Liva Insurance Company (TADAWUL:8280)

Liva Insurance Company Statistics

Total Valuation

TADAWUL:8280 has a market cap or net worth of SAR 380.40 million. The enterprise value is 321.76 million.

Market Cap	380.40M
Enterprise Value	321.76M

Important Dates

The last earnings date was Sunday, February 15, 2026.

Earnings Date	Feb 15, 2026
Ex-Dividend Date	n/a

Share Statistics

TADAWUL:8280 has 40.00 million shares outstanding.

Current Share Class	40.00M
Shares Outstanding	40.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-4.48%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	20.26%
Float	19.97M

Valuation Ratios

The trailing PE ratio is 14.28.

PE Ratio	14.28
Forward PE	n/a
PS Ratio	0.62
PB Ratio	0.79
P/TBV Ratio	0.80
P/FCF Ratio	5.93
P/OCF Ratio	5.74
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.78, with an EV/FCF ratio of 5.01.

EV / Earnings	12.08
EV / Sales	0.52
EV / EBITDA	8.78
EV / EBIT	9.11
EV / FCF	5.01

Financial Position

The company has a current ratio of 0.82

Current Ratio	0.82
Quick Ratio	0.23
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	7.71

Financial Efficiency

Return on equity (ROE) is 5.80% and return on invested capital (ROIC) is 6.53%.

Return on Equity (ROE)	5.80%
Return on Assets (ROA)	2.13%
Return on Invested Capital (ROIC)	6.53%
Return on Capital Employed (ROCE)	4.38%
Weighted Average Cost of Capital (WACC)	5.59%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.59
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8280 has paid 4.09 million in taxes.

Income Tax	4.09M
Effective Tax Rate	13.32%

Stock Price Statistics

The stock price has decreased by -43.57% in the last 52 weeks. The beta is 0.24, so TADAWUL:8280's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	-43.57%
50-Day Moving Average	10.84
200-Day Moving Average	12.14
Relative Strength Index (RSI)	26.02
Average Volume (20 Days)	51,286

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8280 had revenue of SAR 613.24 million and earned 26.64 million in profits. Earnings per share was 0.67.

Revenue	613.24M
Gross Profit	43.53M
Operating Income	35.32M
Pretax Income	30.73M
Net Income	26.64M
EBITDA	36.67M
EBIT	35.32M
Earnings Per Share (EPS)	0.67

Balance Sheet

The company has 58.64 million in cash and n/a in debt, with a net cash position of 58.64 million or 1.47 per share.

Cash & Cash Equivalents	58.64M
Total Debt	n/a
Net Cash	58.64M
Net Cash Per Share	1.47
Equity (Book Value)	478.68M
Book Value Per Share	11.97
Working Capital	-44.10M

Cash Flow

In the last 12 months, operating cash flow was 66.25 million and capital expenditures -2.08 million, giving a free cash flow of 64.16 million.

Operating Cash Flow	66.25M
Capital Expenditures	-2.08M
Free Cash Flow	64.16M
FCF Per Share	1.60

Margins

Gross margin is 7.10%, with operating and profit margins of 5.76% and 4.34%.

Gross Margin	7.10%
Operating Margin	5.76%
Pretax Margin	5.01%
Profit Margin	4.34%
EBITDA Margin	5.98%
EBIT Margin	5.76%
FCF Margin	10.46%

Dividends & Yields

TADAWUL:8280 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	7.00%
FCF Yield	16.87%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5