%	-76.35%	3.21%
Free Cash Flow	9.07	12.64	35.81	23.97	-0.86	27.13
Free Cash Flow Per Share	0.23	0.32	0.90	0.60	-0.02	0.68
Operating Margin	9.15%	11.55%	19.41%	8.03%	10.18%	30.30%
Profit Margin	6.81%	9.03%	15.06%	5.47%	5.39%	24.92%
Free Cash Flow Margin	4.77%	7.01%	21.73%	10.46%	-0.65%	22.32%
EBITDA	18.47	21.91	32.76	19.09	13.96	37.05
EBITDA Margin	9.71%	12.15%	19.88%	8.33%	10.50%	30.48%
D&A For EBITDA	1.07	1.07	0.76	0.68	0.42	0.22
EBIT	17.4	20.84	31.99	18.42	13.54	36.82
EBIT Margin	9.15%	11.55%	19.41%	8.03%	10.18%	30.30%
Effective Tax Rate	27.61%	24.77%	23.17%	36.33%	47.09%	17.75%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.