TADAWUL:8310 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	248.9	209.17	178.46	210.11	235.4	236.23
Total Interest & Dividend Income	13.59	13.17	5.65	3.78	5.2	6.31
Gain (Loss) on Sale of Investments	2.37	3.06	-0.09	-0.01	0.46	2.22
Other Revenue	-	-	-	-	1.28	13.54
Total Revenue	264.85	225.41	184.03	213.88	242.33	258.3
Revenue Growth (YoY)	38.96%	22.49%	-13.96%	-11.74%	-6.18%	22.77%
Policy Benefits	252.81	197.5	160.92	255.64	258.01	205.53
Policy Acquisition & Underwriting Costs	-	-	-	-	28.91	25.71
Selling, General & Administrative	1.04	0.93	0.82	0.76	59.71	45.6
Provision for Bad Debts	-	-	-	-	5.5	23.18
Other Operating Expenses	13.09	10.7	-8.43	2.22	11.43	15.35
Total Operating Expenses	266.94	209.13	153.31	258.62	363.56	315.37
Operating Income	-2.09	16.28	30.72	-44.73	-121.23	-57.07
EBT Excluding Unusual Items	-2.09	16.28	30.72	-44.73	-121.23	-57.07
Legal Settlements	-	-	-	-	-0.18	-0.21
Pretax Income	-2.09	16.28	30.72	-44.73	-121.41	-57.27
Income Tax Expense	5.86	4.25	5.28	3.45	-2.27	4.56
Net Income	-7.94	12.03	25.44	-48.18	-119.14	-61.84
Net Income to Common	-7.94	12.03	25.44	-48.18	-119.14	-61.84
Net Income Growth	-	-52.72%	-	-	-	-
Shares Outstanding (Basic)	43	43	43	28	13	13
Shares Outstanding (Diluted)	43	43	43	28	13	13
Shares Change (YoY)	-	-	51.78%	117.92%	-	-
EPS (Basic)	-0.18	0.28	0.59	-1.70	-9.16	-4.76
EPS (Diluted)	-0.18	0.28	0.59	-1.70	-9.16	-4.76
EPS Growth	-	-52.72%	-	-	-	-
Free Cash Flow	28.42	16.42	-3.89	-94.51	-137.36	-23.6
Free Cash Flow Per Share	0.66	0.38	-0.09	-3.34	-10.57	-1.81
Operating Margin	-0.79%	7.22%	16.69%	-20.91%	-50.03%	-22.09%
Profit Margin	-3.00%	5.34%	13.82%	-22.53%	-49.16%	-23.94%
Free Cash Flow Margin	10.73%	7.29%	-2.11%	-44.19%	-56.68%	-9.14%
EBITDA	-0.73	17.76	32.53	-42.8	-119.31	-55.17
EBITDA Margin	-0.28%	7.88%	17.68%	-20.01%	-49.23%	-21.36%
D&A For EBITDA	1.36	1.48	1.81	1.94	1.92	1.9
EBIT	-2.09	16.28	30.72	-44.73	-121.23	-57.07
EBIT Margin	-0.79%	7.22%	16.69%	-20.91%	-50.02%	-22.09%
Effective Tax Rate	-	26.11%	17.19%	-	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.