TADAWUL:8300 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	2,021	1,838	1,796	1,379	538.3	505.82
Total Interest & Dividend Income	-4.7	-6.31	-6.77	-5.19	4.18	0.01
Gain (Loss) on Sale of Investments	15.39	10.03	14.67	15.22	0.54	3.93
Other Revenue	56.59	57.49	59.07	42.46	8	51.94
Total Revenue	2,088	1,899	1,863	1,431	551.02	561.69
Revenue Growth (YoY)	9.69%	1.92%	30.19%	159.73%	-1.90%	16.41%
Policy Benefits	1,979	1,775	1,673	1,115	448.73	387.69
Policy Acquisition & Underwriting Costs	225.62	225.62	198.45	172.32	104.27	93.54
Selling, General & Administrative	-	-	-	-	-	121.59
Provision for Bad Debts	-	-	-	-	-	5
Other Operating Expenses	-148.75	-151.2	-124.94	47.62	20.61	4.36
Total Operating Expenses	2,056	1,849	1,746	1,335	573.61	612.17
Operating Income	31.81	49.49	116.78	96.49	-22.59	-50.47
Other Non Operating Income (Expenses)	-0.02	-	-	-	1.42	-
EBT Excluding Unusual Items	31.79	49.49	116.78	96.49	-21.17	-50.47
Pretax Income	31.79	49.49	116.78	96.49	-21.17	-50.47
Income Tax Expense	11.15	12.4	13.73	11.91	6.49	4
Net Income	20.64	37.09	103.05	84.58	-27.66	-54.48
Net Income to Common	20.64	37.09	103.05	84.58	-27.66	-54.48
Net Income Growth	-74.83%	-64.01%	21.84%	-	-	-
Shares Outstanding (Basic)	40	40	40	40	37	20
Shares Outstanding (Diluted)	40	40	40	40	37	20
Shares Change (YoY)	1.80%	-	-	7.43%	85.91%	-0.35%
EPS (Basic)	0.51	0.93	2.58	2.11	-0.74	-2.72
EPS (Diluted)	0.51	0.93	2.58	2.11	-0.74	-2.72
EPS Growth	-75.27%	-64.01%	21.84%	-	-	-
Free Cash Flow	175.83	-67.79	242.16	396.55	49.41	-72.71
Free Cash Flow Per Share	4.35	-1.70	6.05	9.91	1.33	-3.63
Operating Margin	1.52%	2.61%	6.27%	6.74%	-4.10%	-8.99%
Profit Margin	0.99%	1.95%	5.53%	5.91%	-5.02%	-9.70%
Free Cash Flow Margin	8.42%	-3.57%	13.00%	27.71%	8.97%	-12.95%
EBITDA	36.84	55.25	122.34	102.45	-18.3	-46.78
EBITDA Margin	1.76%	2.91%	6.57%	7.16%	-3.32%	-8.33%
D&A For EBITDA	5.03	5.76	5.56	5.96	4.29	3.69
EBIT	31.81	49.49	116.78	96.49	-22.59	-50.47
EBIT Margin	1.52%	2.61%	6.27%	6.74%	-4.10%	-8.99%
Effective Tax Rate	35.07%	25.05%	11.76%	12.35%	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.