Isracard Ltd. (TLV:ISCD)

Isracard Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 16, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	4,221	3,262	2,643	2,044	3,070	2,170
Market Cap Growth	12.93%	23.41%	29.32%	-33.42%	41.48%	-15.96%
PE Ratio	20.67	12.36	10.49	13.19	8.95	23.33
PS Ratio	1.37	1.09	0.94	0.79	1.37	1.19
PB Ratio	1.35	1.03	0.88	0.73	1.11	0.89
P/FCF Ratio	5.55	3.48	-	48.67	0.36	2.58
P/OCF Ratio	4.57	2.97	77.74	9.55	0.35	2.15
Debt / Equity Ratio	0.84	0.77	0.73	0.38	0.52	2.13
Debt / FCF Ratio	3.47	2.60	-	25.24	0.17	6.20
Quick Ratio	1.28	1.24	1.26	1.16	1.19	1.19
Current Ratio	1.28	1.25	1.28	1.18	1.20	1.20
Asset Turnover	0.12	0.13	0.12	0.11	0.10	0.08
Return on Equity (ROE)	6.75%	8.57%	8.70%	5.55%	13.13%	3.82%
Return on Assets (ROA)	0.82%	1.10%	1.12%	0.69%	1.48%	0.38%
Earnings Yield	4.90%	8.09%	9.53%	7.58%	11.17%	4.29%
Earnings Yield	4.90%	8.09%	9.53%	7.58%	11.17%	4.29%
FCF Yield	18.03%	28.73%	-4.81%	2.05%	281.14%	38.76%
Dividend Yield	2.52%	3.28%	3.51%	2.85%	5.46%	-
Payout Ratio	73.43%	37.50%	26.98%	96.13%	8.16%	78.50%
Buyback Yield / Dilution	-1.53%	-1.09%	-0.24%	-0.08%	-	-
Total Shareholder Return	1.11%	2.20%	3.28%	2.77%	5.46%	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.