Migdal Insurance and Financial Holdings Ltd. (TLV:MGDL)
Israel · Delayed Price · Currency is ILS · Price in ILA 1,889.00
+29.00 (1.56%)
Feb 18, 2026, 5:26 PM IDT
TLV:MGDL Income Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Premiums & Annuity Revenue | 11,424 | 11,005 | 11,696 | 11,562 | 12,440 | 12,240 |
Total Interest & Dividend Income | 2,721 | 4,668 | 4,094 | 4,705 | 3,279 | 1,913 |
Gain (Loss) on Sale of Investments | 17,462 | 15,445 | 10,351 | -12,360 | 17,554 | 5,570 |
Other Revenue | 267.62 | 521.62 | 461.53 | 494.2 | 401.02 | 377.39 |
| 34,100 | 33,727 | 28,379 | 6,164 | 36,681 | 22,114 | |
Revenue Growth (YoY) | 114.78% | 18.84% | 360.42% | -83.20% | 65.88% | -28.16% |
Policy Benefits | 29,046 | 29,019 | 24,069 | 2,133 | 31,482 | 18,170 |
Policy Acquisition & Underwriting Costs | 2,033 | 2,033 | 1,963 | 1,829 | 1,747 | 1,860 |
Selling, General & Administrative | 1,381 | 1,381 | 1,292 | 1,123 | 1,113 | 1,074 |
Other Operating Expenses | 160 | - | - | - | 26.76 | 45.6 |
Total Operating Expenses | 32,619 | 32,432 | 27,324 | 5,086 | 34,369 | 21,151 |
Operating Income | 1,481 | 1,295 | 1,055 | 1,078 | 2,313 | 963.06 |
Interest Expense | -252.4 | -240.4 | -228.08 | -209.94 | -172.83 | -173.09 |
Earnings From Equity Investments | 1.97 | 1.97 | -2.28 | 0.44 | 0.73 | -1.49 |
Currency Exchange Gain (Loss) | 30.17 | 30.17 | 84.36 | 187.64 | -69.43 | -217.18 |
Other Non Operating Income (Expenses) | -58.1 | -58.1 | -46.24 | -20.26 | 0.33 | -0.35 |
EBT Excluding Unusual Items | 1,203 | 1,029 | 862.74 | 1,036 | 2,071 | 570.96 |
Impairment of Goodwill | - | - | - | - | -4.45 | -0.49 |
Gain (Loss) on Sale of Assets | -2.43 | -2.43 | -8.59 | -2.41 | -3.04 | -3.67 |
Asset Writedown | -16.89 | -16.89 | 11.35 | 89.3 | 65.97 | 3.06 |
Pretax Income | 1,183 | 1,009 | 865.5 | 1,123 | 2,130 | 569.85 |
Income Tax Expense | 454.73 | 398.73 | 276.77 | 370.46 | 740.08 | 178.85 |
Earnings From Continuing Ops. | 728.5 | 610.5 | 588.73 | 752.44 | 1,390 | 391 |
Minority Interest in Earnings | -2.34 | -2.34 | -1.55 | -1.46 | -1.99 | -2.38 |
Net Income | 726.16 | 608.16 | 587.18 | 750.97 | 1,388 | 388.63 |
Net Income to Common | 726.16 | 608.16 | 587.18 | 750.97 | 1,388 | 388.63 |
Net Income Growth | -56.88% | 3.57% | -21.81% | -45.89% | 257.13% | - |
Shares Outstanding (Basic) | 1,055 | 1,054 | 1,054 | 1,054 | 1,054 | 1,054 |
Shares Outstanding (Diluted) | 1,061 | 1,054 | 1,054 | 1,054 | 1,054 | 1,054 |
Shares Change (YoY) | -0.80% | - | - | - | - | - |
EPS (Basic) | 0.69 | 0.58 | 0.56 | 0.71 | 1.32 | 0.37 |
EPS (Diluted) | 0.69 | 0.58 | 0.56 | 0.71 | 1.32 | 0.37 |
EPS Growth | -56.34% | 3.57% | -21.81% | -45.89% | 257.13% | - |
Free Cash Flow | 7,553 | 3,339 | 2,405 | -2,888 | 7,084 | -5,096 |
Free Cash Flow Per Share | 7.12 | 3.17 | 2.28 | -2.74 | 6.72 | -4.83 |
Dividend Per Share | - | - | 0.047 | 0.030 | 0.040 | - |
Dividend Growth | - | - | 58.14% | -25.00% | - | - |
Operating Margin | 4.34% | 3.84% | 3.72% | 17.49% | 6.30% | 4.35% |
Profit Margin | 2.13% | 1.80% | 2.07% | 12.18% | 3.78% | 1.76% |
Free Cash Flow Margin | 22.15% | 9.90% | 8.47% | -46.85% | 19.31% | -23.04% |
EBITDA | 1,548 | 1,325 | 1,108 | 1,259 | 2,504 | 1,154 |
EBITDA Margin | 4.54% | 3.93% | 3.90% | 20.42% | 6.83% | 5.22% |
D&A For EBITDA | 67.51 | 30.51 | 52.92 | 180.5 | 191.55 | 191 |
EBIT | 1,481 | 1,295 | 1,055 | 1,078 | 2,313 | 963.06 |
EBIT Margin | 4.34% | 3.84% | 3.72% | 17.49% | 6.30% | 4.35% |
Effective Tax Rate | 38.43% | 39.51% | 31.98% | 32.99% | 34.75% | 31.39% |
Revenue as Reported | 33,728 | 33,728 | 28,480 | 6,478 | 36,670 | 21,899 |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.