I.B.I.- Managing & Underwriting Ltd (TLV:IBIU)

TLV:IBIU Statistics

Total Valuation

TLV:IBIU has a market cap or net worth of ILS 416.51 million.

Market Cap	416.51M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, May 8, 2026.

Earnings Date	May 8, 2026
Ex-Dividend Date	Mar 31, 2026

Share Statistics

TLV:IBIU has 31.11 million shares outstanding. The number of shares has increased by 0.73% in one year.

Current Share Class	31.11M
Shares Outstanding	31.11M
Shares Change (YoY)	+0.73%
Shares Change (QoQ)	-0.37%
Owned by Insiders (%)	18.26%
Owned by Institutions (%)	47.61%
Float	5.66M

Valuation Ratios

The trailing PE ratio is 8.99.

PE Ratio	8.99
Forward PE	n/a
PS Ratio	4.10
PB Ratio	2.29
P/TBV Ratio	2.31
P/FCF Ratio	12.57
P/OCF Ratio	12.52
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.89, with a Debt / Equity ratio of 0.02.

Current Ratio	4.89
Quick Ratio	4.89
Debt / Equity	0.02
Debt / EBITDA	n/a
Debt / FCF	0.14
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.71% and return on invested capital (ROIC) is 20.60%.

Return on Equity (ROE)	24.71%
Return on Assets (ROA)	21.41%
Return on Invested Capital (ROIC)	20.60%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.33%
Revenue Per Employee	7.25M
Profits Per Employee	3.33M
Employee Count	14
Asset Turnover	0.47
Inventory Turnover	n/a

Taxes

In the past 12 months, TLV:IBIU has paid 15.92 million in taxes.

Income Tax	15.92M
Effective Tax Rate	25.45%

Stock Price Statistics

The stock price has increased by +58.54% in the last 52 weeks. The beta is 0.02, so TLV:IBIU's price volatility has been lower than the market average.

Beta (5Y)	0.02
52-Week Price Change	+58.54%
50-Day Moving Average	1,286.34
200-Day Moving Average	1,164.82
Relative Strength Index (RSI)	53.23
Average Volume (20 Days)	38,383

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TLV:IBIU had revenue of ILS 101.53 million and earned 46.63 million in profits. Earnings per share was 1.49.

Revenue	101.53M
Gross Profit	99.49M
Operating Income	54.82M
Pretax Income	62.55M
Net Income	46.63M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.49

Balance Sheet

The company has 107.80 million in cash and 4.53 million in debt, with a net cash position of 103.28 million or 3.32 per share.

Cash & Cash Equivalents	107.80M
Total Debt	4.53M
Net Cash	103.28M
Net Cash Per Share	3.32
Equity (Book Value)	182.24M
Book Value Per Share	5.98
Working Capital	94.87M

Cash Flow

In the last 12 months, operating cash flow was 33.26 million and capital expenditures -132,000, giving a free cash flow of 33.13 million.

Operating Cash Flow	33.26M
Capital Expenditures	-132,000
Depreciation & Amortization	n/a
Net Borrowing	-836,000
Free Cash Flow	33.13M
FCF Per Share	1.06

Margins

Gross margin is 97.99%, with operating and profit margins of 53.99% and 45.93%.

Gross Margin	97.99%
Operating Margin	53.99%
Pretax Margin	61.61%
Profit Margin	45.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	32.63%

Dividends & Yields

This stock pays an annual dividend of 0.85, which amounts to a dividend yield of 6.34%.

Dividend Per Share	0.85
Dividend Yield	6.34%
Dividend Growth (YoY)	286.02%
Years of Dividend Growth	2
Payout Ratio	83.63%
Buyback Yield	-0.73%
Shareholder Yield	5.74%
Earnings Yield	11.20%
FCF Yield	7.95%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3