Taichung Commercial Bank Co., Ltd. (TPE:2812)

Taichung Commercial Bank Income Statement

Financials in millions TWD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	26,608	25,198	21,251	15,585	12,245	12,129
Interest Paid on Deposits	13,898	12,947	9,926	4,810	2,968	3,850
Net Interest Income	12,710	12,251	11,325	10,775	9,278	8,279
Net Interest Income Growth (YoY)	8.60%	8.18%	5.10%	16.14%	12.06%	-0.85%
Gain (Loss) on Sale of Assets	3.13	3.13	0.82	-0.41	11.16	0.01
Gain (Loss) on Sale of Investments	1,705	4,138	1,421	1,198	886.77	136.64
Gain (Loss) on Sale of Equity Investments	-2.43	-2.84	-1.37	-6.72	-0.59	-3.29
Other Non-Interest Income	4,962	2,910	4,753	3,051	3,547	3,231
Total Non-Interest Income	6,668	7,049	6,173	4,242	4,444	3,365
Non-Interest Income Growth (YoY)	-2.67%	14.19%	45.51%	-4.55%	32.09%	-10.16%
Revenues Before Loan Losses	19,378	19,299	17,498	15,017	13,722	11,644
Provision for Loan Losses	829.23	1,101	1,668	1,252	1,369	519.03
Revenue	18,549	18,198	15,830	13,765	12,353	11,125
Revenue Growth (YoY)	6.68%	14.96%	15.00%	11.43%	11.04%	-3.10%
Salaries and Employee Benefits	5,421	5,204	4,685	4,467	4,285	3,944
Occupancy Expenses	546.46	521.82	476.77	438.03	498.07	490.8
Selling, General & Administrative	1,512	1,398	1,405	1,429	1,298	1,279
Other Non-Interest Expense	1,172	1,172	1,030	829.49	703.24	652.93
Total Non-Interest Expense	8,651	8,296	7,596	7,164	6,784	6,366
EBT Excluding Unusual Items	9,897	9,903	8,234	6,601	5,569	4,758
Pretax Income	9,897	9,903	8,234	6,601	5,569	4,758
Income Tax Expense	1,682	1,611	1,412	1,256	772.94	732.9
Net Income	8,216	8,292	6,821	5,344	4,796	4,026
Net Income to Common	8,216	8,292	6,821	5,344	4,796	4,026
Net Income Growth	2.17%	21.56%	27.64%	11.42%	19.15%	-6.81%
Basic Shares Outstanding	5,945	5,922	5,922	5,639	5,385	5,068
Diluted Shares Outstanding	5,950	5,927	5,927	5,645	5,390	5,073
Shares Change (YoY)	0.53%	-0.00%	5.00%	4.72%	6.26%	0.26%
EPS (Basic)	1.38	1.40	1.15	0.95	0.89	0.79
EPS (Diluted)	1.38	1.40	1.15	0.94	0.89	0.79
EPS Growth	2.11%	21.96%	21.39%	6.19%	12.50%	-7.51%
Dividend Per Share	0.363	0.363	0.353	0.254	0.202	0.185
Dividend Growth	2.97%	2.97%	38.92%	26.04%	8.80%	-9.79%
Effective Tax Rate	16.99%	16.27%	17.15%	19.04%	13.88%	15.40%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.