Phoenix Financial Ltd (TLV: PHOE)

Phoenix Financial Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 21, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	14,677	9,608	9,418	10,159	6,219	5,348
Market Cap Growth	5.58%	2.02%	-7.30%	63.37%	16.27%	11.29%
Enterprise Value	5,209	-1,711	-161	2,103	-148	-2,311
PE Ratio	8.45	12.36	7.49	5.17	5.32	19.70
PS Ratio	0.53	0.41	1.23	0.36	0.37	0.25
PB Ratio	1.32	0.88	0.89	1.02	0.77	0.79
P/FCF Ratio	-	5.36	3.71	2.27	1.34	11.47
P/OCF Ratio	39.61	4.40	3.45	2.23	1.30	9.44
EV/Sales Ratio	0.19	-	-	0.08	-	-
EV/EBITDA Ratio	1.51	-	-	0.69	-	-
EV/EBIT Ratio	1.60	-	-	0.79	-	-
EV/FCF Ratio	-41.03	-	-	0.47	-	-
Debt / Equity Ratio	1.01	1.02	0.82	0.62	0.65	0.72
Debt / EBITDA Ratio	3.43	6.71	4.28	2.03	2.47	7.46
Debt / FCF Ratio	-	6.23	3.39	1.38	1.14	10.42
Quick Ratio	12.67	4.94	5.64	8.81	10.40	13.74
Current Ratio	13.31	5.56	6.19	9.63	11.12	14.64
Asset Turnover	0.17	0.15	0.05	0.21	0.15	0.21
Return on Equity (ROE)	17.28%	8.26%	13.20%	22.48%	16.31%	4.68%
Return on Assets (ROA)	1.23%	0.61%	0.81%	1.27%	1.00%	0.22%
Return on Capital (ROIC)	9.20%	4.58%	6.71%	11.36%	9.22%	1.97%
Earnings Yield	16.81%	8.09%	13.35%	19.34%	18.80%	5.08%
FCF Yield	-1.20%	18.66%	26.96%	43.99%	74.52%	8.72%
Dividend Yield	3.62%	4.21%	3.89%	7.07%	7.57%	-
Payout Ratio	30.14%	38.23%	46.22%	29.52%	-	92.09%
Buyback Yield / Dilution	-1.18%	0.10%	0.45%	-0.41%	0.07%	-1.30%
Total Shareholder Return	2.44%	4.32%	4.34%	6.66%	7.64%	-1.30%

Source: S&P Capital IQ. Insurance template. Financial Sources.