Export Investment Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	3,401	542.42	479.36	524.8	491.96	314
Investment Securities	2,382	1,258	1,135	987.94	728.7	503.28
Trading Asset Securities	38.13	105.59	15.94	88.51	71.63	11.3
Total Investments	2,420	1,363	1,151	1,076	800.33	514.58
Gross Loans	16,215	15,661	15,282	14,218	12,197	11,073
Allowance for Loan Losses	-208.3	-220.6	-212.1	-160.5	-113.2	-191.3
Net Loans	16,007	15,440	15,070	14,058	12,084	10,881
Property, Plant & Equipment	288.82	139.54	157.15	156.06	135.98	144.98
Other Intangible Assets	-	242.7	206.4	162.6	157.9	135.3
Accrued Interest Receivable	-	-	0.05	0.12	-	-
Other Receivables	0.18	4.5	4	29	26.9	26.2
Restricted Cash	-	4,495	4,651	2,848	3,090	2,838
Other Current Assets	-	104.98	49.62	27.15	41.03	15.43
Long-Term Deferred Tax Assets	-	67.1	69	57.8	58.5	92.1
Other Long-Term Assets	247.6	-	-	-	-	-
Total Assets	22,365	22,410	21,851	18,948	16,897	14,966
Accrued Expenses	-	51.89	49.21	4.47	42.45	21.6
Interest Bearing Deposits	16,072	15,923	15,182	12,539	10,567	9,926
Non-Interest Bearing Deposits	1,616	1,890	1,465	2,070	2,194	1,942
Total Deposits	17,688	17,813	16,647	14,610	12,761	11,867
Short-Term Borrowings	41.4	30.4	44.9	47.1	56	54
Current Portion of Long-Term Debt	47.86	50.24	23.94	25.75	72.07	26.8
Current Portion of Leases	-	18.83	19.77	14.27	14.8	15.25
Other Current Liabilities	3.99	17.35	17.7	0.54	118.16	38.86
Long-Term Debt	2,735	2,810	3,591	2,829	2,731	1,889
Long-Term Leases	-	101.2	114.13	116.28	100.1	101.8
Long-Term Unearned Revenue	-	26.6	26.3	-	27	24.4
Pension & Post-Retirement Benefits	1	5.53	6.75	0.84	20.41	16.85
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.1
Other Long-Term Liabilities	317	116.6	84.4	194.42	19.8	98.3
Total Liabilities	20,834	21,041	20,625	17,842	15,963	14,154
Common Stock	61.68	61.68	61.68	61.68	61.68	61.68
Additional Paid-In Capital	152.32	143.69	138.51	130.86	125.94	127.76
Retained Earnings	1,046	915.95	800.73	706.43	586.82	480.59
Comprehensive Income & Other	1.01	1.01	1.01	0.33	0.33	0.33
Total Common Equity	1,261	1,122	1,002	899.3	774.77	670.35
Minority Interest	270.37	246.67	223.77	206.64	158.82	141.37
Shareholders' Equity	1,531	1,369	1,226	1,106	933.59	811.72
Total Liabilities & Equity	22,365	22,410	21,851	18,948	16,897	14,966
Total Debt	2,824	3,010	3,794	3,032	2,974	2,087
Net Cash (Debt)	650.79	-2,326	-3,249	-2,402	-2,411	-1,751
Net Cash Growth	-72.31%	-	-	-	-	-
Net Cash Per Share	57.66	-205.97	-287.71	-212.71	-213.50	-155.11
Filing Date Shares Outstanding	11.29	11.29	11.29	11.29	11.29	11.29
Total Common Shares Outstanding	11.29	11.29	11.29	11.29	11.29	11.29
Book Value Per Share	111.70	99.41	88.74	79.65	68.62	59.37
Tangible Book Value	1,261	879.62	795.52	736.7	616.87	535.05
Tangible Book Value Per Share	111.70	77.91	70.46	65.25	54.64	47.39

Source: S&P Global Market Intelligence. Banks template. Financial Sources.