Phoenix Financial Ltd (TLV:PHOE)

Phoenix Financial Statistics

Total Valuation

TLV:PHOE has a market cap or net worth of ILS 36.73 billion. The enterprise value is 23.37 billion.

Market Cap	36.73B
Enterprise Value	23.37B

Important Dates

The last earnings date was Wednesday, November 26, 2025.

Earnings Date	Nov 26, 2025
Ex-Dividend Date	Dec 3, 2025

Share Statistics

TLV:PHOE has 254.18 million shares outstanding. The number of shares has decreased by -1.17% in one year.

Current Share Class	254.18M
Shares Outstanding	254.18M
Shares Change (YoY)	-1.17%
Shares Change (QoQ)	+0.69%
Owned by Insiders (%)	0.12%
Owned by Institutions (%)	36.59%
Float	198.54M

Valuation Ratios

The trailing PE ratio is 14.59 and the forward PE ratio is 12.17.

PE Ratio	14.59
Forward PE	12.17
PS Ratio	1.37
PB Ratio	2.97
P/TBV Ratio	4.60
P/FCF Ratio	23.08
P/OCF Ratio	19.07
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 46.37, with an EV/FCF ratio of 14.69.

EV / Earnings	9.32
EV / Sales	0.87
EV / EBITDA	46.37
EV / EBIT	66.21
EV / FCF	14.69

Financial Position

The company has a current ratio of 15.22, with a Debt / Equity ratio of 0.80.

Current Ratio	15.22
Quick Ratio	14.47
Debt / Equity	0.80
Debt / EBITDA	24.73
Debt / FCF	6.23
Interest Coverage	0.42

Financial Efficiency

Return on equity (ROE) is 22.21% and return on invested capital (ROIC) is 0.69%.

Return on Equity (ROE)	22.21%
Return on Assets (ROA)	0.09%
Return on Invested Capital (ROIC)	0.69%
Return on Capital Employed (ROCE)	0.14%
Revenue Per Employee	5.16M
Profits Per Employee	482,078
Employee Count	5,204
Asset Turnover	0.15
Inventory Turnover	n/a

Taxes

In the past 12 months, TLV:PHOE has paid 1.29 billion in taxes.

Income Tax	1.29B
Effective Tax Rate	32.86%

Stock Price Statistics

The stock price has increased by +175.19% in the last 52 weeks. The beta is 0.48, so TLV:PHOE's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	+175.19%
50-Day Moving Average	13,209.00
200-Day Moving Average	10,069.42
Relative Strength Index (RSI)	64.85
Average Volume (20 Days)	754,811

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TLV:PHOE had revenue of ILS 26.87 billion and earned 2.51 billion in profits. Earnings per share was 9.90.

Revenue	26.87B
Gross Profit	2.98B
Operating Income	249.76M
Pretax Income	3.94B
Net Income	2.51B
EBITDA	352.48M
EBIT	249.76M
Earnings Per Share (EPS)	9.90

Balance Sheet

The company has 137.33 billion in cash and 9.91 billion in debt, giving a net cash position of 13.65 billion or 53.69 per share.

Cash & Cash Equivalents	137.33B
Total Debt	9.91B
Net Cash	13.65B
Net Cash Per Share	53.69
Equity (Book Value)	12.36B
Book Value Per Share	47.75
Working Capital	140.12B

Cash Flow

In the last 12 months, operating cash flow was 1.93 billion and capital expenditures -334.87 million, giving a free cash flow of 1.59 billion.

Operating Cash Flow	1.93B
Capital Expenditures	-334.87M
Free Cash Flow	1.59B
FCF Per Share	6.26

Margins

Gross margin is 11.08%, with operating and profit margins of 0.93% and 9.34%.

Gross Margin	11.08%
Operating Margin	0.93%
Pretax Margin	14.65%
Profit Margin	9.34%
EBITDA Margin	1.31%
EBIT Margin	0.93%
FCF Margin	5.92%

Dividends & Yields

This stock pays an annual dividend of 6.36, which amounts to a dividend yield of 4.39%.

Dividend Per Share	6.36
Dividend Yield	4.39%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	47.63%
Buyback Yield	1.17%
Shareholder Yield	5.56%
Earnings Yield	6.83%
FCF Yield	4.33%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 22, 1999. It was a forward split with a ratio of 1.6.

Last Split Date	Aug 22, 1999
Split Type	Forward
Split Ratio	1.6

Scores

Altman Z-Score	n/a
Piotroski F-Score	6