Fubon Financial Holding Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	394,732	384,749	373,039	384,483	477,472
Total Interest & Dividend Income	314,122	304,048	275,147	216,143	175,082
Gain (Loss) on Sale of Investments	260,773	60,506	57,330	-40,067	183,819
Other Revenue	709.99	-637.12	-3,425	6,513	13,536
Total Revenue	970,337	748,665	702,090	567,072	849,907
Revenue Growth (YoY)	29.61%	6.63%	23.81%	-33.28%	-10.51%
Policy Benefits	527,927	477,398	434,359	556,820	560,297
Depreciation & Amortization	8,313	8,024	7,460	7,024	6,650
Selling, General & Administrative	28,845	29,507	25,448	19,104	17,833
Provision for Bad Debts	11,514	12,927	9,983	5,768	4,588
Other Operating Expenses	8,025	7,328	5,815	4,737	4,947
Total Operating Expenses	636,934	584,219	526,906	632,517	636,794
Operating Income	333,404	164,446	175,184	-65,444	213,113
Interest Expense	-117,718	-123,620	-102,660	-49,438	-25,253
Currency Exchange Gain (Loss)	-78,610	131,537	1,919	175,846	-22,224
EBT Excluding Unusual Items	137,076	172,364	74,443	60,963	165,636
Asset Writedown	-12.94	-55.87	0.78	-17.32	-46.62
Pretax Income	137,063	172,308	74,444	60,946	165,589
Income Tax Expense	16,081	21,447	9,402	13,081	18,354
Earnings From Continuing Ops.	120,982	150,861	65,042	47,864	147,235
Minority Interest in Earnings	-37.81	-40.9	974.44	-938.87	-2,676
Net Income	120,944	150,820	66,017	46,926	144,559
Preferred Dividends & Other Adjustments	3,689	3,637	3,516	3,026	2,916
Net Income to Common	117,255	147,184	62,501	43,900	141,643
Net Income Growth	-19.81%	128.46%	40.68%	-67.54%	60.14%
Shares Outstanding (Basic)	14,007	14,007	14,007	14,007	13,458
Shares Outstanding (Diluted)	14,007	14,007	14,007	14,007	13,458
Shares Change (YoY)	-	-	-	4.08%	0.76%
EPS (Basic)	8.37	10.51	4.46	3.13	10.52
EPS (Diluted)	8.37	10.51	4.46	3.13	10.52
EPS Growth	-20.33%	135.49%	42.37%	-70.22%	60.92%
Free Cash Flow	7,110	72,714	-89,326	142,576	29,576
Free Cash Flow Per Share	0.51	5.19	-6.38	10.18	2.20
Dividend Per Share	-	4.146	2.323	1.327	2.950
Dividend Growth	-	78.50%	75.00%	-55.00%	28.33%
Operating Margin	34.36%	21.96%	24.95%	-11.54%	25.07%
Profit Margin	12.08%	19.66%	8.90%	7.74%	16.67%
Free Cash Flow Margin	0.73%	9.71%	-12.72%	25.14%	3.48%
EBITDA	339,037	169,589	179,841	-61,188	217,136
EBITDA Margin	34.94%	22.65%	25.61%	-10.79%	25.55%
D&A For EBITDA	5,633	5,143	4,656	4,256	4,023
EBIT	333,404	164,446	175,184	-65,444	213,113
EBIT Margin	34.36%	21.96%	24.95%	-11.54%	25.07%
Effective Tax Rate	11.73%	12.45%	12.63%	21.46%	11.08%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.