Isracard Ltd. (TLV: ISCD)
Israel
· Delayed Price · Currency is ILS · Price in ILA1,598.00
+21.00 (1.33%)
Dec 22, 2024, 3:49 PM IDT
Isracard Income Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 945 | 933 | 582 | 433 | 433 | 429 | Upgrade
|
| Total Interest Expense | - | - | - | - | - | 53 | Upgrade
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| Net Interest Income | 945 | 933 | 582 | 433 | 433 | 376 | Upgrade
|
| Gain (Loss) on Sale of Investments | -1 | -1 | -6 | - | 3 | - | Upgrade
|
| Other Revenue | 44 | 58 | -14 | 39 | 31 | 33 | Upgrade
|
| Revenue Before Loan Losses | 3,153 | 3,149 | 2,649 | 2,310 | 2,073 | 2,273 | Upgrade
|
| Provision for Loan Losses | 298 | 347 | 124 | 62 | 247 | 168 | Upgrade
|
| Revenue | 2,855 | 2,802 | 2,525 | 2,248 | 1,826 | 2,105 | Upgrade
|
| Revenue Growth (YoY) | 0.39% | 10.97% | 12.32% | 23.11% | -13.25% | -4.49% | Upgrade
|
| Cost of Services Provided | 2,511 | 2,466 | 2,269 | 1,758 | 1,667 | 1,760 | Upgrade
|
| Other Operating Expenses | - | - | - | -3 | -3 | -3 | Upgrade
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| Total Operating Expenses | 2,511 | 2,466 | 2,269 | 1,755 | 1,664 | 1,757 | Upgrade
|
| Operating Income | 344 | 336 | 256 | 493 | 162 | 348 | Upgrade
|
| Earnings From Equity Investments | - | - | 3 | 7 | 5 | 4 | Upgrade
|
| Currency Exchange Gain (Loss) | -3 | 1 | -75 | -52 | -24 | -21 | Upgrade
|
| EBT Excluding Unusual Items | 341 | 337 | 184 | 448 | 143 | 331 | Upgrade
|
| Pretax Income | 341 | 337 | 238 | 490 | 143 | 331 | Upgrade
|
| Income Tax Expense | 79 | 84 | 83 | 147 | 50 | 87 | Upgrade
|
| Earnings From Continuing Ops. | 262 | 253 | 155 | 343 | 93 | 244 | Upgrade
|
| Minority Interest in Earnings | -1 | -1 | - | - | - | - | Upgrade
|
| Net Income | 261 | 252 | 155 | 343 | 93 | 244 | Upgrade
|
| Net Income to Common | 261 | 252 | 155 | 343 | 93 | 244 | Upgrade
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| Net Income Growth | 21.96% | 62.58% | -54.81% | 268.82% | -61.89% | -23.27% | Upgrade
|
| Shares Outstanding (Basic) | 201 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| Shares Outstanding (Diluted) | 203 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| Shares Change (YoY) | 1.46% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 1.30 | 1.26 | 0.78 | 1.72 | 0.47 | 1.22 | Upgrade
|
| EPS (Diluted) | 1.29 | 1.26 | 0.78 | 1.72 | 0.47 | 1.22 | Upgrade
|
| EPS Growth | 21.24% | 62.58% | -54.81% | 268.82% | -61.89% | -23.27% | Upgrade
|
| Free Cash Flow | 710 | -127 | 42 | 8,631 | 841 | -1,355 | Upgrade
|
| Free Cash Flow Per Share | 3.50 | -0.64 | 0.21 | 43.16 | 4.21 | -6.78 | Upgrade
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| Dividend Per Share | 0.493 | 0.440 | 0.271 | 0.739 | - | - | Upgrade
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| Dividend Growth | 151.32% | 62.65% | -63.37% | - | - | - | Upgrade
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| Operating Margin | 12.05% | 11.99% | 10.14% | 21.93% | 8.87% | 16.53% | Upgrade
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| Profit Margin | 9.14% | 8.99% | 6.14% | 15.26% | 5.09% | 11.59% | Upgrade
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| Free Cash Flow Margin | 24.87% | -4.53% | 1.66% | 383.94% | 46.06% | -64.37% | Upgrade
|
| Effective Tax Rate | 23.17% | 24.93% | 34.87% | 30.00% | 34.97% | 26.28% | Upgrade
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| Revenue as Reported | 3,150 | 3,150 | 2,628 | 2,303 | 2,052 | 2,255 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.