Coop Pank AS (TAL:CPA1T)

Coop Pank AS Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	123.18	125.34	109.63	54.56	39.01	31.36
Interest Income on Investments	13.06	13.36	11.02	5.54	4.04	3.28
Total Interest Income	136.24	138.7	120.65	60.09	43.04	34.64
Interest Paid on Deposits	59.82	61.13	39.39	9.38	7.5	6.27
Net Interest Income	76.42	77.57	81.27	50.71	35.54	28.37
Net Interest Income Growth (YoY)	-6.78%	-4.55%	60.26%	42.69%	25.26%	37.13%
Gain (Loss) on Sale of Assets	0.05	0.05	-0	0.01	0.06	0.04
Gain (Loss) on Sale of Investments	0.06	0.03	0.06	0	-0.07	-0.18
Other Non-Interest Income	5.2	4.98	5.71	4.36	4.11	2.86
Total Non-Interest Income	5.3	5.06	5.76	4.37	4.1	2.72
Non-Interest Income Growth (YoY)	-5.52%	-12.16%	31.84%	6.53%	50.99%	8.12%
Revenues Before Loan Losses	81.72	82.63	87.03	55.08	39.64	31.09
Provision for Loan Losses	4.29	4.64	6.3	5.25	2.5	4.79
Revenue	77.43	77.99	80.73	49.84	37.15	26.3
Revenue Growth (YoY)	-5.96%	-3.39%	61.98%	34.17%	41.24%	23.64%
Salaries and Employee Benefits	23.58	23.41	20.23	15.5	12.49	11.09
Occupancy Expenses	5.66	5.45	4.68	4.32	3.97	2.67
Selling, General & Administrative	2.98	2.98	2.77	2.04	1.45	1.09
Other Non-Interest Expense	8.44	8.73	7.44	5.31	4.54	3.96
Total Non-Interest Expense	40.67	40.58	35.13	27.18	22.45	18.8
EBT Excluding Unusual Items	36.76	37.41	45.6	22.66	14.69	7.5
Asset Writedown	-0.75	-0.75	-1.83	-0.45	-0.4	-
Pretax Income	36.01	36.66	43.77	22.21	14.29	7.5
Income Tax Expense	5.06	4.49	4.57	1.86	0.83	0.25
Earnings From Continuing Operations	30.95	32.18	39.2	20.35	13.46	7.26
Net Income	30.95	32.18	39.2	20.35	13.46	7.26
Net Income to Common	30.95	32.18	39.2	20.35	13.46	7.26
Net Income Growth	-20.57%	-17.92%	92.65%	51.15%	85.47%	31.34%
Basic Shares Outstanding	103	103	102	94	91	90
Diluted Shares Outstanding	105	105	104	96	93	92
Shares Change (YoY)	0.90%	0.86%	8.64%	3.51%	0.84%	42.27%
EPS (Basic)	0.30	0.31	0.38	0.22	0.15	0.08
EPS (Diluted)	0.30	0.31	0.38	0.21	0.15	0.08
EPS Growth	-21.02%	-18.42%	80.95%	41.92%	84.96%	-9.43%
Dividend Per Share	0.070	0.070	0.087	0.045	0.030	-
Dividend Growth	-19.54%	-19.54%	93.33%	50.00%	-	-
Effective Tax Rate	14.05%	12.23%	10.44%	8.37%	5.77%	3.26%

Updated Mar 19, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.