TLV:BLND Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	24.91	22.04	15.23	8.94	6.52	5.16
Interest Paid on Borrowings	12.11	10.65	8.02	5.35	5.01	3.6
Total Interest Expense	12.11	10.65	8.02	5.35	5.01	3.6
Net Interest Income	12.8	11.39	7.22	3.59	1.51	1.56
Net Interest Income Growth (YoY)	54.40%	57.87%	101.00%	138.54%	-3.53%	70.68%
Other Non-Interest Income	18.27	16.79	19.89	22.06	11.17	9.59
Total Non-Interest Income	18.27	16.79	19.89	22.06	11.17	9.59
Non-Interest Income Growth (YoY)	15.88%	-15.59%	-9.85%	97.43%	16.53%	6.46%
Revenues Before Loan Losses	31.06	28.18	27.1	25.65	12.68	11.15
Provision for Loan Losses	5.75	5.19	4.63	1.82	0.38	1.19
Revenue	25.31	22.99	22.47	23.83	12.3	9.96
Revenue Growth (YoY)	24.86%	2.28%	-5.71%	93.82%	23.50%	9.43%
Salaries and Employee Benefits	0.03	0.03	0.28	0.64	0.49	14.3
Selling, General & Administrative	21.26	23.3	26.42	27.93	21.66	13.82
Other Non-Interest Expense	13.08	13.7	12.02	12.02	10.64	5.84
Total Non-Interest Expense	34.39	37.05	38.78	40.75	32.87	34.01
EBT Excluding Unusual Items	-9.08	-14.06	-16.3	-16.91	-20.57	-24.06
Pretax Income	-9.08	-14.06	-16.3	-16.91	-20.57	-24.06
Income Tax Expense	0.81	-0.15	0.05	0.26	0.32	0.13
Earnings From Continuing Operations	-9.89	-13.91	-16.35	-17.17	-20.89	-24.19
Minority Interest in Earnings	-0.21	-0.28	0.36	-0.02	0.02	0.01
Net Income	-11.16	-14.19	-15.99	-17.19	-20.87	-24.18
Net Income to Common	-11.16	-14.19	-15.99	-17.19	-20.87	-24.18
Basic Shares Outstanding	10	10	10	8	7	5
Diluted Shares Outstanding	10	10	10	8	7	5
Shares Change (YoY)	-18.43%	3.95%	29.73%	7.62%	42.50%	1.67%
EPS (Basic)	-1.06	-1.36	-1.59	-2.22	-2.90	-4.79
EPS (Diluted)	-1.07	-1.36	-1.59	-2.22	-2.90	-4.79

Source: S&P Global Market Intelligence. Banks template. Financial Sources.