IBF Financial Holdings Ratios and Metrics

Market cap in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 30, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	60,681	52,806	44,068	38,955	47,944	37,091
Market Cap Growth	15.69%	19.83%	13.12%	-18.75%	29.26%	16.59%
Last Close Price	16.70	14.26	10.91	10.07	12.94	9.64
PE Ratio	27.77	24.32	22.03	30.25	12.34	11.42
PS Ratio	7.78	6.63	6.26	6.59	4.80	4.40
PB Ratio	1.16	1.07	0.90	0.92	1.09	0.87
P/FCF Ratio	2.82	31.95	-	4.65	-	-
P/OCF Ratio	2.80	29.76	-	4.62	-	93.61
Debt / Equity Ratio	6.40	6.44	5.81	6.88	6.13	5.84
Debt / FCF Ratio	15.49	192.69	-	34.62	-	-
Asset Turnover	0.02	0.02	0.02	0.02	0.03	0.03
Quick Ratio	0.58	0.58	0.55	0.64	0.67	0.57
Current Ratio	0.79	0.79	0.75	0.79	0.82	0.70
Return on Equity (ROE)	5.21%	5.71%	5.47%	3.83%	10.60%	9.05%
Return on Assets (ROA)	0.63%	0.73%	0.69%	0.47%	1.38%	1.24%
Return on Invested Capital (ROIC)	0.71%	0.78%	0.75%	0.52%	1.52%	1.32%
Earnings Yield	3.60%	4.11%	4.54%	3.31%	8.10%	8.76%
FCF Yield	35.51%	3.13%	-21.74%	21.51%	-15.17%	-11.13%
Dividend Yield	1.75%	2.04%	6.35%	-	4.54%	5.89%
Payout Ratio	48.49%	115.91%	-	151.28%	48.31%	56.99%
Buyback Yield / Dilution	-	-	-8.91%	-0.91%	0.10%	0.10%
Total Shareholder Return	1.75%	2.04%	-2.56%	-0.91%	4.64%	5.99%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.