IBF Financial Holdings Ratios and Metrics

Market cap in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	59,227	60,135	52,806	44,068	38,955	47,944
Market Cap Growth	18.92%	13.88%	19.83%	13.12%	-18.75%	29.26%
Last Close Price	16.30	16.55	14.26	10.91	10.07	12.94
PE Ratio	25.87	26.20	24.32	22.03	30.25	12.34
PS Ratio	7.26	7.37	6.63	6.26	6.59	4.80
PB Ratio	1.09	1.11	1.07	0.90	0.92	1.09
P/FCF Ratio	-	-	31.95	-	4.65	-
P/OCF Ratio	-	-	29.76	-	4.62	-
Debt / Equity Ratio	6.29	6.29	6.44	5.81	6.88	6.13
Debt / FCF Ratio	-	-	192.69	-	34.62	-
Net Debt / Equity Ratio	2.75	2.75	3.65	3.37	3.02	2.78
Net Debt / FCF Ratio	-23.21	-23.21	109.24	-17.17	15.19	-16.87
Asset Turnover	0.02	0.02	0.02	0.02	0.02	0.03
Quick Ratio	0.80	0.80	0.58	0.55	0.64	0.67
Current Ratio	0.80	0.80	0.79	0.75	0.79	0.82
Return on Equity (ROE)	5.54%	5.54%	5.71%	5.47%	3.83%	10.60%
Return on Assets (ROA)	0.67%	0.67%	0.73%	0.69%	0.47%	1.38%
Return on Invested Capital (ROIC)	0.74%	0.76%	0.78%	0.75%	0.52%	1.52%
Earnings Yield	3.88%	3.82%	4.11%	4.54%	3.31%	8.10%
FCF Yield	-10.82%	-10.66%	3.13%	-21.74%	21.51%	-15.17%
Dividend Yield	1.79%	-	2.04%	6.35%	-	4.54%
Payout Ratio	46.16%	46.16%	115.91%	-	151.28%	48.31%
Buyback Yield / Dilution	-0.28%	-0.28%	-	-8.91%	-0.91%	0.10%
Total Shareholder Return	1.48%	-0.28%	2.04%	-2.56%	-0.91%	4.64%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.