O-Bank Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	15,768	15,322	16,089	13,939	9,348	6,830
Interest Paid on Deposits	12,651	12,826	14,261	11,813	4,766	2,170
Net Interest Income	3,117	2,496	1,827	2,126	4,581	4,660
Net Interest Income Growth	57.34%	36.58%	-14.06%	-53.59%	-1.68%	15.78%
Gain (Loss) on Sale of Investments	6,323	3,984	7,869	4,856	4,053	1,262
Gain (Loss) on Sale of Equity Investments	-389.69	-592.28	12.86	161.74	3,334	94.85
Other Non-Interest Income	2,416	4,071	478.71	2,402	143.54	3,294
Total Non-Interest Income	8,350	7,463	8,360	7,420	7,531	4,651
Non-Interest Income Growth	9.73%	-10.73%	12.68%	-1.49%	61.92%	15.22%
Revenues Before Loan Losses	11,467	9,959	10,188	9,546	12,113	9,311
Provision for Loan Losses	870.54	652.29	53.23	897.03	608.1	553.92
Revenue	10,597	9,307	10,134	8,649	11,505	8,757
Revenue Growth	10.09%	-8.17%	17.18%	-24.82%	31.37%	17.35%
Salaries and Employee Benefits	3,244	2,981	3,032	2,719	2,978	2,746
Occupancy Expenses	492.3	474	543.32	569.1	623.21	637.96
Selling, General & Administrative	1,397	1,268	1,137	995.23	1,023	915.1
Other Non-Interest Expense	332.59	439.08	396.56	334.4	270.6	223.35
Total Non-Interest Expense	5,465	5,162	5,109	4,618	4,895	4,522
EBT Excluding Unusual Items	5,132	4,145	5,026	4,031	6,609	4,235
Asset Writedown	2.2	7.54	-8.99	-1.93	7.91	3.49
Pretax Income	5,134	4,152	5,017	4,029	6,617	4,239
Income Tax Expense	1,047	1,003	1,124	602.68	808.87	1,034
Earnings From Continuing Operations	4,087	3,149	3,893	3,426	5,808	3,205
Earnings From Discontinued Operations	-	-	-	-	-	-4.7
Minority Interest in Earnings	-1,654	-1,319	-1,037	-933.64	-773.88	-1,359
Net Income	2,434	1,831	2,856	2,492	5,034	1,841
Preferred Dividends & Other Adjustments	-	119.97	101.9	127.08	127.5	127.5
Net Income to Common	2,434	1,711	2,754	2,365	4,907	1,713
Net Income Growth	14.56%	-37.89%	16.44%	-51.80%	186.40%	67.99%
Basic Shares Outstanding	2,897	2,784	2,759	2,727	2,731	2,727
Diluted Shares Outstanding	3,178	3,039	3,050	3,032	3,037	3,031
Shares Change	3.98%	-0.35%	0.60%	-0.18%	0.20%	9.24%
EPS (Basic)	0.84	0.61	1.00	0.87	1.80	0.63
EPS (Diluted)	0.76	0.56	0.90	0.78	1.62	0.57
EPS Growth	9.96%	-37.78%	15.38%	-51.85%	184.99%	55.54%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.520	0.520	0.500	0.441	0.380	0.300
Dividend Growth	4.00%	4.00%	13.32%	16.11%	26.71%	49.95%
Effective Tax Rate	20.39%	24.15%	22.40%	14.96%	12.22%	24.40%