Coop Pank AS (TAL:CPA1T)

Coop Pank AS Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	115.34	125.34	109.63	54.56	39.01
Interest Income on Investments	11	13.36	11.02	5.54	4.04
Total Interest Income	126.34	138.7	120.65	60.09	43.04
Interest Paid on Deposits	53.08	61.13	39.39	9.38	7.5
Net Interest Income	73.27	77.57	81.27	50.71	35.54
Net Interest Income Growth (YoY)	-5.54%	-4.55%	60.26%	42.69%	25.26%
Gain (Loss) on Sale of Assets	-	0.05	-0	0.01	0.06
Gain (Loss) on Sale of Investments	0.25	0.03	0.06	0	-0.07
Other Non-Interest Income	5.84	4.98	5.71	4.36	4.11
Total Non-Interest Income	6.09	5.06	5.76	4.37	4.1
Non-Interest Income Growth (YoY)	20.23%	-12.16%	31.84%	6.53%	50.99%
Revenues Before Loan Losses	79.36	82.63	87.03	55.08	39.64
Provision for Loan Losses	3.3	4.64	6.3	5.25	2.5
Revenue	76.06	77.99	80.73	49.84	37.15
Revenue Growth (YoY)	-2.48%	-3.39%	61.98%	34.17%	41.24%
Salaries and Employee Benefits	24.41	23.41	20.23	15.5	12.49
Occupancy Expenses	6.26	5.45	4.68	4.32	3.97
Selling, General & Administrative	-	2.98	2.77	2.04	1.45
Other Non-Interest Expense	10.83	8.73	7.44	5.31	4.54
Total Non-Interest Expense	41.49	40.58	35.13	27.18	22.45
EBT Excluding Unusual Items	34.57	37.41	45.6	22.66	14.69
Asset Writedown	-	-0.75	-1.83	-0.45	-0.4
Pretax Income	34.57	36.66	43.77	22.21	14.29
Income Tax Expense	5.84	4.49	4.57	1.86	0.83
Earnings From Continuing Operations	28.72	32.18	39.2	20.35	13.46
Net Income	28.72	32.18	39.2	20.35	13.46
Net Income to Common	28.72	32.18	39.2	20.35	13.46
Net Income Growth	-10.73%	-17.92%	92.65%	51.15%	85.47%
Basic Shares Outstanding	103	103	102	94	91
Diluted Shares Outstanding	106	105	104	96	93
Shares Change (YoY)	0.89%	0.86%	8.64%	3.51%	0.84%
EPS (Basic)	0.28	0.31	0.38	0.22	0.15
EPS (Diluted)	0.27	0.31	0.38	0.21	0.15
EPS Growth	-12.90%	-18.42%	80.95%	41.92%	84.96%
Dividend Per Share	-	0.070	0.087	0.045	0.030
Dividend Growth	-	-19.54%	93.33%	50.00%	-
Effective Tax Rate	16.90%	12.23%	10.44%	8.37%	5.77%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.