Accord Financial Balance Sheet

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6.99	16.67	9.7	18.26	24.15
Net Loans	326.93	357.55	466.12	444.46	472.9
Net Property, Plant & Equipment	2.12	2.61	2.12	1.75	1.27
Accrued Interest and Accounts Receivable	0.66	1.03	1.2	0.6	0.1
Other Intangible Assets	-	-	3	3.2	3.11
Goodwill	-	-	-	12.08	13.14
Other Non-Earning Assets	20	36.01	31.35	11.43	5.43
Total Assets	356.7	413.88	513.48	491.76	520.11
Short-Term Borrowings	238.55	261.16	363.54	323.09	356.82
Accounts Payable	8.26	12.25	8.06	11.23	11.86
Accrued Expenses	0.91	-	0.23	2.62	2.29
Long-Term Debt	53.84	52.36	50.51	44.97	41.12
Other Liabilities	1.32	1.44	2.48	3.25	4.06
Total Liabilities	302.87	327.2	424.82	385.15	416.15
Common Stock	9.45	9.45	9.45	9.45	9.45
Additional Paid-in Capital	1.89	1.84	1.77	1.71	1.09
Accumulated Other Comprehensive Income	7.16	7.07	7.07	7.66	6.13
Retained Earnings	32.5	62.47	65.61	82.16	83.3
Total Common Shareholders' Equity	50.99	80.83	83.9	100.97	99.97
Minority Interest	2.84	5.85	4.76	5.64	3.99
Shareholders' Equity	53.83	86.68	88.66	106.61	103.96
Total Liabilities & Equity	356.7	413.88	513.48	491.76	520.11
Total Debt	53.84	52.36	50.51	44.97	41.12
Net Cash (Debt)	-53.84	-52.36	-50.51	-44.97	-41.12
Net Cash Per Share	-6.29	-6.12	-5.90	-5.25	-4.80
Book Value	50.99	80.83	83.9	100.97	99.97
Book Value Per Share	5.96	9.44	9.80	11.80	11.68
Tangible Book Value	50.99	80.83	80.91	85.7	83.71
Tangible Book Value Per Share	5.96	9.44	9.45	10.01	9.78

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.