Blender Financial Technologies (TLV:BLND)

TLV:BLND Income Statement

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	22.04	15.23	8.94	6.52	5.16
Interest Paid on Borrowings	10.65	8.02	5.35	5.01	3.6
Total Interest Expense	10.65	8.02	5.35	5.01	3.6
Net Interest Income	11.39	7.22	3.59	1.51	1.56
Net Interest Income Growth (YoY)	57.87%	101.00%	138.54%	-3.53%	70.68%
Other Non-Interest Income	16.79	19.89	22.06	11.17	9.59
Total Non-Interest Income	16.79	19.89	22.06	11.17	9.59
Non-Interest Income Growth (YoY)	-15.59%	-9.85%	97.43%	16.53%	6.46%
Revenues Before Loan Losses	28.18	27.1	25.65	12.68	11.15
Provision for Loan Losses	5.19	4.63	1.82	0.38	1.19
Revenue	22.99	22.47	23.83	12.3	9.96
Revenue Growth (YoY)	2.28%	-5.71%	93.82%	23.50%	9.43%
Salaries and Employee Benefits	-	0.28	0.64	0.49	14.3
Selling, General & Administrative	23.33	25.83	26.85	21.66	13.82
Other Non-Interest Expense	13.72	12.61	13.09	10.64	5.84
Total Non-Interest Expense	37.05	38.78	40.75	32.87	34.01
EBT Excluding Unusual Items	-14.06	-16.3	-16.91	-20.57	-24.06
Pretax Income	-14.06	-16.3	-16.91	-20.57	-24.06
Income Tax Expense	-0.15	0.05	0.26	0.32	0.13
Earnings From Continuing Operations	-13.91	-16.35	-17.17	-20.89	-24.19
Minority Interest in Earnings	-0.28	0.36	-0.02	0.02	0.01
Net Income	-14.19	-15.99	-17.19	-20.87	-24.18
Net Income to Common	-14.19	-15.99	-17.19	-20.87	-24.18
Basic Shares Outstanding	10	10	8	7	5
Diluted Shares Outstanding	10	10	8	7	5
Shares Change (YoY)	3.77%	29.73%	7.62%	42.50%	1.67%
EPS (Basic)	-1.36	-1.59	-2.22	-2.90	-4.79
EPS (Diluted)	-1.36	-1.59	-2.22	-2.90	-4.79

Source: S&P Global Market Intelligence. Banks template. Financial Sources.