Blackedge Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	120.27	116.99	137.6	108.28	41.42	19.03
Total Interest Expense	48.3	38.25	32.93	22.72	7.68	6.44
Net Interest Income	71.98	78.74	104.67	85.56	33.73	12.59
Revenue Before Loan Losses	71.98	78.74	104.67	85.56	33.73	12.59
Provision for Loan Losses	9.37	9.46	10.05	5.4	2.29	1.23
Revenue	62.61	69.28	94.62	80.16	31.45	11.36
Revenue Growth (YoY)	-17.34%	-26.78%	18.03%	154.92%	176.81%	16.50%
Cost of Services Provided	20.46	22.23	28.13	23.32	15.58	7.55
Other Operating Expenses	6.06	6.06	11.5	7.32	2.09	0.17
Total Operating Expenses	26.82	28.67	40.05	30.94	18.59	12.12
Operating Income	35.79	40.61	54.57	49.23	12.85	-0.76
EBT Excluding Unusual Items	40.22	40.72	54.74	49.17	14.62	-0.76
Gain (Loss) on Sale of Investments	7.67	7.67	0.96	-13.76	11.36	-
Other Unusual Items	0.05	0.05	3.12	0.83	-	-
Pretax Income	47.93	48.43	58.81	36.23	25.98	-0.76
Income Tax Expense	13.79	12.96	15	8.62	7.26	1.29
Net Income	34.14	35.47	43.82	27.62	18.72	-2.05
Net Income to Common	34.14	35.47	43.82	27.62	18.72	-2.05
Net Income Growth	-3.91%	-19.04%	58.65%	47.52%	-	-
Shares Outstanding (Basic)	2	2	2	2	1	1
Shares Outstanding (Diluted)	2	2	2	2	2	1
Shares Change (YoY)	5.22%	-0.87%	-12.59%	14.71%	60.83%	-
EPS (Basic)	20.62	22.31	28.33	18.36	13.29	-2.05
EPS (Diluted)	20.58	22.19	27.17	14.97	11.64	-2.05
EPS Growth	-8.65%	-18.33%	81.50%	28.61%	-	-
Free Cash Flow	-134.47	-229.31	78.83	-238.71	-109.04	1.53
Free Cash Flow Per Share	-81.05	-143.43	48.88	-129.39	-67.80	1.53
Dividend Per Share	-	-	-	4.066	-	-
Operating Margin	57.16%	58.62%	57.67%	61.41%	40.87%	-6.66%
Profit Margin	54.54%	51.20%	46.31%	34.45%	59.53%	-18.02%
Free Cash Flow Margin	-214.77%	-330.98%	83.31%	-297.78%	-346.75%	13.45%
Effective Tax Rate	28.77%	26.76%	25.50%	23.78%	27.93%	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.