COSE:PKME.N0000 Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	120.49	121.72	116.99	137.6	108.28	41.42
Total Interest Expense	49.44	47.77	44.31	32.93	22.72	7.68
Net Interest Income	71.05	73.95	72.68	104.67	85.56	33.73
Revenue Before Loan Losses	71.05	73.95	72.68	104.67	85.56	33.73
Provision for Loan Losses	14.29	11.22	9.46	10.05	5.4	2.29
Revenue	56.76	62.73	63.22	94.62	80.16	31.45
Revenue Growth (YoY)	-9.14%	-0.78%	-33.18%	18.03%	154.92%	176.81%
Cost of Services Provided	21.19	21.1	22.23	28.13	23.32	15.58
Other Operating Expenses	9.67	9.67	-	11.5	7.32	2.09
Total Operating Expenses	31.68	31.31	22.61	40.05	30.94	18.59
Operating Income	25.08	31.43	40.61	54.57	49.23	12.85
EBT Excluding Unusual Items	25.2	32.27	48.43	58.81	49.17	14.62
Gain (Loss) on Sale of Investments	8	8	-	-	-13.76	11.36
Other Unusual Items	-	-	-	-	0.83	-
Pretax Income	33.2	40.27	48.43	58.81	36.23	25.98
Income Tax Expense	9.41	10.81	12.96	15	8.62	7.26
Net Income	23.79	29.46	35.47	43.82	27.62	18.72
Net Income to Common	23.79	29.46	35.47	43.82	27.62	18.72
Net Income Growth	-30.50%	-16.96%	-19.04%	58.65%	47.52%	-
Shares Outstanding (Basic)	2	2	1	2	2	1
Shares Outstanding (Diluted)	2	2	2	2	2	2
Shares Change (YoY)	-2.32%	-0.64%	3.80%	-12.59%	14.71%	60.83%
EPS (Basic)	14.29	17.74	31.22	28.33	18.36	13.29
EPS (Diluted)	14.29	17.71	21.19	27.17	14.97	11.64
EPS Growth	-28.85%	-16.42%	-22.01%	81.50%	28.61%	-
Free Cash Flow	61.51	46.03	-229.31	78.83	-238.71	-109.04
Free Cash Flow Per Share	36.96	27.68	-136.98	48.88	-129.39	-67.80
Dividend Per Share	-	-	-	-	4.066	-
Operating Margin	44.18%	50.10%	64.24%	57.67%	61.41%	40.87%
Profit Margin	41.91%	46.96%	56.11%	46.31%	34.45%	59.53%
Free Cash Flow Margin	108.37%	73.38%	-362.70%	83.31%	-297.78%	-346.75%
Effective Tax Rate	28.35%	26.85%	26.76%	25.50%	23.78%	27.93%