I.B.I.- Managing & Underwriting Ltd (TLV:IBIU)

TLV:IBIU Statistics

Total Valuation

TLV:IBIU has a market cap or net worth of ILS 359.90 million.

Market Cap	359.90M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	Dec 2, 2025

Share Statistics

TLV:IBIU has 31.11 million shares outstanding. The number of shares has decreased by -0.15% in one year.

Current Share Class	31.11M
Shares Outstanding	31.11M
Shares Change (YoY)	-0.15%
Shares Change (QoQ)	-0.54%
Owned by Insiders (%)	18.26%
Owned by Institutions (%)	47.63%
Float	5.66M

Valuation Ratios

The trailing PE ratio is 9.35.

PE Ratio	9.35
Forward PE	n/a
PS Ratio	4.24
PB Ratio	1.75
P/TBV Ratio	1.75
P/FCF Ratio	8.72
P/OCF Ratio	8.69
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 6.12, with a Debt / Equity ratio of 0.02.

Current Ratio	6.12
Quick Ratio	6.12
Debt / Equity	0.02
Debt / EBITDA	n/a
Debt / FCF	0.11
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.64%.

Return on Equity (ROE)	19.64%
Return on Assets (ROA)	17.50%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.07M
Profits Per Employee	2.77M
Employee Count	14
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

In the past 12 months, TLV:IBIU has paid 13.15 million in taxes.

Income Tax	13.15M
Effective Tax Rate	25.29%

Stock Price Statistics

The stock price has increased by +68.42% in the last 52 weeks. The beta is 0.30, so TLV:IBIU's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	+68.42%
50-Day Moving Average	1,106.07
200-Day Moving Average	1,010.26
Relative Strength Index (RSI)	56.54
Average Volume (20 Days)	10,339

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TLV:IBIU had revenue of ILS 84.97 million and earned 38.84 million in profits. Earnings per share was 1.24.

Revenue	84.97M
Gross Profit	83.55M
Operating Income	43.05M
Pretax Income	51.99M
Net Income	38.84M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.24

Balance Sheet

The company has 150.11 million in cash and 4.55 million in debt, giving a net cash position of 145.56 million or 4.68 per share.

Cash & Cash Equivalents	150.11M
Total Debt	4.55M
Net Cash	145.56M
Net Cash Per Share	4.68
Equity (Book Value)	205.40M
Book Value Per Share	6.54
Working Capital	132.99M

Cash Flow

In the last 12 months, operating cash flow was 41.41 million and capital expenditures -129,000, giving a free cash flow of 41.28 million.

Operating Cash Flow	41.41M
Capital Expenditures	-129,000
Free Cash Flow	41.28M
FCF Per Share	1.33

Margins

Gross margin is 98.33%, with operating and profit margins of 50.66% and 45.71%.

Gross Margin	98.33%
Operating Margin	50.66%
Pretax Margin	61.19%
Profit Margin	45.71%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	48.59%

Dividends & Yields

This stock pays an annual dividend of 0.85, which amounts to a dividend yield of 7.34%.

Dividend Per Share	0.85
Dividend Yield	7.34%
Dividend Growth (YoY)	433.33%
Years of Dividend Growth	1
Payout Ratio	71.32%
Buyback Yield	0.15%
Shareholder Yield	7.54%
Earnings Yield	10.79%
FCF Yield	11.47%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5