I.B.I.- Managing & Underwriting Ltd (TLV:IBIU)

TLV:IBIU Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 11, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	351	259	205	150	268	373
Market Cap Growth	56.23%	26.56%	36.15%	-43.88%	-28.15%	46.97%
Last Close Price	11.27	7.67	5.72	5.88	9.61	12.15
PE Ratio	12.82	14.13	24.76	10.56	6.26	11.99
PS Ratio	5.74	6.08	7.45	3.40	2.55	4.54
PB Ratio	1.76	1.33	1.10	1.13	1.88	2.55
P/FCF Ratio	15.83	13.26	6.92	-	5.60	8.32
P/OCF Ratio	15.82	13.25	6.91	-	5.60	8.29
Debt / Equity Ratio	0.02	0.01	0.01	0.02	0.03	0.03
Debt / FCF Ratio	0.21	0.09	0.08	-	0.08	0.10
Asset Turnover	0.28	0.21	0.15	0.26	0.55	0.45
Quick Ratio	6.67	11.18	17.19	8.09	4.71	4.57
Current Ratio	6.67	11.18	17.19	8.09	4.71	4.57
Return on Equity (ROE)	14.14%	9.63%	5.19%	10.33%	29.64%	21.92%
Return on Assets (ROA)	12.75%	8.90%	4.64%	8.28%	22.53%	17.08%
Earnings Yield	7.85%	7.08%	4.04%	9.47%	15.97%	8.34%
FCF Yield	6.32%	7.54%	14.45%	-14.28%	17.85%	12.03%
Dividend Yield	7.53%	7.79%	4.10%	11.98%	21.29%	-
Payout Ratio	78.48%	65.46%	78.62%	184.69%	110.79%	73.95%
Buyback Yield / Dilution	-3.54%	-16.50%	-16.12%	18.40%	-37.57%	-2.57%
Total Shareholder Return	3.99%	-8.71%	-12.02%	30.38%	-16.28%	-2.57%

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.