Phoenix Financial Ltd. (TLV:PHOE)
Israel · Delayed Price · Currency is ILS · Price in ILA 18,940
-240 (-1.25%)
Sep 8, 2026, 5:14 PM IDT
Phoenix Financial Financials Overview
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 20,714 | 19,342 | 16,229 | 21,833 | 10,657 | 27,972 |
Revenue Growth | 20.02% | 19.18% | -25.67% | 104.87% | -61.90% | 67.40% |
Operating Income Operating Income Growth | 11,389 | 10,558 | 8,009 | -166.44 | 4,875 | 2,677 |
Net Income Net Income Growth | 3,324 | 3,223 | 2,391 | 777.4 | 1,257 | 1,965 |
Earnings Per Share EPS Growth | 13.05 | 12.69 | 9.44 | 3.04 | 4.91 | 7.64 |
EPS Growth | 9.26% | 34.43% | 210.53% | -38.09% | -35.73% | 67.28% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Life Insurance Life Insurance Growth | 1,992 | 1,981 | 2,052 | - | - | - |
Health Insurance Health Insurance Growth | 2,736 | 2,627 | 2,286 | 4,145 | 2,187 | 3,898 |
General Insurance General Insurance Growth | 4,410 | 4,181 | 3,866 | - | - | - |
Pension Provident Fund Pension Provident Fund Growth | 1,168 | 1,091 | 946.51 | - | - | - |
Investment Management Investment Management Growth | 7,106 | 6,169 | 4,888 | - | - | - |
Distribution Agencies Distribution Agencies Growth | 1,171 | 1,094 | 921.52 | 818.85 | 769.91 | 635.35 |
Payments and Financing Payments and Financing Growth | 658.17 | 562.97 | 433.17 | 340.2 | 230.63 | 318.2 |
Not Attributed Operating Segments Not Attributed Operating Segments Growth | 2,016 | 2,122 | 1,243 | 9.62 | -428.29 | 487.03 |
Adjustments and Offset Adjustments and Offset Growth | -543.06 | -485.46 | -406.7 | -286.35 | -327.33 | -276.78 |
Total Total Growth | 20,714 | 19,342 | 16,229 | 23,539 | 7,906 | 28,099 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 28,047 | 25,280 | 20,466 | 22,357 | 19,798 | 15,940 |
Total Debt Total Debt Growth | 16,898 | 14,974 | 12,010 | 11,159 | 8,617 | 6,150 |
Net Cash (Debt) Net Cash Growth | 11,149 | 10,307 | 8,457 | 11,197 | 11,182 | 9,790 |
Net Cash Growth | 16.57% | 21.88% | -24.48% | 0.14% | 14.22% | 45.56% |
Net Cash Per Share Net Cash Per Share Growth | 43.77 | 40.60 | 33.28 | 43.81 | 43.70 | 38.09 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 4,351 | 4,200 | -701.54 | 2,182 | 2,729 | 4,547 |
Capital Expenditures CapEx Growth | -206.76 | -311.34 | -359.43 | -389.18 | -190.14 | -78.39 |
Free Cash Flow Free Cash Flow Growth | 4,144 | 3,889 | -1,061 | 1,792 | 2,539 | 4,469 |
Free Cash Flow Growth | 618.23% | - | - | -29.41% | -43.18% | -3.56% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 54.98% | 54.59% | 49.35% | -0.76% | 45.74% | 9.57% |
Pretax Margin | 24.37% | 25.90% | 22.60% | 5.26% | 17.40% | 9.64% |
Profit Margin | 16.05% | 16.66% | 14.73% | 3.56% | 11.80% | 7.02% |
FCF Margin | 20.01% | 20.11% | -6.54% | 8.21% | 23.83% | 15.98% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 5.185 | 5.185 | 3.327 | 1.510 | 1.339 | 2.466 |
Dividend Per Share Growth | 16.82% | 55.86% | 120.30% | 12.80% | -45.72% | 65.28% |
Dividend Yield | 2.72% | 4.03% | 6.84% | 4.58% | 4.26% | 7.72% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.70 | 10.36 | 5.58 | 12.36 | 7.49 | 5.17 |
Forward PE | - | 11.10 | 8.62 | 8.62 | 7.83 | 8.21 |
P/FCF Ratio | 11.70 | 8.59 | - | 5.36 | 3.71 | 2.27 |
PS Ratio | 2.34 | 1.73 | 0.82 | 0.44 | 0.88 | 0.36 |