China Bills Finance Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	4,763	4,219	3,135	2,047	1,720	1,902
Total Interest Expense	4,011	3,854	2,890	1,207	460.68	781.13
Net Interest Income	752.39	364.76	244.95	839.23	1,259	1,121
Gain (Loss) on Sale of Investments	444.24	422.46	480.24	-520.5	300.9	248.79
Other Revenue	1,533	1,379	1,309	1,187	1,301	1,192
Revenue Before Loan Losses	2,730	2,166	2,034	1,505	2,861	2,561
Provision for Loan Losses	19.8	27.9	-17.94	-22.78	-15.27	33.37
Revenue	2,710	2,138	2,052	1,528	2,876	2,528
Revenue Growth (YoY)	28.46%	4.20%	34.28%	-46.87%	13.80%	24.23%
Salaries & Employee Benefits	384.4	381.21	351.97	313.06	383.41	348.07
Cost of Services Provided	76.46	68.33	67.75	65.25	79.14	77.37
Other Operating Expenses	92.34	82.05	69.68	63.35	46.91	44.78
Total Operating Expenses	579.54	557.32	514.54	466.51	522.22	483.59
Operating Income	2,131	1,581	1,538	1,062	2,354	2,044
Currency Exchange Gain (Loss)	12.92	78.2	-18.81	131.56	-22.14	-52.32
EBT Excluding Unusual Items	2,143	1,659	1,519	1,193	2,332	1,992
Gain (Loss) on Sale of Investments	-5.82	-5.82	3.78	8.07	-	-
Pretax Income	2,149	1,653	1,523	1,201	2,332	1,992
Income Tax Expense	451.51	278.97	234	161.01	474.35	413.46
Net Income	1,697	1,374	1,289	1,040	1,858	1,578
Net Income to Common	1,697	1,374	1,289	1,040	1,858	1,578
Net Income Growth	31.71%	6.66%	23.86%	-44.00%	17.71%	26.80%
Shares Outstanding (Basic)	1,343	1,343	1,343	1,343	1,343	1,343
Shares Outstanding (Diluted)	1,343	1,345	1,344	1,344	1,345	1,345
Shares Change (YoY)	-0.23%	0.03%	-	-0.06%	0.01%	0.03%
EPS (Basic)	1.26	1.02	0.96	0.77	1.38	1.18
EPS (Diluted)	1.26	1.02	0.96	0.77	1.38	1.17
EPS Growth	31.35%	6.31%	24.61%	-44.20%	17.95%	26.24%
Free Cash Flow	14,198	-1,596	-5,991	3,321	-1,543	4,849
Free Cash Flow Per Share	10.57	-1.19	-4.46	2.47	-1.15	3.60
Dividend Per Share	0.780	0.780	0.730	0.500	0.900	0.870
Dividend Growth	6.85%	6.85%	46.00%	-44.44%	3.45%	20.83%
Operating Margin	78.61%	73.94%	74.93%	69.47%	81.84%	80.87%
Profit Margin	62.62%	64.27%	62.79%	68.07%	64.58%	62.44%
Free Cash Flow Margin	523.90%	-74.63%	-291.97%	217.32%	-53.63%	191.83%
Effective Tax Rate	21.02%	16.87%	15.37%	13.40%	20.34%	20.76%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.