Zur Shamir Holdings Ltd (TLV:ZUR)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
1,160.00
-16.00 (-1.36%)
Oct 23, 2026, 1:44 PM IDT

Zur Shamir Holdings Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,3736,2285,7424,4003,6803,190
Revenue Growth
5.23%8.47%30.49%19.57%15.36%11.37%
Operating Income
1,3101,084981940.51876.51857.57
Net Income
181.7128.883.8833.55-32.24133.69
Earnings Per Share
2.741.951.280.50-0.502.03
EPS Growth
104.66%51.77%157.89%--148.36%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Health Insurance
360.36338.19322.67274.54258.33246.2
Life Insurance and Long-Term Savings
446.73441.35435.49354.37302.47302.55
Investment Property
387.29330.44376.87308.64273.68264.73
Unallocated and adjustment of operations between segments
39.0840.1713.0553.5418.039.38
Consumer Credit
1,6981,5071,4071,2861,200757.71
Global Financial Services
146.63124.1392.7962.6448.08-
General Insurance
3,3503,4753,174---
Not Attributed
108.5490.77102.45---
Total
6,5376,3475,9244,4023,6902,989

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
988.84976.88479.5640.081,2111,675
Total Debt
15,08214,76912,97912,04111,0718,728
Net Cash (Debt)
-14,093-13,793-12,500-11,401-9,861-7,053
Net Cash Growth
------
Net Cash Per Share
-212.92-209.15-192.01-175.13-151.47-107.10

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
344.14101.06-497.72-759.94-1,165-1,070
Capital Expenditures
-118.77-140.47-208.56-184.16-310.7-165.81
Free Cash Flow
225.37-39.42-706.28-944.1-1,476-1,236
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
20.55%17.41%17.09%21.38%23.82%26.88%
Pretax Margin
16.24%12.89%10.24%9.24%8.79%23.21%
Profit Margin
2.85%2.07%1.46%0.76%-0.88%4.19%
FCF Margin
3.54%-0.63%-12.30%-21.46%-40.10%-38.74%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2161.2160.4150.3840.1230.599
Dividend Per Share Growth
203.57%193.14%7.99%212.53%-79.48%118.64%
Dividend Yield
10.48%9.77%5.05%7.13%1.91%4.70%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.246.296.3810.46-6.21
PS Ratio
0.120.130.090.080.110.26