Mizrahi Tefahot Bank Ltd. (TLV:MZTF)
Israel · Delayed Price · Currency is ILS · Price in ILA 23,630
-370 (-1.54%)
Sep 8, 2026, 4:45 PM IDT
Mizrahi Tefahot Bank Cash Flow Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 5,553 | 5,630 | 5,455 | 4,910 | 4,472 | 3,188 |
Depreciation & Amortization | 80 | 72 | 74 | 411 | 332 | 339 |
Other Amortization | 217 | 217 | 211 | - | - | - |
Gain (Loss) on Sale of Assets | - | - | - | - | -241 | -18 |
Gain (Loss) on Sale of Investments | -263 | -222 | -86 | 122 | 42 | -173 |
Provision for Credit Losses | 190 | 228 | 519 | 1,463 | 532 | -278 |
Change in Trading Asset Securities | 1,705 | -872 | 1,290 | -1,320 | -2,266 | 1,673 |
Change in Other Net Operating Assets | -3,736 | 1,637 | -3,056 | 395 | 1,427 | -2,318 |
Other Operating Activities | 10,534 | 9,088 | 9,939 | -2,505 | -431 | 1,667 |
Operating Cash Flow | 14,280 | 15,804 | 14,380 | 3,532 | 3,899 | 4,131 |
Operating Cash Flow Growth | -27.41% | 9.90% | 307.13% | -9.41% | -5.62% | -18.41% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -634 | -596 | -606 | -438 | -391 | -336 |
Sale of Property, Plant and Equipment | - | - | - | - | 532 | 35 |
Investment in Securities | -12,779 | -16,798 | -13,846 | -1,372 | 1,913 | 677 |
Income (Loss) Equity Investments | -21 | -17 | -16 | -1 | -5 | 10 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -39,847 | -38,839 | -28,901 | -18,647 | -36,450 | -25,495 |
Investing Cash Flow | -53,260 | -56,233 | -43,353 | -20,457 | -34,396 | -25,119 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 9,344 | 8,111 | 7,706 | 5,038 | 7,304 |
Long-Term Debt Repaid | - | -6,399 | -9,076 | -4,411 | -10,258 | -2,741 |
Net Debt Issued (Repaid) | 3,671 | 2,945 | -965 | 3,295 | -5,220 | 4,563 |
Common Dividends Paid | -2,789 | -2,506 | -1,869 | -1,390 | -941 | -1,236 |
Net Increase (Decrease) in Deposit Accounts | 38,362 | 40,938 | 27,949 | 7,931 | 34,414 | 26,924 |
Other Financing Activities | -40 | -20 | -35 | - | -15 | -15 |
Financing Cash Flow | 39,204 | 41,357 | 25,080 | 9,836 | 28,238 | 30,236 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -748 | -1,021 | 24 | 181 | 463 | -52 |
Net Cash Flow | -524 | -93 | -3,869 | -6,908 | -1,796 | 9,196 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 13,646 | 15,208 | 13,774 | 3,094 | 3,508 | 3,795 |
Free Cash Flow Growth | -28.52% | 10.41% | 345.18% | -11.80% | -7.56% | -20.52% |
Free Cash Flow Margin | 95.12% | 105.91% | 96.99% | 23.23% | 26.71% | 35.81% |
Free Cash Flow Per Share | 52.29 | 58.29 | 53.07 | 11.97 | 13.63 | 14.71 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 12,852 | 12,717 | 13,605 | 9,047 | 5,416 | 2,393 |
Cash Income Tax Paid | 3,390 | 3,322 | 3,510 | 3,241 | 2,071 | 1,471 |