Luzon Credit and Finance Ltd (TLV:LUZC)
52.40
+0.70 (1.35%)
At close: Jun 12, 2026
Luzon Credit and Finance Income Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 28.36 | 31.7 | 52.88 | 66.92 | 79.67 | 70.67 | |
Revenue Growth (YoY) | -39.90% | -40.05% | -20.97% | -16.00% | 12.72% | 54.16% |
Cost of Revenue | 19.75 | 21.01 | 25.2 | 64.87 | 64.16 | 41.95 |
Gross Profit | 8.62 | 10.69 | 27.68 | 2.05 | 15.51 | 28.72 |
Selling, General & Admin | 13.62 | 14.27 | 15.49 | 27.43 | 32.11 | 30.67 |
Research & Development | - | - | - | 0.91 | - | - |
Other Operating Expenses | -0.83 | -1.75 | - | - | 0.02 | 0.35 |
Operating Expenses | 12.79 | 12.52 | 15.49 | 28.34 | 32.13 | 31.03 |
Operating Income | -4.18 | -1.83 | 12.19 | -26.29 | -16.62 | -2.31 |
Interest Expense | -0.15 | -0.14 | -0.1 | -0.04 | -2.09 | -1.84 |
Interest & Investment Income | 1.4 | 1.21 | 2.1 | 0.46 | 0.51 | 0.34 |
Currency Exchange Gain (Loss) | -0.01 | -0.01 | -0 | -0.02 | -0.01 | -0.01 |
Other Non Operating Income (Expenses) | 12.69 | 1.98 | -2.1 | 10.07 | -42.8 | -0.04 |
EBT Excluding Unusual Items | 9.74 | 1.2 | 12.08 | -15.82 | -61.01 | -3.85 |
Merger & Restructuring Charges | - | - | - | - | -0.29 | -1.33 |
Gain (Loss) on Sale of Assets | - | - | -0.01 | 0.2 | 0 | 0 |
Other Unusual Items | - | - | - | - | -4.05 | - |
Pretax Income | 9.74 | 1.2 | 12.07 | -15.62 | -65.35 | -5.18 |
Income Tax Expense | 1.9 | 1.03 | 1.96 | 2.35 | 0.72 | 1.4 |
Net Income | 7.84 | 0.17 | 10.12 | -17.97 | -66.07 | -6.58 |
Net Income to Common | 7.84 | 0.17 | 10.12 | -17.97 | -66.07 | -6.58 |
Net Income Growth | - | -98.31% | - | - | - | - |
Shares Outstanding (Basic) | 84 | 297 | 337 | 300 | 508 | 165 |
Shares Outstanding (Diluted) | 84 | 297 | 337 | 300 | 508 | 165 |
Shares Change (YoY) | -75.44% | -11.96% | 12.59% | -41.07% | 208.90% | -23.73% |
EPS (Basic) | 0.09 | 0.00 | 0.03 | -0.06 | -0.13 | -0.04 |
EPS (Diluted) | 0.09 | 0.00 | 0.03 | -0.06 | -0.13 | -0.04 |
EPS Growth | - | -98.08% | - | - | - | - |
Free Cash Flow | -5.92 | -4.47 | 17.28 | -47.47 | -6.71 | -4.96 |
Free Cash Flow Per Share | -0.07 | -0.01 | 0.05 | -0.16 | -0.01 | -0.03 |
Gross Margin | 30.37% | 33.72% | 52.34% | 3.06% | 19.47% | 40.64% |
Operating Margin | -14.73% | -5.78% | 23.05% | -39.29% | -20.87% | -3.26% |
Profit Margin | 27.63% | 0.54% | 19.13% | -26.86% | -82.93% | -9.31% |
Free Cash Flow Margin | -20.89% | -14.11% | 32.68% | -70.94% | -8.42% | -7.02% |
EBITDA | -3.91 | -1.55 | 12.54 | -25.48 | -15.95 | -1.2 |
EBITDA Margin | -13.77% | -4.87% | 23.71% | -38.07% | -20.02% | -1.69% |
D&A For EBITDA | 0.27 | 0.29 | 0.35 | 0.81 | 0.67 | 1.11 |
EBIT | -4.18 | -1.83 | 12.19 | -26.29 | -16.62 | -2.31 |
EBIT Margin | -14.73% | -5.78% | 23.05% | -39.29% | -20.87% | -3.26% |
Effective Tax Rate | 19.53% | 85.76% | 16.20% | - | - | - |