Accord Financial Corp. (TSX: ACD)

Accord Financial Balance Sheet

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	8.88	5.91	11.63	13.84	5.55	6.78
Loans & Lease Receivables	368.94	466.12	444.46	472.9	354.02	368.64
Other Receivables	1.38	1.2	0.6	0.1	1.84	1
Property, Plant & Equipment	2.61	2.12	1.75	1.27	1.66	2.34
Goodwill	-	-	12.08	13.14	13.22	13.45
Other Intangible Assets	-	3	3.2	3.11	3.28	3.64
Restricted Cash	6.15	3.78	6.63	10.31	-	-
Other Current Assets	0.51	0.44	0.11	0.16	1.51	6.97
Long-Term Deferred Tax Assets	20.11	18.62	6.27	3.42	2	0.98
Other Long-Term Assets	11.55	12.29	5.06	1.85	1.83	2.43
Total Assets	420.12	513.48	491.76	520.11	384.91	406.21
Interest Bearing Deposits	0.11	0.14	1.83	3.29	2.91	2.4
Total Deposits	0.11	0.14	1.83	3.29	2.91	2.4
Accounts Payable	11.48	8.06	11.2	11.83	10.28	6.13
Short-Term Debt	19.73	289.37	222.16	222.74	228.37	249.57
Current Portion of Long-Term Debt	241.43	79.52	42.44	87.73	21.38	-
Current Portion of Leases	-	0.48	0.44	0.53	0.5	0.47
Long-Term Debt	53.63	43.28	101.96	86.5	23.51	46.3
Long-Term Leases	2.25	1.4	1.05	0.45	0.71	1.13
Long-Term Unearned Revenue	1.77	2.34	1.28	0.49	0.76	1.21
Current Income Taxes Payable	2.16	0.23	2.62	2.29	1.58	0.34
Long-Term Deferred Tax Liabilities	-	-	0.14	0.28	0.6	2.25
Other Long-Term Liabilities	-	-	0.03	0.03	0.56	0.04
Total Liabilities	332.56	424.82	385.15	416.15	291.15	309.85
Common Stock	9.45	9.45	9.45	9.45	9.45	9.48
Additional Paid-In Capital	1.83	1.77	1.71	1.09	1.2	1.32
Retained Earnings	64.32	65.61	82.16	83.3	73.12	74.99
Comprehensive Income & Other	7.33	7.07	7.66	6.13	6.08	6.72
Total Common Equity	82.93	83.9	100.97	99.97	89.85	92.51
Minority Interest	4.63	4.76	5.64	3.99	3.91	3.85
Shareholders' Equity	87.56	88.66	106.61	103.96	93.76	96.37
Total Liabilities & Equity	420.12	513.48	491.76	520.11	384.91	406.21
Total Debt	317.04	414.05	368.06	397.94	274.47	297.47
Net Cash (Debt)	-308.16	-408.13	-356.43	-384.1	-268.92	-290.7
Net Cash Per Share	-36.00	-47.68	-41.64	-44.88	-31.42	-34.33
Filing Date Shares Outstanding	8.56	8.56	8.56	8.56	8.56	8.57
Total Common Shares Outstanding	8.56	8.56	8.56	8.56	8.56	8.59
Working Capital	110.95	99.65	182.73	168.91	97.91	124.48
Book Value Per Share	9.69	9.80	11.80	11.68	10.50	10.77
Tangible Book Value	82.93	80.91	85.7	83.71	73.35	75.42
Tangible Book Value Per Share	9.69	9.45	10.01	9.78	8.57	8.78

Source: S&P Capital IQ. Financial Services template. Financial Sources.