TLV:JCFN Cash Flow Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	84.46	82.46	69.53	56.81	47.49	24.33
Depreciation & Amortization	0.03	0.02	0.02	0.07	0.07	0.06
Provision for Credit Losses	-1.11	-2.09	0.22	2.87	6.56	2.17
Change in Accounts Payable	4.35	1.28	0.5	0.18	0.46	1.73
Change in Income Taxes	-0.15	-1.08	0.18	1.42	-7.68	7.93
Change in Other Net Operating Assets	-87.58	-91.18	-60.47	-77.85	-195.65	-54.67
Other Operating Activities	0.34	0.63	0.63	0.17	-0.62	0.22
Operating Cash Flow	0.34	-9.96	10.61	-16.34	-149.38	-18.23
Capital Expenditures	-0.05	-0.06	-0.01	-0.01	-0.01	-0.08
Investing Cash Flow	-0.05	-0.06	-0.01	-0.01	-0.01	-0.08
Issuance of Common Stock	-	-	-	-	164.78	6.5
Other Financing Activities	-	-	-	0.22	-	-
Financing Cash Flow	-	-	-	0.22	164.78	6.5
Net Cash Flow	0.29	-10.02	10.6	-16.13	15.4	-11.81
Free Cash Flow	0.29	-10.02	10.6	-16.35	-149.39	-18.31
Free Cash Flow Margin	0.23%	-8.50%	10.70%	-19.84%	-212.54%	-52.56%
Free Cash Flow Per Share	0.01	-0.41	0.43	-0.67	-6.09	-2.70
Cash Interest Paid	110.56	110.56	71.89	66.63	29.33	17.74
Cash Income Tax Paid	-	-23.31	-21.32	-16.68	-23.71	-