TLV:JCFN Cash Flow Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	87.37	82.46	69.53	56.81	47.49	24.33
Depreciation & Amortization	0.02	0.02	0.02	0.07	0.07	0.06
Provision for Credit Losses	-2.05	-2.09	0.22	2.87	6.56	2.17
Change in Accounts Payable	0.89	1.28	0.5	0.18	0.46	1.73
Change in Income Taxes	-2.21	-1.08	0.18	1.42	-7.68	7.93
Change in Other Net Operating Assets	-24.25	-91.18	-60.47	-77.85	-195.65	-54.67
Other Operating Activities	0.5	0.63	0.63	0.17	-0.62	0.22
Operating Cash Flow	60.28	-9.96	10.61	-16.34	-149.38	-18.23
Operating Cash Flow Growth	-	-	-	-	-	-
Capital Expenditures	-0.02	-0.06	-0.01	-0.01	-0.01	-0.08
Investing Cash Flow	-0.02	-0.06	-0.01	-0.01	-0.01	-0.08
Issuance of Common Stock	-	-	-	-	164.78	6.5
Other Financing Activities	-	-	-	0.22	-	-
Financing Cash Flow	-11	-	-	0.22	164.78	6.5
Net Cash Flow	49.26	-10.02	10.6	-16.13	15.4	-11.81
Free Cash Flow	60.26	-10.02	10.6	-16.35	-149.39	-18.31
Free Cash Flow Growth	-	-	-	-	-	-
Free Cash Flow Margin	48.11%	-8.50%	10.70%	-19.84%	-212.54%	-52.56%
Free Cash Flow Per Share	2.45	-0.41	0.43	-0.67	-6.09	-2.70
Cash Interest Paid	123.6	110.56	71.89	66.63	29.33	17.74
Cash Income Tax Paid	-	-23.31	-21.32	-16.68	-23.71	-