TADAWUL:8310 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Premiums & Annuity Revenue	248.9	209.17	178.46	210.11	235.4	236.23	Upgrade
Total Interest & Dividend Income	13.59	13.17	5.65	3.78	5.2	6.31	Upgrade
Gain (Loss) on Sale of Investments	2.37	3.06	-0.09	-0.01	0.46	2.22	Upgrade
Other Revenue	-	-	-	-	1.28	13.54	Upgrade
Total Revenue	264.85	225.41	184.03	213.88	242.33	258.3	Upgrade
Revenue Growth (YoY)	38.96%	22.49%	-13.96%	-11.74%	-6.18%	22.77%	Upgrade
Policy Benefits	252.81	197.5	160.92	255.64	258.01	205.53	Upgrade
Policy Acquisition & Underwriting Costs	-	-	-	-	28.91	25.71	Upgrade
Selling, General & Administrative	1.04	0.93	0.82	0.76	59.71	45.6	Upgrade
Provision for Bad Debts	-	-	-	-	5.5	23.18	Upgrade
Other Operating Expenses	13.09	10.7	-8.43	2.22	11.43	15.35	Upgrade
Total Operating Expenses	266.94	209.13	153.31	258.62	363.56	315.37	Upgrade
Operating Income	-2.09	16.28	30.72	-44.73	-121.23	-57.07	Upgrade
EBT Excluding Unusual Items	-2.09	16.28	30.72	-44.73	-121.23	-57.07	Upgrade
Legal Settlements	-	-	-	-	-0.18	-0.21	Upgrade
Pretax Income	-2.09	16.28	30.72	-44.73	-121.41	-57.27	Upgrade
Income Tax Expense	5.86	4.25	5.28	3.45	-2.27	4.56	Upgrade
Net Income	-7.94	12.03	25.44	-48.18	-119.14	-61.84	Upgrade
Net Income to Common	-7.94	12.03	25.44	-48.18	-119.14	-61.84	Upgrade
Net Income Growth	-	-52.72%	-	-	-	-	Upgrade
Shares Outstanding (Basic)	43	43	43	28	13	13	Upgrade
Shares Outstanding (Diluted)	43	43	43	28	13	13	Upgrade
Shares Change (YoY)	-	-	51.78%	117.92%	-	-	Upgrade
EPS (Basic)	-0.18	0.28	0.59	-1.70	-9.16	-4.76	Upgrade
EPS (Diluted)	-0.18	0.28	0.59	-1.70	-9.16	-4.76	Upgrade
EPS Growth	-	-52.72%	-	-	-	-	Upgrade
Free Cash Flow	28.42	16.42	-3.89	-94.51	-137.36	-23.6	Upgrade
Free Cash Flow Per Share	0.66	0.38	-0.09	-3.34	-10.57	-1.81	Upgrade
Operating Margin	-0.79%	7.22%	16.69%	-20.91%	-50.03%	-22.09%	Upgrade
Profit Margin	-3.00%	5.34%	13.82%	-22.53%	-49.16%	-23.94%	Upgrade
Free Cash Flow Margin	10.73%	7.29%	-2.11%	-44.19%	-56.68%	-9.14%	Upgrade
EBITDA	-0.73	17.76	32.53	-42.8	-119.31	-55.17	Upgrade
EBITDA Margin	-0.28%	7.88%	17.68%	-20.01%	-49.23%	-21.36%	Upgrade
D&A For EBITDA	1.36	1.48	1.81	1.94	1.92	1.9	Upgrade
EBIT	-2.09	16.28	30.72	-44.73	-121.23	-57.07	Upgrade
EBIT Margin	-0.79%	7.22%	16.69%	-20.91%	-50.02%	-22.09%	Upgrade
Effective Tax Rate	-	26.11%	17.19%	-	-	-	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.