I.B.I.- Managing & Underwriting Ltd (TLV:IBIU)

Israel · Delayed Price · Currency is ILS · Price in ILA

1,076.00

+13.00 (1.22%)

Jul 31, 2026, 10:49 AM IDT

TLV:IBIU Financials Overview

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	124.75	101.63	42.63	27.5	44.29	104.98
Revenue Growth	163.40%	138.38%	55.05%	-37.91%	-57.82%	27.72%
Operating Income	71.2	54.91	16.97	5.61	17.47	56.99
Net Income	55.37	46.63	18.33	8.27	14.24	42.79
Earnings Per Share	1.75	1.49	0.59	0.31	0.62	1.52
EPS Growth	150.54%	152.54%	90.32%	-50.00%	-59.21%	0%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	122.7	107.8	160.11	176.37	126.83	151.27
Total Debt	4.29	4.53	1.68	2.38	3.07	4.03
Net Cash (Debt)	118.41	103.28	158.43	173.99	123.76	147.23
Net Cash Growth	-24.52%	-34.81%	-8.94%	40.59%	-15.95%	-5.88%
Net Cash Per Share	3.75	3.30	5.10	6.52	5.39	5.23

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	54.56	33.26	19.56	29.61	-21.43	47.88
Capital Expenditures	-0.16	-0.13	-0.02	-0.03	-0.05	-0.07
Free Cash Flow	54.4	33.13	19.54	29.57	-21.48	47.81
Free Cash Flow Growth	1395.77%	69.51%	-33.92%	-	-	6.63%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	57.07%	54.03%	39.81%	20.40%	39.44%	54.29%
Pretax Margin	59.72%	61.55%	57.40%	39.25%	43.18%	55.56%
Profit Margin	44.39%	45.89%	43.00%	30.07%	32.15%	40.76%
FCF Margin	43.61%	32.60%	45.84%	107.55%	-48.49%	45.54%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.849	-	0.598	0.234	0.704	2.046
Dividend Per Share Growth	365.74%	-	155.00%	-66.71%	-65.58%	-
Dividend Yield	7.98%	-	9.65%	5.08%	14.83%	26.36%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.07	7.79	14.13	24.76	10.56	6.26
P/FCF Ratio	6.08	10.96	13.26	6.92	-	5.60
PS Ratio	2.65	3.57	6.08	7.45	3.40	2.55