Isracard Ltd. (TLV: ISCD)

Isracard Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,172	894	1,846	4,624	118	199
Long-Term Investments	107	86	115	106	86	74
Loans & Lease Receivables	23,033	20,229	19,399	16,598	22,803	23,622
Other Receivables	-	14	20	10	13	48
Property, Plant & Equipment	464	376	395	406	195	130
Goodwill	21	21	22	-	-	-
Other Intangible Assets	-	311	298	270	242	233
Other Current Assets	9	336	369	143	186	191
Long-Term Deferred Tax Assets	-	245	218	277	270	217
Long-Term Deferred Charges	-	1	1	2	4	6
Total Assets	25,789	22,513	22,683	22,436	23,917	24,720
Interest Bearing Deposits	1	1	1	1	1	1
Total Deposits	1	1	1	1	1	1
Accounts Payable	-	-	-	-	-	51
Accrued Expenses	387	562	599	563	503	589
Short-Term Debt	-	-	-	-	3,383	4,109
Current Portion of Leases	-	33	33	33	22	-
Long-Term Debt	2,185	1,893	750	1,103	1,753	2,074
Long-Term Leases	-	260	277	302	52	-
Long-Term Unearned Revenue	-	141	138	127	148	138
Other Current Liabilities	18,782	16,166	17,636	17,234	15,275	15,138
Long-Term Deferred Tax Liabilities	-	1	-	-	9	8
Pension & Post-Retirement Benefits	48	-	-	-	-	-
Other Long-Term Liabilities	1,200	400	399	258	283	146
Total Liabilities	22,647	19,503	19,877	19,659	21,471	22,293
Additional Paid-In Capital	7	109	91	79	79	-
Retained Earnings	3,001	2,890	2,715	2,709	2,394	2,374
Comprehensive Income & Other	120	-2	-12	-11	-27	53
Total Common Equity	3,128	2,997	2,794	2,777	2,446	2,427
Minority Interest	14	13	12	-	-	-
Shareholders' Equity	3,142	3,010	2,806	2,777	2,446	2,427
Total Liabilities & Equity	25,789	22,513	22,683	22,436	23,917	24,720
Total Debt	2,185	2,186	1,060	1,438	5,210	6,183
Net Cash (Debt)	-1,013	-1,292	786	3,186	-5,092	-5,984
Net Cash Growth	-	-	-75.33%	-	-	-
Net Cash Per Share	-4.99	-6.46	3.93	15.93	-25.46	-29.92
Filing Date Shares Outstanding	200	200.24	200.24	200	200	200
Total Common Shares Outstanding	200	200.24	200.24	200	200	200
Working Capital	5,000	4,665	3,321	3,506	3,894	4,133
Book Value Per Share	15.64	14.97	13.95	13.88	12.23	12.13
Tangible Book Value	3,107	2,665	2,474	2,507	2,204	2,194
Tangible Book Value Per Share	15.54	13.31	12.35	12.54	11.02	10.97

Source: S&P Capital IQ. Financial Services template. Financial Sources.