China Bills Finance Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	4,881	4,219	3,135	2,047	1,720
Total Interest Expense	3,957	3,854	2,890	1,207	460.68
Net Interest Income	924.01	364.76	244.95	839.23	1,259
Gain (Loss) on Sale of Investments	455.26	422.46	480.24	-520.5	300.9
Other Revenue	1,608	1,379	1,309	1,187	1,301
Revenue Before Loan Losses	2,987	2,166	2,034	1,505	2,861
Provision for Loan Losses	108.86	27.9	-17.94	-22.78	-15.27
Revenue	2,878	2,138	2,052	1,528	2,876
Revenue Growth (YoY)	34.61%	4.20%	34.28%	-46.87%	13.80%
Salaries & Employee Benefits	417.61	381.21	351.97	313.06	383.41
Cost of Services Provided	76.66	68.33	67.75	65.25	79.14
Other Operating Expenses	93.78	82.05	69.68	63.35	46.91
Total Operating Expenses	614.29	557.32	514.54	466.51	522.22
Operating Income	2,264	1,581	1,538	1,062	2,354
Currency Exchange Gain (Loss)	-12.04	78.2	-18.81	131.56	-22.14
EBT Excluding Unusual Items	2,252	1,659	1,519	1,193	2,332
Gain (Loss) on Sale of Investments	3.53	-5.82	3.78	8.07	-
Pretax Income	2,255	1,653	1,523	1,201	2,332
Income Tax Expense	459.35	278.97	234	161.01	474.35
Net Income	1,796	1,374	1,289	1,040	1,858
Net Income to Common	1,796	1,374	1,289	1,040	1,858
Net Income Growth	30.69%	6.66%	23.86%	-44.00%	17.71%
Shares Outstanding (Basic)	1,343	1,343	1,343	1,343	1,343
Shares Outstanding (Diluted)	1,345	1,345	1,344	1,344	1,345
Shares Change (YoY)	0.06%	0.03%	-	-0.06%	0.01%
EPS (Basic)	1.34	1.02	0.96	0.77	1.38
EPS (Diluted)	1.34	1.02	0.96	0.77	1.38
EPS Growth	31.12%	6.31%	24.61%	-44.20%	17.95%
Free Cash Flow	-8,303	-1,596	-5,991	3,321	-1,543
Free Cash Flow Per Share	-6.17	-1.19	-4.46	2.47	-1.15
Dividend Per Share	0.900	0.780	0.730	0.500	0.900
Dividend Growth	15.38%	6.85%	46.00%	-44.44%	3.45%
Operating Margin	78.66%	73.94%	74.93%	69.47%	81.84%
Profit Margin	62.40%	64.27%	62.79%	68.07%	64.58%
Free Cash Flow Margin	-288.46%	-74.63%	-291.97%	217.32%	-53.63%
Effective Tax Rate	20.37%	16.87%	15.37%	13.40%	20.34%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.