TADAWUL:8240 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	398.92	392.97	383.41	139.72	299.36	102.26
Total Interest & Dividend Income	20.05	19.74	15.72	14.12	8.55	5.79
Gain (Loss) on Sale of Investments	0.72	1.28	1.54	3.77	-0.14	-1.86
Other Revenue	1.54	1.92	0.8	7.18	-78.48	26.75
Total Revenue	421.23	415.9	401.48	164.79	229.28	132.94
Revenue Growth (YoY)	4.45%	3.59%	143.62%	-28.13%	72.47%	9.38%
Policy Benefits	380.81	377.29	364.51	117.71	197.35	54.08
Policy Acquisition & Underwriting Costs	-	-	-	-	-	21.69
Selling, General & Administrative	0.01	-	-	-	-	42.57
Provision for Bad Debts	-	-	-	-	-	-0.79
Other Operating Expenses	23.89	21.96	16.12	15.09	13.52	1.85
Total Operating Expenses	404.71	399.26	380.63	132.8	210.87	119.41
Operating Income	16.52	16.64	20.84	31.99	18.42	13.54
Interest Expense	-0.2	-0.23	-	-	-	-
Other Non Operating Income (Expenses)	0.57	0.79	0.81	0.31	1.28	-
Pretax Income	16.89	17.2	21.66	32.3	19.69	13.54
Income Tax Expense	6.24	6.59	5.36	7.48	7.15	6.37
Net Income	10.65	10.62	16.29	24.82	12.54	7.16
Net Income to Common	10.65	10.62	16.29	24.82	12.54	7.16
Net Income Growth	-21.60%	-34.84%	-34.35%	97.95%	75.05%	-76.35%
Shares Outstanding (Basic)	40	40	40	40	40	40
Shares Outstanding (Diluted)	40	40	40	40	40	40
EPS (Basic)	0.27	0.27	0.41	0.62	0.31	0.18
EPS (Diluted)	0.27	0.27	0.41	0.62	0.31	0.18
EPS Growth	-21.60%	-34.84%	-34.35%	97.95%	75.05%	-76.35%
Free Cash Flow	13.18	28.74	12.64	35.81	23.97	-0.86
Free Cash Flow Per Share	0.33	0.72	0.32	0.90	0.60	-0.02
Operating Margin	3.92%	4.00%	5.19%	19.41%	8.03%	10.18%
Profit Margin	2.53%	2.55%	4.06%	15.06%	5.47%	5.39%
Free Cash Flow Margin	3.13%	6.91%	3.15%	21.73%	10.46%	-0.65%
EBITDA	17.36	17.69	21.91	32.76	19.09	13.96
EBITDA Margin	4.12%	4.25%	5.46%	19.88%	8.33%	10.50%
D&A For EBITDA	0.84	1.05	1.07	0.76	0.68	0.42
EBIT	16.52	16.64	20.84	31.99	18.42	13.54
EBIT Margin	3.92%	4.00%	5.19%	19.41%	8.03%	10.18%
Effective Tax Rate	36.94%	38.28%	24.77%	23.17%	36.33%	47.09%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.