Liva Insurance Company (TADAWUL:8280)

Liva Insurance Company Statistics

Total Valuation

TADAWUL:8280 has a market cap or net worth of SAR 417.60 million. The enterprise value is 355.64 million.

Market Cap	417.60M
Enterprise Value	355.64M

Important Dates

The next estimated earnings date is Thursday, August 6, 2026.

Earnings Date	Aug 6, 2026
Ex-Dividend Date	n/a

Share Statistics

TADAWUL:8280 has 40.00 million shares outstanding. The number of shares has increased by 1.30% in one year.

Current Share Class	40.00M
Shares Outstanding	40.00M
Shares Change (YoY)	+1.30%
Shares Change (QoQ)	+3.95%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	20.21%
Float	19.97M

Valuation Ratios

The trailing PE ratio is 13.31.

PE Ratio	13.31
Forward PE	n/a
PS Ratio	0.62
PB Ratio	0.86
P/TBV Ratio	0.86
P/FCF Ratio	2.99
P/OCF Ratio	2.94
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.51, with an EV/FCF ratio of 2.54.

EV / Earnings	11.10
EV / Sales	0.53
EV / EBITDA	8.51
EV / EBIT	8.75
EV / FCF	2.54

Financial Position

The company has a current ratio of 1.34

Current Ratio	1.34
Quick Ratio	0.36
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	8.87

Financial Efficiency

Return on equity (ROE) is 6.88% and return on invested capital (ROIC) is 7.49%.

Return on Equity (ROE)	6.88%
Return on Assets (ROA)	2.37%
Return on Invested Capital (ROIC)	7.49%
Return on Capital Employed (ROCE)	4.21%
Weighted Average Cost of Capital (WACC)	5.05%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.63
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8280 has paid 4.05 million in taxes.

Income Tax	4.05M
Effective Tax Rate	11.23%

Stock Price Statistics

The stock price has decreased by -21.50% in the last 52 weeks. The beta is 0.15, so TADAWUL:8280's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	-21.50%
50-Day Moving Average	10.30
200-Day Moving Average	11.48
Relative Strength Index (RSI)	50.17
Average Volume (20 Days)	112,965

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8280 had revenue of SAR 671.41 million and earned 32.03 million in profits. Earnings per share was 0.78.

Revenue	671.41M
Gross Profit	48.49M
Operating Income	40.66M
Pretax Income	36.08M
Net Income	32.03M
EBITDA	41.80M
EBIT	40.66M
Earnings Per Share (EPS)	0.78

Balance Sheet

The company has 61.96 million in cash and n/a in debt, with a net cash position of 61.96 million or 1.55 per share.

Cash & Cash Equivalents	61.96M
Total Debt	n/a
Net Cash	61.96M
Net Cash Per Share	1.55
Equity (Book Value)	485.91M
Book Value Per Share	12.10
Working Capital	58.47M

Cash Flow

In the last 12 months, operating cash flow was 142.27 million and capital expenditures -2.53 million, giving a free cash flow of 139.74 million.

Operating Cash Flow	142.27M
Capital Expenditures	-2.53M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	139.74M
FCF Per Share	3.49

Margins

Gross margin is 7.22%, with operating and profit margins of 6.06% and 4.77%.

Gross Margin	7.22%
Operating Margin	6.06%
Pretax Margin	5.37%
Profit Margin	4.77%
EBITDA Margin	6.23%
EBIT Margin	6.06%
FCF Margin	20.81%

Dividends & Yields

TADAWUL:8280 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.30%
Shareholder Yield	-1.30%
Earnings Yield	7.67%
FCF Yield	33.46%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6