Amana Cooperative Insurance Company (TADAWUL:8310)

Beacon Roofing Supply Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	236.87	209.17	178.46	210.11	235.4	236.23
Total Interest & Dividend Income	13.47	13.17	5.65	3.78	5.2	6.31
Gain (Loss) on Sale of Investments	1.1	3.06	-0.09	-0.01	0.46	2.22
Other Revenue	-1.28	-	-	-	1.28	13.54
Total Revenue	250.16	225.41	184.03	213.88	242.33	258.3
Revenue Growth (YoY)	41.02%	22.49%	-13.96%	-11.74%	-6.18%	22.77%
Policy Benefits	230.84	197.5	160.92	255.64	258.01	205.53
Policy Acquisition & Underwriting Costs	-	-	-	-	28.91	25.71
Selling, General & Administrative	0.93	0.93	0.82	0.76	59.71	45.6
Provision for Bad Debts	-	-	-	-	5.5	23.18
Other Operating Expenses	10.25	10.7	-8.43	2.22	11.43	15.35
Total Operating Expenses	242.02	209.13	153.31	258.62	363.56	315.37
Operating Income	8.14	16.28	30.72	-44.73	-121.23	-57.07
EBT Excluding Unusual Items	8.14	16.28	30.72	-44.73	-121.23	-57.07
Legal Settlements	-	-	-	-	-0.18	-0.21
Pretax Income	8.14	16.28	30.72	-44.73	-121.41	-57.27
Income Tax Expense	7.89	4.25	5.28	3.45	-2.27	4.56
Net Income	0.25	12.03	25.44	-48.18	-119.14	-61.84
Net Income to Common	0.25	12.03	25.44	-48.18	-119.14	-61.84
Net Income Growth	-98.56%	-52.72%	-	-	-	-
Shares Outstanding (Basic)	43	43	43	28	13	13
Shares Outstanding (Diluted)	43	43	43	28	13	13
Shares Change (YoY)	-	-	51.78%	117.92%	-	-
EPS (Basic)	0.01	0.28	0.59	-1.70	-9.16	-4.76
EPS (Diluted)	0.01	0.28	0.59	-1.70	-9.16	-4.76
EPS Growth	-98.56%	-52.72%	-	-	-	-
Free Cash Flow	15.34	16.42	-3.89	-94.51	-137.36	-23.6
Free Cash Flow Per Share	0.36	0.38	-0.09	-3.34	-10.57	-1.81
Operating Margin	3.25%	7.22%	16.69%	-20.91%	-50.03%	-22.09%
Profit Margin	0.10%	5.34%	13.82%	-22.53%	-49.16%	-23.94%
Free Cash Flow Margin	6.13%	7.29%	-2.11%	-44.19%	-56.68%	-9.14%
EBITDA	9.54	17.76	32.53	-42.8	-119.31	-55.17
EBITDA Margin	3.81%	7.88%	17.68%	-20.01%	-49.23%	-21.36%
D&A For EBITDA	1.4	1.48	1.81	1.94	1.92	1.9
EBIT	8.14	16.28	30.72	-44.73	-121.23	-57.07
EBIT Margin	3.25%	7.22%	16.69%	-20.91%	-50.02%	-22.09%
Effective Tax Rate	96.95%	26.11%	17.19%	-	-	-

Updated Nov 9, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.