AS LHV Group (TAL:LHV1T)

AS LHV Group Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,768	3,754	3,062	2,434	3,930	2,352
Investment Securities	381.01	284.53	322.89	365.41	5.24	-
Trading Asset Securities	22.96	26.27	18.45	9.35	135.86	330.06
Total Investments	403.97	310.81	341.34	374.76	141.09	330.06
Gross Loans	5,291	4,597	3,612	3,250	2,706	2,226
Allowance for Loan Losses	-45.28	-39.81	-29.73	-20.64	-19.05	-16.86
Net Loans	5,246	4,557	3,582	3,230	2,687	2,209
Property, Plant & Equipment	13.27	18.21	22.11	16.86	8.47	6.59
Goodwill	9.15	9.15	9.15	10.75	3.61	3.61
Other Intangible Assets	6.27	7.2	6.83	6.42	3.76	3.88
Other Receivables	1.65	1	1.85	-	-	9.39
Restricted Cash	67.4	63.24	55.9	48.69	57.3	41.25
Other Current Assets	-	6.56	3.72	6.78	3.47	2.18
Other Long-Term Assets	7.71	2.41	1.63	0.12	2.24	2.07
Total Assets	9,530	8,736	7,093	6,135	6,845	4,971
Accounts Payable	1.73	4.96	2.18	1.94	2.78	2.06
Accrued Expenses	6.34	6.18	4.41	26.87	2.55	2.2
Interest Bearing Deposits	7,453	6,910	5,731	4,900	5,809	4,118
Total Deposits	7,453	6,910	5,731	4,900	5,809	4,118
Short-Term Borrowings	0.67	0.02	1.84	3.85	0.16	0.22
Current Portion of Long-Term Debt	121.83	283.9	212.02	-	-	-
Current Portion of Leases	7.32	10.12	13.42	6.77	3.35	3.39
Current Income Taxes Payable	5.17	12.92	10.63	3.09	2.21	1.82
Accrued Interest Payable	-	-	-	0.7	-3.79	1.3
Other Current Liabilities	44.35	35.12	66.27	51.55	43.39	17.08
Long-Term Debt	1,134	770.05	478.36	717.33	659.52	579.19
Other Long-Term Liabilities	18.56	24.28	16.54	2.25	1.1	0.4
Total Liabilities	8,793	8,058	6,537	5,714	6,520	4,726
Common Stock	32.79	32.42	31.98	31.54	29.86	28.82
Additional Paid-In Capital	154.59	146.96	143.37	141.19	97.36	71.47
Retained Earnings	537.34	474.44	363.74	234.53	184.46	133.1
Comprehensive Income & Other	8.91	16.27	9.33	5.68	4.73	3.41
Total Common Equity	728.65	670.09	548.43	412.94	316.42	236.79
Minority Interest	8.46	8.57	7.94	7.91	8.38	8.48
Shareholders' Equity	737.1	678.66	556.37	420.85	324.8	245.28
Total Liabilities & Equity	9,530	8,736	7,093	6,135	6,845	4,971
Total Debt	1,264	1,064	705.64	727.94	663.03	582.8
Net Cash (Debt)	2,527	2,716	2,374	1,715	3,403	2,100
Net Cash Growth	-0.62%	14.39%	38.45%	-49.60%	62.08%	78.39%
Net Cash Per Share	7.61	8.27	7.32	5.40	11.36	7.14
Filing Date Shares Outstanding	327.86	324.19	319.83	315.42	298.64	288.19
Total Common Shares Outstanding	327.86	324.19	319.83	315.42	298.64	288.19
Book Value Per Share	2.22	2.07	1.71	1.31	1.06	0.82
Tangible Book Value	713.23	653.73	532.45	395.78	309.04	229.3
Tangible Book Value Per Share	2.18	2.02	1.66	1.25	1.03	0.80

Source: S&P Global Market Intelligence. Banks template. Financial Sources.