AS LHV Group (TAL: LHV1T)

AS LHV Group Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	3,318	3,062	2,434	3,930	2,352	1,242
Investment Securities	239.1	322.89	365.41	5.24	-	0.43
Trading Asset Securities	21.84	18.45	9.35	135.86	330.06	40.53
Total Investments	260.93	341.34	374.76	141.09	330.06	40.96
Gross Loans	4,179	3,641	3,250	2,696	2,226	1,700
Allowance for Loan Losses	-42.54	-29.73	-20.64	-19.05	-16.86	-6.1
Other Adjustments to Gross Loans	-	-	-	-	-	-7.21
Net Loans	4,137	3,611	3,230	2,677	2,209	1,687
Property, Plant & Equipment	17.97	22.11	16.86	8.47	6.59	6.69
Goodwill	9.15	9.15	10.75	3.61	3.61	3.61
Other Intangible Assets	6.1	6.83	6.42	3.76	3.88	3.58
Other Receivables	-	1.85	-	9.75	9.39	3.55
Restricted Cash	57.59	55.9	48.69	57.3	41.25	29.43
Other Current Assets	6.16	8.18	6.78	3.47	2.18	1.96
Other Long-Term Assets	0.28	0.27	0.12	2.24	2.07	2.25
Total Assets	7,820	7,126	6,135	6,845	4,971	3,032
Accounts Payable	4.69	2.13	1.94	2.78	2.06	5.03
Accrued Expenses	20.91	51.78	26.87	2.55	2.2	1.71
Interest Bearing Deposits	6,246	5,706	4,900	5,809	4,118	2,698
Total Deposits	6,246	5,706	4,900	5,809	4,118	2,698
Short-Term Borrowings	1.17	1.84	3.85	0.16	0.22	0.01
Current Portion of Leases	10.25	13.42	6.77	3.35	3.39	4.67
Current Income Taxes Payable	11.33	10.63	3.09	2.21	1.82	1.23
Accrued Interest Payable	40.13	24.88	0.7	-3.79	1.3	3.34
Other Current Liabilities	58.88	66.27	51.55	43.39	17.08	11.05
Long-Term Debt	509.23	690.38	717.33	659.52	579.19	100.64
Other Long-Term Liabilities	1.38	1.77	2.25	1.1	0.4	0.18
Total Liabilities	7,181	6,569	5,714	6,520	4,726	2,826
Common Stock	32.42	31.98	31.54	29.86	28.82	28.45
Additional Paid-In Capital	146.96	143.37	141.19	97.36	71.47	70.14
Retained Earnings	438.69	363.74	234.53	184.46	133.1	98.94
Comprehensive Income & Other	13.68	9.33	5.68	4.73	3.41	3.28
Total Common Equity	631.75	548.43	412.94	316.42	236.79	200.81
Minority Interest	8.01	7.94	7.91	8.38	8.48	5.22
Shareholders' Equity	639.75	556.37	420.85	324.8	245.28	206.03
Total Liabilities & Equity	7,820	7,126	6,135	6,845	4,971	3,032
Total Debt	797.05	705.64	727.94	663.03	582.8	105.32
Net Cash (Debt)	2,543	2,374	1,715	3,403	2,100	1,177
Net Cash Growth	16.26%	38.45%	-49.60%	62.08%	78.39%	83.10%
Net Cash Per Share	7.77	7.32	5.40	11.36	7.14	4.23
Filing Date Shares Outstanding	324.19	319.83	315.42	298.64	288.19	284.54
Total Common Shares Outstanding	324.19	319.83	315.42	298.64	288.19	284.54
Book Value Per Share	1.95	1.71	1.31	1.06	0.82	0.71
Tangible Book Value	616.5	532.45	395.78	309.04	229.3	193.62
Tangible Book Value Per Share	1.90	1.66	1.25	1.03	0.80	0.68

Source: S&P Capital IQ. Banks template. Financial Sources.