Accord Financial Corp. (TSX:ACD)

Accord Financial Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 8, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	12	15	33	39	66	72
Market Cap Growth	-61.33%	-53.37%	-16.27%	-40.13%	-8.33%	25.37%
Enterprise Value	-	72.08	91.25	94.72	116.51	117.01
Last Close Price	1.50	1.80	3.86	4.61	7.70	8.40
PE Ratio	-	-0.51	-10.43	-2.70	45.29	6.04
PS Ratio	0.70	2.27	1.07	1.98	1.88	1.46
PB Ratio	0.23	0.30	0.41	0.47	0.65	0.72
P/TBV Ratio	0.25	0.30	0.41	0.47	0.65	0.72
P/FCF Ratio	2.11	2.62	0.55	-0.77	1.86	-0.71
P/OCF Ratio	2.10	2.61	0.55	-0.77	1.85	-0.71
EV/Sales Ratio	-	10.61	2.96	4.75	3.32	2.38
EV/EBITDA Ratio	-	148.01	137.01	135.32	139.70	139.91
EV/FCF Ratio	-	12.25	1.52	-1.84	3.29	-1.16
Debt / Equity Ratio	1.00	1.00	0.60	0.57	0.42	0.40
Debt / EBITDA Ratio	110.55	110.55	78.62	72.16	53.92	49.17
Debt / FCF Ratio	-11.83	9.15	0.87	-0.98	1.27	-0.41
Net Debt / Equity Ratio	1.06	1.06	0.65	0.60	0.45	0.41
Net Debt / EBITDA Ratio	110.55	110.55	78.62	72.16	53.92	49.17
Net Debt / FCF Ratio	-11.83	9.15	0.87	-0.98	1.27	-0.41
Asset Turnover	0.02	0.02	0.07	0.04	0.07	0.11
Return on Equity (ROE)	-46.60%	-46.60%	-2.79%	-15.77%	1.56%	13.37%
Earnings Yield	-241.48%	-194.44%	-9.59%	-37.09%	2.21%	16.55%
FCF Yield	47.42%	38.20%	182.13%	-130.15%	53.67%	-140.13%
Dividend Yield	-	0.00%	0.00%	4.88%	3.90%	2.38%
Payout Ratio	-	0.00%	0.00%	-13.17%	179.96%	14.40%
Buyback Yield / Dilution	-	0.00%	0.00%	0.01%	-0.01%	0.05%
Total Shareholder Return	-	0.00%	0.00%	4.89%	3.89%	2.43%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.