Taichung Commercial Bank Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	27,213	25,198	21,251	15,585	12,245	12,129
Interest Paid on Deposits	14,121	12,947	9,926	4,810	2,968	3,850
Net Interest Income	13,092	12,251	11,325	10,775	9,278	8,279
Net Interest Income Growth (YoY)	11.48%	8.18%	5.10%	16.14%	12.06%	-0.85%
Gain (Loss) on Sale of Assets	2.3	3.13	0.82	-0.41	11.16	0.01
Gain (Loss) on Sale of Investments	2,921	4,138	1,421	1,198	886.77	136.64
Gain (Loss) on Sale of Equity Investments	-2.62	-2.84	-1.37	-6.72	-0.59	-3.29
Other Non-Interest Income	4,017	2,910	4,753	3,051	3,547	3,231
Total Non-Interest Income	6,937	7,049	6,173	4,242	4,444	3,365
Non-Interest Income Growth (YoY)	-4.69%	14.19%	45.51%	-4.55%	32.09%	-10.16%
Revenues Before Loan Losses	20,029	19,299	17,498	15,017	13,722	11,644
Provision for Loan Losses	507.16	1,101	1,668	1,252	1,369	519.03
Revenue	19,522	18,198	15,830	13,765	12,353	11,125
Revenue Growth (YoY)	9.62%	14.96%	15.00%	11.43%	11.04%	-3.10%
Salaries and Employee Benefits	5,764	5,204	4,685	4,467	4,285	3,944
Occupancy Expenses	565.41	521.82	476.77	438.03	498.07	490.8
Selling, General & Administrative	1,486	1,398	1,405	1,429	1,298	1,279
Other Non-Interest Expense	1,280	1,172	1,030	829.49	703.24	652.93
Total Non-Interest Expense	9,095	8,296	7,596	7,164	6,784	6,366
EBT Excluding Unusual Items	10,427	9,903	8,234	6,601	5,569	4,758
Pretax Income	10,427	9,903	8,234	6,601	5,569	4,758
Income Tax Expense	1,796	1,611	1,412	1,256	772.94	732.9
Net Income	8,631	8,292	6,821	5,344	4,796	4,026
Net Income to Common	8,631	8,292	6,821	5,344	4,796	4,026
Net Income Growth	4.45%	21.56%	27.64%	11.42%	19.15%	-6.81%
Basic Shares Outstanding	5,922	5,922	5,922	5,639	5,385	5,068
Diluted Shares Outstanding	5,926	5,927	5,927	5,645	5,390	5,073
Shares Change (YoY)	-0.01%	-0.00%	5.00%	4.72%	6.26%	0.26%
EPS (Basic)	1.46	1.40	1.15	0.95	0.89	0.79
EPS (Diluted)	1.46	1.40	1.15	0.94	0.89	0.79
EPS Growth	5.10%	21.96%	21.39%	6.19%	12.50%	-7.51%
Dividend Per Share	0.363	0.363	0.353	0.254	0.202	0.185
Dividend Growth	2.97%	2.97%	38.92%	26.04%	8.80%	-9.79%
Effective Tax Rate	17.22%	16.27%	17.15%	19.04%	13.88%	15.40%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.