Coop Pank AS (TAL: CPA1T)

Coop Pank AS Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	126.33	109.63	54.56	39.01	31.36	23.3
Interest Income on Investments	13.25	11.02	5.54	4.04	3.28	2.28
Total Interest Income	139.58	120.65	60.09	43.04	34.64	25.58
Interest Paid on Deposits	60.57	39.39	9.38	7.5	6.27	4.89
Net Interest Income	79.01	81.27	50.71	35.54	28.37	20.69
Net Interest Income Growth (YoY)	3.37%	60.26%	42.69%	25.26%	37.13%	23.30%
Gain (Loss) on Sale of Assets	0	-0	0.01	0.06	0.04	-0.02
Gain (Loss) on Sale of Investments	0.02	0.06	0	-0.07	-0.18	0.01
Other Non-Interest Income	5.12	5.71	4.36	4.11	2.86	2.53
Total Non-Interest Income	5.14	5.76	4.37	4.1	2.72	2.51
Non-Interest Income Growth (YoY)	-3.71%	31.84%	6.53%	50.99%	8.11%	-2.44%
Revenues Before Loan Losses	84.15	87.03	55.08	39.64	31.09	23.2
Provision for Loan Losses	3.97	6.3	5.25	2.5	4.79	1.93
Revenue	80.18	80.73	49.84	37.15	26.3	21.27
Revenue Growth (YoY)	7.31%	61.99%	34.17%	41.24%	23.64%	18.41%
Salaries and Employee Benefits	22.9	20.23	15.5	12.49	11.09	9.88
Occupancy Expenses	5.17	4.68	4.32	3.97	2.67	1.8
Selling, General & Administrative	2.77	2.77	2.04	1.45	1.09	1.31
Other Non-Interest Expense	8.88	7.44	5.31	4.54	3.96	3.27
Total Non-Interest Expense	39.72	35.13	27.18	22.45	18.8	16.26
EBT Excluding Unusual Items	40.46	45.6	22.66	14.69	7.5	5.01
Asset Writedown	-1.83	-1.83	-0.45	-0.4	-	-0.02
Legal Settlements	-	-	-	-	-	0.54
Pretax Income	38.64	43.77	22.21	14.29	7.5	5.53
Income Tax Expense	4.46	4.57	1.86	0.83	0.25	-
Earnings From Continuing Operations	34.17	39.2	20.35	13.46	7.26	5.53
Net Income	34.17	39.2	20.35	13.46	7.26	5.53
Net Income to Common	34.17	39.2	20.35	13.46	7.26	5.53
Net Income Growth	-8.47%	92.65%	51.16%	85.47%	31.34%	16.28%
Basic Shares Outstanding	102	102	94	91	90	63
Diluted Shares Outstanding	105	104	96	93	92	65
Shares Change (YoY)	0.68%	8.64%	3.51%	0.84%	42.27%	7.75%
EPS (Basic)	0.33	0.38	0.22	0.15	0.08	0.09
EPS (Diluted)	0.33	0.38	0.21	0.15	0.08	0.09
EPS Growth	-8.13%	80.95%	41.92%	84.96%	-9.43%	10.41%
Dividend Per Share	0.087	0.087	0.045	0.030	-	-
Dividend Growth	93.33%	93.33%	50.00%	-	-	-
Effective Tax Rate	11.55%	10.44%	8.37%	5.77%	3.26%	-

Source: S&P Capital IQ. Banks template. Financial Sources.