I.B.I.- Managing & Underwriting Ltd (TLV: IBIU)

IBIU Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 12, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	192	205	150	268	373	254
Market Cap Growth	55.31%	36.15%	-43.88%	-28.15%	46.97%	81.13%
Last Close Price	6.17	6.28	6.46	10.56	13.34	8.34
PE Ratio	15.76	20.25	9.78	6.94	8.78	6.14
PS Ratio	5.88	7.45	3.40	2.55	4.54	3.58
PB Ratio	1.00	1.10	1.13	1.88	2.55	1.85
P/FCF Ratio	9.82	6.92	-7.00	5.60	8.32	5.64
P/OCF Ratio	10.42	6.91	-7.02	5.60	8.28	5.61
Debt / Equity Ratio	0.01	0.01	0.02	0.03	0.03	0.04
Debt / FCF Ratio	0.10	0.08	-0.14	0.08	0.10	0.12
Asset Turnover	0.16	0.15	0.26	0.55	0.45	0.45
Quick Ratio	15.85	17.19	8.09	4.71	4.57	5.42
Current Ratio	15.85	17.19	8.09	4.71	4.57	5.42
Return on Equity (ROE)	6.61%	5.19%	10.33%	29.64%	21.92%	20.52%
Return on Assets (ROA)	6.10%	4.64%	8.28%	22.53%	17.08%	17.33%
Earnings Yield	6.34%	4.04%	9.47%	15.97%	8.34%	10.67%
FCF Yield	10.18%	14.45%	-14.28%	17.85%	12.03%	17.73%
Dividend Yield	4.68%	3.73%	10.91%	19.39%	-	-
Payout Ratio	109.96%	78.62%	184.69%	110.79%	73.95%	67.20%
Buyback Yield / Dilution	-33.36%	-23.62%	23.35%	-37.57%	-2.57%	-0.05%
Total Shareholder Return	-28.68%	-19.88%	34.26%	-18.18%	-2.57%	-0.05%

Source: S&P Capital IQ. Capital Markets template. Financial Sources.