Migdal Insurance and Financial Holdings Ltd. (TLV:MGDL)

TLV:MGDL Statistics

Total Valuation

TLV:MGDL has a market cap or net worth of ILS 20.22 billion. The enterprise value is 3.64 billion.

Market Cap	20.22B
Enterprise Value	3.64B

Important Dates

The last earnings date was Wednesday, March 25, 2026.

Earnings Date	Mar 25, 2026
Ex-Dividend Date	n/a

Share Statistics

TLV:MGDL has 1.06 billion shares outstanding. The number of shares has decreased by -1.76% in one year.

Current Share Class	1.06B
Shares Outstanding	1.06B
Shares Change (YoY)	-1.76%
Shares Change (QoQ)	+0.62%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	22.89%
Float	545.66M

Valuation Ratios

The trailing PE ratio is 10.69.

PE Ratio	10.69
Forward PE	n/a
PS Ratio	1.61
PB Ratio	1.97
P/TBV Ratio	2.42
P/FCF Ratio	4.51
P/OCF Ratio	4.44
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.09, with an EV/FCF ratio of 0.81.

EV / Earnings	1.92
EV / Sales	0.29
EV / EBITDA	1.09
EV / EBIT	1.13
EV / FCF	0.81

Financial Position

The company has a current ratio of 11.69, with a Debt / Equity ratio of 0.80.

Current Ratio	11.69
Quick Ratio	11.18
Debt / Equity	0.80
Debt / EBITDA	2.48
Debt / FCF	1.85
Interest Coverage	10.95

Financial Efficiency

Return on equity (ROE) is 20.33% and return on invested capital (ROIC) is 11.36%.

Return on Equity (ROE)	20.33%
Return on Assets (ROA)	0.86%
Return on Invested Capital (ROIC)	11.36%
Return on Capital Employed (ROCE)	1.33%
Weighted Average Cost of Capital (WACC)	6.43%
Revenue Per Employee	2.84M
Profits Per Employee	428,410
Employee Count	4,435
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, TLV:MGDL has paid 1.03 billion in taxes.

Income Tax	1.03B
Effective Tax Rate	35.20%

Stock Price Statistics

The stock price has increased by +154.16% in the last 52 weeks. The beta is 0.70, so TLV:MGDL's price volatility has been lower than the market average.

Beta (5Y)	0.70
52-Week Price Change	+154.16%
50-Day Moving Average	1,880.08
200-Day Moving Average	1,520.17
Relative Strength Index (RSI)	45.99
Average Volume (20 Days)	2,593,913

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TLV:MGDL had revenue of ILS 12.59 billion and earned 1.90 billion in profits. Earnings per share was 1.79.

Revenue	12.59B
Gross Profit	4.86B
Operating Income	3.22B
Pretax Income	2.94B
Net Income	1.90B
EBITDA	3.30B
EBIT	3.22B
Earnings Per Share (EPS)	1.79

Balance Sheet

The company has 24.85 billion in cash and 8.27 billion in debt, with a net cash position of 16.59 billion or 15.68 per share.

Cash & Cash Equivalents	24.85B
Total Debt	8.27B
Net Cash	16.59B
Net Cash Per Share	15.68
Equity (Book Value)	10.29B
Book Value Per Share	9.60
Working Capital	29.43B

Cash Flow

In the last 12 months, operating cash flow was 4.55 billion and capital expenditures -74.00 million, giving a free cash flow of 4.48 billion.

Operating Cash Flow	4.55B
Capital Expenditures	-74.00M
Depreciation & Amortization	n/a
Net Borrowing	554.00M
Free Cash Flow	4.48B
FCF Per Share	4.23

Margins

Gross margin is 38.61%, with operating and profit margins of 25.58% and 15.10%.

Gross Margin	38.61%
Operating Margin	25.58%
Pretax Margin	23.32%
Profit Margin	15.10%
EBITDA Margin	26.18%
EBIT Margin	25.58%
FCF Margin	35.58%

Dividends & Yields

TLV:MGDL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	1.76%
Shareholder Yield	1.76%
Earnings Yield	9.40%
FCF Yield	22.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4