Liva Insurance Company (TADAWUL:8280)

Liva Insurance Company Statistics

Total Valuation

TADAWUL:8280 has a market cap or net worth of SAR 533.60 million. The enterprise value is 487.49 million.

Market Cap	533.60M
Enterprise Value	487.49M

Important Dates

The next estimated earnings date is Tuesday, November 4, 2025.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	n/a

Share Statistics

TADAWUL:8280 has 40.00 million shares outstanding. The number of shares has decreased by -2.00% in one year.

Current Share Class	40.00M
Shares Outstanding	40.00M
Shares Change (YoY)	-2.00%
Shares Change (QoQ)	-11.62%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	20.19%
Float	19.97M

Valuation Ratios

The trailing PE ratio is 19.98.

PE Ratio	19.98
Forward PE	n/a
PS Ratio	1.01
PB Ratio	1.19
P/TBV Ratio	1.20
P/FCF Ratio	265.08
P/OCF Ratio	184.76
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 16.87, with an EV/FCF ratio of 242.17.

EV / Earnings	18.21
EV / Sales	0.92
EV / EBITDA	16.87
EV / EBIT	17.78
EV / FCF	242.17

Financial Position

The company has a current ratio of 0.57

Current Ratio	0.57
Quick Ratio	0.08
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	10.89

Financial Efficiency

Return on equity (ROE) is 6.30% and return on invested capital (ROIC) is 4.03%.

Return on Equity (ROE)	6.30%
Return on Assets (ROA)	1.84%
Return on Invested Capital (ROIC)	4.03%
Return on Capital Employed (ROCE)	6.00%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.57
Inventory Turnover	n/a

Taxes

Income Tax	-1.88M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -22.98% in the last 52 weeks. The beta is 0.35, so TADAWUL:8280's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	-22.98%
50-Day Moving Average	12.77
200-Day Moving Average	14.33
Relative Strength Index (RSI)	51.41
Average Volume (20 Days)	204,865

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8280 had revenue of SAR 529.08 million and earned 26.77 million in profits. Earnings per share was 0.67.

Revenue	529.08M
Gross Profit	26.75M
Operating Income	27.41M
Pretax Income	24.89M
Net Income	26.77M
EBITDA	28.90M
EBIT	27.41M
Earnings Per Share (EPS)	0.67

Balance Sheet

The company has 46.12 million in cash and n/a in debt, giving a net cash position of 46.12 million or 1.15 per share.

Cash & Cash Equivalents	46.12M
Total Debt	n/a
Net Cash	46.12M
Net Cash Per Share	1.15
Equity (Book Value)	448.32M
Book Value Per Share	11.21
Working Capital	-249.35M

Cash Flow

In the last 12 months, operating cash flow was 2.89 million and capital expenditures -875,000, giving a free cash flow of 2.01 million.

Operating Cash Flow	2.89M
Capital Expenditures	-875,000
Free Cash Flow	2.01M
FCF Per Share	0.05

Margins

Gross margin is 5.06%, with operating and profit margins of 5.18% and 5.06%.

Gross Margin	5.06%
Operating Margin	5.18%
Pretax Margin	4.71%
Profit Margin	5.06%
EBITDA Margin	5.46%
EBIT Margin	5.18%
FCF Margin	0.38%

Dividends & Yields

TADAWUL:8280 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.00%
Shareholder Yield	2.00%
Earnings Yield	5.02%
FCF Yield	0.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4