More Provident Funds Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Revenue	602.93	515.23	434.72	274.76	135.47	24.21
Other Revenue	9.11	10.82	10.73	1.28	-	-
Revenue	612.05	526.05	445.46	276.03	135.47	24.21
Revenue Growth (YoY)	19.74%	18.09%	61.38%	103.76%	459.48%	2016.52%
Cost of Revenue	308.04	260.42	221.73	136.9	65.16	11.32
Gross Profit	304.01	265.63	223.73	139.13	70.31	12.89
Selling, General & Admin	195.98	182.51	156	124.49	69.83	28.05
Operating Expenses	195.98	182.51	156	124.49	69.83	28.05
Operating Income	108.03	83.13	67.73	14.64	0.49	-15.15
Interest Expense	-7.6	-8.17	-8.35	-2.53	-1.71	-0.26
Interest & Investment Income	-	-	-	0.12	0.06	-
Other Non Operating Income (Expenses)	-0.19	-0.19	-0.21	-0.05	-0	-0
Pretax Income	100.24	74.76	59.17	12.18	-1.17	-15.42
Income Tax Expense	35.94	25.19	19.86	4.49	-0.02	-3.92
Net Income	64.3	49.57	39.3	7.7	-1.15	-11.5
Net Income to Common	64.3	49.57	39.3	7.7	-1.15	-11.5
Net Income Growth	19.98%	26.13%	410.63%	-	-	-
Shares Outstanding (Basic)	128	127	127	128	96	100
Shares Outstanding (Diluted)	128	127	127	128	96	100
Shares Change (YoY)	1.34%	0.26%	-1.17%	33.63%	-4.01%	0.01%
EPS (Basic)	0.50	0.39	0.31	0.06	-0.01	-0.12
EPS (Diluted)	0.50	0.39	0.31	0.06	-0.01	-0.12
EPS Growth	18.40%	25.81%	416.67%	-	-	-
Free Cash Flow	25.43	25.53	-48.86	-74	-49.5	-26.98
Free Cash Flow Per Share	0.20	0.20	-0.39	-0.58	-0.52	-0.27
Dividend Per Share	0.443	0.406	0.156	-	-	-
Dividend Growth	-9.92%	160.03%	-	-	-	-
Gross Margin	49.67%	50.50%	50.22%	50.41%	51.90%	53.24%
Operating Margin	17.65%	15.80%	15.20%	5.30%	0.36%	-62.59%
Profit Margin	10.51%	9.42%	8.82%	2.79%	-0.85%	-47.50%
Free Cash Flow Margin	4.15%	4.85%	-10.97%	-26.81%	-36.54%	-111.43%
EBITDA	108.98	84.9	69.48	16.7	0.74	-14.42
EBITDA Margin	17.81%	16.14%	15.60%	6.05%	0.55%	-59.54%
D&A For EBITDA	0.95	1.78	1.75	2.06	0.26	0.74
EBIT	108.03	83.13	67.73	14.64	0.49	-15.15
EBIT Margin	17.65%	15.80%	15.20%	5.30%	0.36%	-62.59%
Effective Tax Rate	35.86%	33.69%	33.57%	36.83%	-	-
Revenue as Reported	612.05	526.05	445.46	276.03	135.47	24.21

Source: S&P Global Market Intelligence. Standard template. Financial Sources.