Accord Financial Corp. (TSX:ACD)
Canada · Delayed Price · Currency is CAD 0.9600
0.00 (0.00%)
Sep 3, 2026, 4:10 PM EST
Accord Financial Cash Flow Statement
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -33.98 | -29.97 | -3.14 | -14.63 | 1.43 | 11.89 |
Depreciation & Amortization | 0.47 | 0.49 | 0.67 | 0.7 | 0.83 | 0.84 |
Asset Writedown & Restructuring Costs | - | - | - | 11.88 | 1.88 | - |
Provision for Credit Losses | 18.74 | 21.92 | 16.18 | 24.48 | 8.29 | -1.55 |
Stock-Based Compensation | -0.08 | 0 | 0.12 | 0.17 | 0.19 | 0.09 |
Change in Accounts Payable | 2.77 | -1.3 | 0.42 | 1.35 | -12.07 | 1.35 |
Change in Other Net Operating Assets | 104.85 | 7.72 | 47.34 | -59.56 | 32.95 | -117.81 |
Other Operating Activities | 6.52 | 7.05 | 0.02 | -15.53 | -2.14 | 2.68 |
Operating Cash Flow | 99.54 | 5.91 | 60.57 | -51.12 | 31.51 | -101.65 |
Operating Cash Flow Growth | - | -90.24% | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.03 | -0.03 | -0.4 | -0.24 | -0.18 | -0.08 |
Sale of Property, Plant & Equipment | - | - | 60.65 | - | - | - |
Investing Cash Flow | 47.23 | -0.03 | 60.25 | -0.24 | -0.18 | -0.08 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 3.08 | - | 66.47 | 6.68 | - |
Long-Term Debt Issued | - | - | 55.27 | 4.23 | 2.37 | 127.83 |
Total Debt Issued | -35.26 | 3.08 | 55.27 | 70.7 | 9.05 | 127.83 |
Short-Term Debt Repaid | - | - | -136.01 | - | - | -2.41 |
Long-Term Debt Repaid | - | -22.95 | -27.43 | -25.59 | -45.24 | -1.9 |
Total Debt Repaid | -113.66 | -22.95 | -163.44 | -25.59 | -45.24 | -4.31 |
Net Debt Issued (Repaid) | -148.92 | -19.87 | -108.17 | 45.12 | -36.19 | 123.51 |
Common Dividends Paid | - | - | - | -1.93 | -2.57 | -1.71 |
Other Financing Activities | - | - | - | - | 1.48 | -1.43 |
Financing Cash Flow | -148.92 | -19.87 | -108.17 | 43.19 | -37.27 | 120.37 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 0.17 | 4.3 | -5.67 | -0.4 | 0.05 | -0.04 |
Net Cash Flow | -1.98 | -9.68 | 6.98 | -8.56 | -5.89 | 18.6 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 99.52 | 5.89 | 60.17 | -51.35 | 31.33 | -101.73 |
Free Cash Flow Growth | - | -90.22% | - | - | - | - |
Free Cash Flow Margin | 564.18% | 33.40% | 124.45% | -177.87% | 77.11% | -207.00% |
Free Cash Flow Per Share | 11.52 | 0.69 | 7.03 | -6.00 | 3.66 | -11.89 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 24.6 | 28 | 31.52 | 33 | 22.88 | 10.25 |
Cash Income Tax Paid | - | -0.85 | 0.03 | 3.66 | 4.04 | 0.99 |