The Shanghai Commercial & Savings Bank, Ltd. (TPE: 5876)

The Shanghai Commercial & Savings Bank Balance Sheet

Financials in millions TWD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	41,398	57,458	66,674	70,382	80,572	57,668
Investment Securities	654,442	644,405	587,214	663,205	606,898	584,898
Trading Asset Securities	9,645	8,459	7,989	10,598	13,658	11,517
Total Investments	664,088	652,864	595,202	673,803	620,556	596,415
Gross Loans	1,599,382	1,582,658	1,546,483	1,310,046	1,320,115	1,338,622
Allowance for Loan Losses	-17,548	-16,586	-16,310	-12,508	-11,785	-11,613
Other Adjustments to Gross Loans	-202.94	-126.61	-2.6	-	-	-
Net Loans	1,581,630	1,565,946	1,530,171	1,297,538	1,308,330	1,327,009
Property, Plant & Equipment	25,641	24,825	23,778	22,406	22,830	23,558
Goodwill	95.44	92.56	92.61	83.37	84.7	90.41
Other Intangible Assets	2,112	2,035	1,833	1,582	1,573	1,717
Investments in Real Estate	7,613	7,265	6,896	5,981	5,806	5,651
Accrued Interest Receivable	8,600	10,467	7,615	4,177	4,463	5,736
Other Receivables	18,828	9,433	8,291	7,241	9,860	6,663
Restricted Cash	58,121	51,128	41,880	27,244	38,669	27,157
Other Current Assets	13,897	15,835	11,300	10,478	6,765	5,747
Long-Term Deferred Tax Assets	3,308	4,387	4,397	1,236	1,264	1,153
Other Long-Term Assets	22,038	21,472	27,106	17,270	12,676	16,724
Total Assets	2,447,422	2,423,296	2,325,355	2,139,633	2,113,742	2,075,557
Accounts Payable	10,303	7,415	7,645	6,921	10,246	4,553
Accrued Expenses	2,004	2,055	1,995	1,677	1,607	1,632
Interest Bearing Deposits	2,005,975	1,975,321	1,907,004	1,698,285	1,677,564	1,646,379
Non-Interest Bearing Deposits	9,223	11,559	14,568	10,221	9,145	10,056
Total Deposits	2,015,197	1,986,880	1,921,572	1,708,507	1,686,710	1,656,435
Short-Term Borrowings	27,442	34,165	38,114	60,786	46,200	65,351
Current Portion of Long-Term Debt	7,737	25,914	4,242	30,129	31,366	11,792
Current Portion of Leases	498.42	400.75	380.09	374.16	542.76	491.79
Current Income Taxes Payable	1,995	2,248	2,053	1,185	1,252	2,569
Accrued Interest Payable	9,660	8,693	4,885	2,138	2,688	4,474
Other Current Liabilities	19,447	18,856	17,773	18,091	16,754	15,856
Long-Term Debt	71,921	70,823	80,237	80,471	89,159	85,172
Long-Term Leases	1,397	1,473	1,546	1,495	1,744	1,924
Long-Term Unearned Revenue	2,131	630.13	706.04	606.45	585.4	875.06
Pension & Post-Retirement Benefits	1,869	1,578	1,488	1,333	1,294	1,373
Long-Term Deferred Tax Liabilities	9,472	10,824	10,452	8,692	9,920	10,044
Other Long-Term Liabilities	6,667	7,744	6,624	7,989	8,576	8,789
Total Liabilities	2,187,740	2,179,699	2,099,712	1,930,395	1,908,643	1,871,330
Common Stock	48,616	48,616	48,616	44,816	44,816	44,816
Additional Paid-In Capital	27,706	27,548	27,406	16,666	16,551	16,433
Retained Earnings	109,140	106,716	100,683	95,480	88,927	85,182
Treasury Stock	-83.14	-83.14	-83.14	-83.14	-83.14	-83.14
Comprehensive Income & Other	8,098	519.77	-6,840	922.85	4,892	7,220
Total Common Equity	193,477	183,317	169,781	157,802	155,103	153,568
Minority Interest	66,205	60,279	55,862	51,436	49,996	50,659
Shareholders' Equity	259,682	243,596	225,643	209,238	205,099	204,226
Total Liabilities & Equity	2,447,422	2,423,296	2,325,355	2,139,633	2,113,742	2,075,557
Total Debt	108,995	132,776	124,519	173,256	169,012	164,730
Net Cash (Debt)	-43,771	-61,437	-49,855	-91,997	-73,338	-88,356
Net Cash Per Share	-9.02	-12.66	-11.10	-20.57	-16.40	-21.09
Filing Date Shares Outstanding	4,850	4,850	4,850	4,470	4,470	4,470
Total Common Shares Outstanding	4,850	4,850	4,850	4,470	4,470	4,470
Book Value Per Share	39.89	37.80	35.00	35.30	34.70	34.35
Tangible Book Value	191,270	181,190	167,855	156,136	153,446	151,760
Tangible Book Value Per Share	39.44	37.36	34.61	34.93	34.33	33.95

Source: S&P Capital IQ. Banks template. Financial Sources.