AS LHV Group (TAL:LHV1T)

AS LHV Group Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	120.07	148.97	139.6	59.81	58.26	37.95
Depreciation & Amortization	8.5	8.61	11.21	5.88	4.25	2.56
Other Amortization	2.39	1.33	1.3	1.5	3.96	1.8
Change in Trading Asset Securities	-2.55	-7.02	-7.06	-0.04	-0.14	-0.06
Change in Other Net Operating Assets	-896.04	-645.04	-332.55	-466.98	-483.49	-110.18
Other Operating Activities	19.68	53.35	43.52	18.7	8.34	15.82
Operating Cash Flow	-747.94	-439.8	-143.99	-381.13	-408.83	-52.11
Capital Expenditures	0.93	-1.21	-3.42	-11.3	-6.69	-1.65
Investment in Securities	-	-	-	-244.78	188.16	-287.5
Purchase / Sale of Intangibles	-4.42	-4.42	-4.71	-	-	-3.05
Other Investing Activities	-1.62	-1.62	-8.77	-	-	-
Investing Cash Flow	-5.11	-7.25	-16.9	-256.08	181.47	-292.2
Long-Term Debt Issued	-	20	35	20.26	139.39	50
Long-Term Debt Repaid	-	-22.11	-41.95	-1.42	-41.25	-16.28
Net Debt Issued (Repaid)	36.88	-2.11	-6.95	18.84	98.13	33.72
Issuance of Common Stock	8	4.02	2.63	45.5	26.94	1.7
Common Dividends Paid	-30.51	-41.58	-12.62	-11.95	-8.36	-5.41
Net Increase (Decrease) in Deposit Accounts	1,217	1,165	806.31	-909.05	1,690	1,420
Other Financing Activities	-0.7	-0.7	-1.23	-2.1	-2.1	1.37
Financing Cash Flow	1,226	1,125	788.15	-858.76	1,805	1,452
Foreign Exchange Rate Adjustments	-21.78	14.49	0.79	-0.44	0.07	0.04
Net Cash Flow	451.23	692.42	628.05	-1,496	1,578	1,108
Free Cash Flow	-747.01	-441.01	-147.41	-392.43	-415.51	-53.76
Free Cash Flow Margin	-243.61%	-136.94%	-50.15%	-230.10%	-304.55%	-58.03%
Free Cash Flow Per Share	-2.25	-1.34	-0.45	-1.24	-1.39	-0.18
Cash Interest Paid	176.73	144.58	57.07	21.16	29.89	21.29
Cash Income Tax Paid	20.18	24.43	23.66	12.73	10.8	5

Source: S&P Global Market Intelligence. Banks template. Financial Sources.