Mizrahi Tefahot Bank Ltd. (TLV: MZTF)

Mizrahi Tefahot Bank Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	79,342	85,957	92,865	94,661	85,465	49,448
Investment Securities	22,924	16,516	13,430	16,470	17,215	11,721
Trading Asset Securities	13,214	13,778	8,753	4,222	5,954	3,346
Total Investments	36,138	30,294	22,183	20,692	23,169	15,067
Gross Loans	352,839	329,895	310,674	274,008	248,571	207,057
Allowance for Loan Losses	-4,137	-4,069	-2,884	-2,103	-2,433	-1,693
Net Loans	348,702	325,826	307,790	271,905	246,138	205,364
Property, Plant & Equipment	1,705	1,643	1,616	1,735	1,780	918
Goodwill	-	87	-	-	-	-
Other Intangible Assets	125	688	845	821	832	626
Other Receivables	-	840	687	547	640	408
Other Current Assets	-	325	87	114	278	149
Long-Term Deferred Tax Assets	-	2,414	2,098	1,678	1,759	1,175
Other Long-Term Assets	6,367	-	-	-	-	-
Total Assets	472,379	448,204	428,292	392,271	360,140	273,244
Accrued Expenses	-	1,724	1,859	1,047	835	695
Interest Bearing Deposits	310,060	284,884	258,444	209,208	194,530	157,851
Non-Interest Bearing Deposits	76,898	78,217	92,881	105,490	93,283	53,792
Total Deposits	386,958	363,101	351,325	314,698	287,813	211,643
Short-Term Borrowings	4,189	7,367	5,214	3,753	5,506	2,686
Current Portion of Leases	-	99	127	107	36	-
Other Current Liabilities	-	4,305	4,200	5,250	6,677	5,307
Long-Term Debt	36,408	37,070	33,287	38,046	33,446	33,460
Long-Term Leases	-	642	656	510	595	-
Long-Term Unearned Revenue	-	84	199	241	206	260
Long-Term Deferred Tax Liabilities	-	234	207	203	222	87
Other Long-Term Liabilities	13,015	4,875	6,350	6,687	5,135	2,301
Total Liabilities	440,570	419,501	403,424	370,542	340,471	256,439
Common Stock	3,566	3,556	3,519	3,497	3,445	2,232
Retained Earnings	27,046	24,196	20,676	17,500	15,548	14,063
Comprehensive Income & Other	-204	-291	-415	-227	-189	-262
Total Common Equity	30,408	27,461	23,780	20,770	18,804	16,033
Minority Interest	1,401	1,242	1,088	959	865	772
Shareholders' Equity	31,809	28,703	24,868	21,729	19,669	16,805
Total Liabilities & Equity	472,379	448,204	428,292	392,271	360,140	273,244
Total Debt	40,597	45,178	39,284	42,416	39,583	36,146
Net Cash (Debt)	52,407	55,256	63,457	58,405	53,141	18,992
Net Cash Growth	0.93%	-12.92%	8.65%	9.91%	179.81%	31.53%
Net Cash Per Share	202.19	213.80	246.61	226.33	220.69	80.77
Filing Date Shares Outstanding	258.34	258.13	257.18	256.49	240.46	234.27
Total Common Shares Outstanding	258.34	258.13	257.18	256.49	240.46	234.27
Book Value Per Share	117.70	106.39	92.47	80.98	73.36	68.31
Tangible Book Value	30,283	26,686	22,935	19,949	17,972	15,407
Tangible Book Value Per Share	117.22	103.38	89.18	77.78	70.11	65.65

Source: S&P Capital IQ. Banks template. Financial Sources.