Phoenix Financial Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 18, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	43,066	13,336	9,608	9,418	10,159	6,219
Market Cap Growth	193.09%	38.80%	2.02%	-7.30%	63.37%	16.27%
Enterprise Value	29,711	3,868	-1,711	-161	2,103	-148
PE Ratio	17.16	7.34	12.36	7.49	5.17	5.32
PS Ratio	1.60	0.54	0.44	0.88	0.36	0.37
PB Ratio	3.48	1.09	0.88	0.89	1.02	0.77
P/FCF Ratio	27.06	-	5.36	3.71	2.27	1.34
P/OCF Ratio	22.36	-	4.40	3.45	2.23	1.30
EV/Sales Ratio	1.11	0.16	-	-	0.08	-
EV/EBITDA Ratio	58.94	-	-	-	0.69	-
EV/EBIT Ratio	84.16	-	-	-	0.79	-
EV/FCF Ratio	18.67	-	-	-	0.47	-
Debt / Equity Ratio	0.80	0.98	1.02	0.82	0.62	0.65
Debt / EBITDA Ratio	24.73	-	-	1.63	2.03	2.47
Debt / FCF Ratio	6.23	-	6.23	3.39	1.38	1.14
Net Debt / Equity Ratio	-1.10	-0.69	-1.03	-1.06	-0.99	-0.83
Net Debt / EBITDA Ratio	-38.72	6.31	185.03	-2.12	-3.23	-3.14
Net Debt / FCF Ratio	-8.58	7.97	-6.25	-4.40	-2.19	-1.45
Quick Ratio	14.47	4.43	4.94	5.64	8.82	10.40
Current Ratio	15.22	4.95	5.56	6.20	9.63	11.12
Asset Turnover	0.15	0.15	0.14	0.07	0.21	0.15
Return on Equity (ROE)	22.21%	16.68%	8.26%	13.20%	22.48%	16.31%
Return on Assets (ROA)	0.09%	-0.53%	-0.07%	2.09%	1.27%	1.00%
Return on Invested Capital (ROIC)	0.68%	-4.26%	-0.62%	20.15%	13.64%	10.12%
Earnings Yield	5.83%	13.63%	8.09%	13.35%	19.34%	18.80%
FCF Yield	3.70%	-7.96%	18.66%	26.96%	43.99%	74.52%
Dividend Yield	3.79%	6.68%	4.48%	4.16%	7.55%	8.08%
Payout Ratio	60.53%	29.43%	38.23%	46.22%	29.52%	-
Buyback Yield / Dilution	1.17%	0.59%	0.10%	0.45%	-0.41%	0.07%
Total Shareholder Return	4.92%	7.27%	4.58%	4.61%	7.14%	8.16%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.