I.B.I.- Managing & Underwriting Ltd (TLV:IBIU)

TLV:IBIU Statistics

Total Valuation

TLV:IBIU has a market cap or net worth of ILS 326.93 million.

Market Cap	326.93M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	Aug 21, 2025

Share Statistics

TLV:IBIU has 31.11 million shares outstanding. The number of shares has increased by 3.54% in one year.

Current Share Class	31.11M
Shares Outstanding	31.11M
Shares Change (YoY)	+3.54%
Shares Change (QoQ)	+2.24%
Owned by Insiders (%)	18.26%
Owned by Institutions (%)	48.36%
Float	5.66M

Valuation Ratios

The trailing PE ratio is 11.95.

PE Ratio	11.95
Forward PE	n/a
PS Ratio	5.36
PB Ratio	1.64
P/TBV Ratio	1.64
P/FCF Ratio	14.77
P/OCF Ratio	14.76
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 6.67, with a Debt / Equity ratio of 0.02.

Current Ratio	6.67
Quick Ratio	6.67
Debt / Equity	0.02
Debt / EBITDA	n/a
Debt / FCF	0.21
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.14%.

Return on Equity (ROE)	14.14%
Return on Assets (ROA)	12.75%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	4.36M
Profits Per Employee	1.97M
Employee Count	14
Asset Turnover	0.28
Inventory Turnover	n/a

Taxes

In the past 12 months, TLV:IBIU has paid 9.39 million in taxes.

Income Tax	9.39M
Effective Tax Rate	25.44%

Stock Price Statistics

The stock price has increased by +63.96% in the last 52 weeks. The beta is 0.36, so TLV:IBIU's price volatility has been lower than the market average.

Beta (5Y)	0.36
52-Week Price Change	+63.96%
50-Day Moving Average	1,083.67
200-Day Moving Average	976.72
Relative Strength Index (RSI)	44.61
Average Volume (20 Days)	13,513

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TLV:IBIU had revenue of ILS 61.04 million and earned 27.52 million in profits. Earnings per share was 0.88.

Revenue	61.04M
Gross Profit	59.72M
Operating Income	27.96M
Pretax Income	36.92M
Net Income	27.52M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.88

Balance Sheet

The company has 144.81 million in cash and 4.63 million in debt, giving a net cash position of 140.18 million or 4.51 per share.

Cash & Cash Equivalents	144.81M
Total Debt	4.63M
Net Cash	140.18M
Net Cash Per Share	4.51
Equity (Book Value)	199.54M
Book Value Per Share	6.32
Working Capital	130.13M

Cash Flow

In the last 12 months, operating cash flow was 22.16 million and capital expenditures -15,000, giving a free cash flow of 22.14 million.

Operating Cash Flow	22.16M
Capital Expenditures	-15,000
Free Cash Flow	22.14M
FCF Per Share	0.71

Margins

Gross margin is 97.83%, with operating and profit margins of 45.81% and 45.09%.

Gross Margin	97.83%
Operating Margin	45.81%
Pretax Margin	60.47%
Profit Margin	45.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.27%

Dividends & Yields

This stock pays an annual dividend of 0.85, which amounts to a dividend yield of 8.08%.

Dividend Per Share	0.85
Dividend Yield	8.08%
Dividend Growth (YoY)	131.44%
Years of Dividend Growth	1
Payout Ratio	78.48%
Buyback Yield	-3.54%
Shareholder Yield	4.54%
Earnings Yield	8.42%
FCF Yield	6.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4