Mizrahi Tefahot Bank Ltd. (TLV:MZTF)

Mizrahi Tefahot Bank Income Statement

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	25,798	24,005	16,195	10,557	7,528
Interest Paid on Deposits	-	13,984	12,030	5,955	2,872	1,708
Net Interest Income	11,791	11,814	11,975	10,240	7,685	5,820
Net Interest Income Growth (YoY)	0.35%	-1.34%	16.94%	33.25%	32.05%	8.99%
Gain (Loss) on Sale of Assets	-	-	-	371	18	41
Gain (Loss) on Sale of Investments	116	43	-113	-145	179	137
Other Non-Interest Income	2,751	2,864	2,918	3,202	2,438	1,853
Total Non-Interest Income	2,867	2,907	2,805	3,428	2,635	2,031
Non-Interest Income Growth (YoY)	11.51%	3.64%	-18.17%	30.09%	29.74%	3.31%
Revenues Before Loan Losses	14,658	14,721	14,780	13,668	10,320	7,851
Provision for Loan Losses	308	519	1,463	532	-278	1,050
Revenue	14,350	14,202	13,317	13,136	10,598	6,801
Revenue Growth (YoY)	5.42%	6.65%	1.38%	23.95%	55.83%	-2.03%
Salaries and Employee Benefits	3,386	3,381	3,487	3,984	3,495	2,621
Occupancy Expenses	1,060	992	1,098	1,012	1,002	871
Selling, General & Administrative	171	178	175	141	128	91
Other Non-Interest Expense	681	671	809	1,036	943	696
Total Non-Interest Expense	5,286	5,206	5,568	6,168	5,578	4,278
EBT Excluding Unusual Items	9,064	8,996	7,749	6,968	5,020	2,523
Pretax Income	9,064	8,996	7,749	6,968	5,020	2,605
Income Tax Expense	3,309	3,326	2,669	2,356	1,730	903
Earnings From Continuing Operations	5,755	5,670	5,080	4,612	3,290	1,702
Minority Interest in Earnings	-223	-215	-170	-140	-102	-92
Net Income	5,532	5,455	4,910	4,472	3,188	1,610
Net Income to Common	5,532	5,455	4,910	4,472	3,188	1,610
Net Income Growth	6.47%	11.10%	9.79%	40.28%	98.01%	-12.60%
Basic Shares Outstanding	-	258	257	256	256	240
Diluted Shares Outstanding	-	260	258	257	258	241
Shares Change (YoY)	-	0.43%	0.44%	-0.29%	7.17%	2.41%
EPS (Basic)	-	21.12	19.07	17.47	12.47	6.70
EPS (Diluted)	-	21.02	19.00	17.38	12.35	6.69
EPS Growth	-	10.63%	9.32%	40.73%	84.60%	-14.56%
Dividend Per Share	2.016	8.440	4.944	3.871	5.883	-
Dividend Growth	-72.14%	70.70%	27.71%	-34.20%	-	-
Effective Tax Rate	36.51%	36.97%	34.44%	33.81%	34.46%	34.66%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.