Phoenix Financial Ltd (TLV:PHOE)

Phoenix Financial Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 20, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	30,451	13,336	9,608	9,418	10,159	6,219
Market Cap Growth	214.77%	38.80%	2.02%	-7.30%	63.37%	16.27%
Enterprise Value	23,613	3,868	-1,711	-161	2,103	-148
PE Ratio	12.42	7.34	12.36	7.49	5.17	5.32
PS Ratio	1.18	0.54	0.44	0.88	0.36	0.37
PB Ratio	2.43	1.09	0.88	0.89	1.02	0.77
P/FCF Ratio	52.77	-	5.36	3.71	2.27	1.34
P/OCF Ratio	32.48	-	4.40	3.45	2.23	1.30
EV/Sales Ratio	0.91	0.16	-	-	0.08	-
EV/EBITDA Ratio	-	-	-	-	0.69	-
EV/EBIT Ratio	-	-	-	-	0.79	-
EV/FCF Ratio	40.92	-	-	-	0.47	-
Debt / Equity Ratio	1.33	0.98	1.02	0.82	0.62	0.65
Debt / EBITDA Ratio	-	-	-	1.63	2.03	2.47
Debt / FCF Ratio	28.94	-	6.23	3.39	1.38	1.14
Quick Ratio	12.73	4.43	4.94	5.64	8.82	10.40
Current Ratio	13.20	4.95	5.56	6.20	9.63	11.12
Asset Turnover	0.15	0.15	0.14	0.07	0.21	0.15
Return on Equity (ROE)	21.61%	16.68%	8.26%	13.20%	22.48%	16.31%
Return on Assets (ROA)	-0.20%	-0.53%	-0.07%	2.09%	1.27%	1.00%
Return on Capital (ROIC)	-1.38%	-3.83%	-0.51%	17.30%	11.37%	9.22%
Earnings Yield	8.03%	13.63%	8.09%	13.35%	19.34%	18.80%
FCF Yield	1.89%	-7.96%	18.66%	26.96%	43.99%	74.52%
Dividend Yield	5.38%	6.62%	4.43%	4.12%	7.48%	8.01%
Payout Ratio	49.10%	29.43%	38.23%	46.22%	29.52%	-
Buyback Yield / Dilution	1.54%	0.59%	0.10%	0.45%	-0.41%	0.07%
Total Shareholder Return	6.92%	7.21%	4.54%	4.57%	7.07%	8.08%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.